Health insurance covers some or all of the costs of routine care, emergency care, and treatment for chronic illnesses.
Healthcare and health insurance are terms that are often used interchangeably. However, healthcare, which typically includes elements like emergency room visits, preventative medicine, and prescription drugs, is far different than health insurance which provides coverage for medical services.
The health insurance provider covers the costs of all urgently needed medical treatment. The basic insurance cover provided by the statutory health insurance providers extends to the following services: outpatient medical treatment, for example, in doctors’ surgery, dental care.
Health insurance serves to cover an insured individual’s medical, surgical, and dental expenses, which can also include the cost for their prescription meds. It can either be in the form of reimbursements or directly paid for by the healthcare provider.