Guilherme Monteiro Simões, CFA – Senior Financial Analyst at AM Best (Oldwick)
Guilherme Monteiro Simões is a Senior Financial Analyst at AM Best, with extensive experience in the insurance and reinsurance sectors. Based in Oldwick, New Jersey, he has held this role since March 2016, contributing to AM Best for over eight years. He holds dual American and Brazilian citizenship and is a CFA charterholder.
Professional Specialties and Skills
Simões specializes in reinsurance and insurance, credit and equity research, oil and gas, project finance, and portfolio management. His key expertise includes:
- Strong skills in analytical thinking, cash flow forecasting, scenario analysis, investment research, and fundamental analysis.
- Deep understanding of insurance and reinsurance lines, including property/casualty, property catastrophe, excess & surplus, specialty, energy, workers’ compensation, and more.
- Experience presenting at major industry conferences such as the Reinsurance Association of America (RAA) in New York and the Brazilian Annual Conference (CNseg). He has also presented AM Best’s ratings methodology to SUSEP, the Brazilian reinsurance regulator.
Responsibilities at AM Best
- Conducts in-depth analysis and risk-adjusted capitalization evaluation for domestic and global (re)insurance companies.
- Prepares and presents credit rating recommendations to AM Best’s Rating Committee, focusing on operating performance, business profiles, and enterprise risk management.
- Guides and reviews work from other analysts, serving as a team leader.
- Participates in AM Best’s Investment Working Group, assessing investments in (re)insurance companies’ portfolios.
- Analyzes the insurance-linked securities (ILS) market and its impact on reinsurance.
- Publishes credit reports and press releases, contributing to AM Best’s Global Reinsurance report.
- Leads meetings with senior management from (re)insurance firms to discuss risk management and capital structure.
Simões is also known for his proficiency in Microsoft Excel, financial coaching, and his ability to simplify complex financial concepts.
