AI Could Trigger Rating Downgrades in High-Risk Sectors, Insurance Insulated
AI-related credit downgrade risk is concentrated in a small group of sectors, while 86% of tested sub-sectors show limited or no rating impact
Risk Management
Risk management is the process of identifying, assessing and controlling risks that could affect an organization’s operations, capital and earnings. Explore the latest risk management news, enterprise risk, financial and operational risks, catastrophe exposure, cyber risk, compliance and strategies used to mitigate emerging threats.
Structural Risks in Insurance Industry: Existing Challenges & Opportunities
The insurance industry faces several ongoing challenges linked to long-term economic, social, and environmental trends. These structural risks require active management to ensure protection
European System for Natural Catastrophe Risk Management & Re/Insurance
Economic losses from natural catastrophes in the EU are rising due to increased economic exposure and the growing severity of climate-related disasters
Insurance Risk Dashboard. 10 Key Risks of the European Insurance Sector
EIOPA’s Insurance Risk Dashboard: European insurance sector’s risks remain stable at medium levels, with some vulnerabilities linked to market volatility and fluctuating real estate prices
Business Interruption Risk Insurance for Global Supply Chains
Reduced investment in supply chains lowers their resilience to natural disasters, unexpected technology outages, and political events, increasing the risk
Top 10 Risks for the Global Insurance Industry in 2024
The top risks for the insurance industry reflect the sector’s rapidly changing nature while at the same time reinforcing its critical role in protecting global businesses
Monitoring of Systemic Risks of Insurance Companies in 2025
The IAIS performed trend analysis on insurance data and used the outcomes for the overall assessment of evolution of systemic risk
How to Reduce Risks When Forming an International Insurance Company?
The allure of establishing an international insurance company lies in its potential to reach a more diverse customer base and increase profitability
10 Most Important Global Business Risks for 2024. Allianz Risk Barometer
Allianz Risk Barometer incorporates the views of 2,712 respondents from 94 countries and territories. Elevated levels of disruption to continue as dangers
Most Significant Insurers Steps to Build ESG Infrastructure
Many insurers around the world have taken significant steps to build an organizational infrastructure addressing the multitude of challenges posed by ESG
Economic Risks Prioritised Over Tech, Environment & Cyber. G20 Survey
G20 business leaders are more focused on short-term economic concerns – like rapid inflation, debt crises, and the cost of living crisis – than on environmental and cyber risks
Risk Management With Cyber Insurance
Risk management is the process of identifying, assessing and responding to/mitigating risk events. Organisations must understand the probability and potential severity of loss events
Global Insurance Business Insolvencies Back Above Pre-Pandemic Levels
Global business insolvencies are expected to rise +19% in 2023 and +18% in 2024, a significant rebound after two years of decline
How Can Insurance Companies Manage Foreign Exchange (FX) Risks?
Amongst the growing number of challenges facing insurers is the important – yet often overlooked – consideration of foreign exchange (FX) risk management
How to Russia’s War in Ukraine is Changing the World and Insurance? Defining the Scenarios
The War in Ukraine has once again demonstrated the devastating toll that a systemic event can have on the global risk landscape
The Role of Insurance & Reinsurance in Minimizing Risks of the War`s Impacts
Since the start of the Russia`s War in Ukraine, the global (re)insurance industry has been working to help those affected by the conflict
Global Risk Management Survey: Insurance for Traditional & Emerging Risks
Global Risk Management Survey illustrates traditional and emerging corporate risk portfolio and collates responses of 2,300 risk managers from 16 industries
Artificial intelligence is reshaping workforce management, changing the skills employers require and creating new responsibilities for human resources teams
US homeowners insurers recorded a $16.5 bn underwriting profit as combined ratios improved and insurance rate increases slowed in 2026
Insurance regulators in the US, UK and Japan are strengthening oversight of asset-intensive reinsurance, targeting counterparty credit risk, recapture reserve adequacy
US 30-year mortgage rates reached 7.55% as refinancing and purchase applications declined, raising monthly costs and pushing more borrowers toward ARMs