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Beinsure Media Insurance & InsurTech Insights
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Insurance

345 posts

Insurance is a way to manage your risk. When you buy insurance, you purchase protection against unexpected financial losses. The insurance company pays you or someone you choose if something bad happens to you. If you have no insurance and an accident happens, you may be responsible for all related costs.
Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

Solvency II for EU & UK Insurance: Review Are Approaching Completion

Solvency II for EU & UK Insurers: Review Are Approaching Completion

The multi-year reviews of Solvency II in the EU and the UK are approaching completion, despite the very different macroeconomic environment
US P&C Insurance Industry Generates Underwriting Losses

US P&C Insurance Generates Underwriting Losses in 1H2023

US P&C insurance industry continued to generate significant underwriting losses in 1H2023 despite strong premium growth
2024 Global Medical Trend Rates Outlook

2024 Global Medical Trend Rates Outlook

The global average medical trend rate for 2024 to be 10.1%, up from 9.2% in 2023 and the highest rate since 2015
Underwriting Results for Life & Personal Line U.S. Insurance Companies

Underwriting Results for Life & Personal Line U.S. Insurance Companies

Underwriting results for personal lines-focused US insurers worsened during the second quarter of 2023 as natural catastrophes and inflationary pressures weighed on results
U.S. D&O Liability Insurance Continued to Generate Loss

U.S. D&O Liability Insurance Continued to Generate Loss

The U.S. directors & officers (D&O) liability insurance segment continued to generate favorable loss ratios through the first half of 2023
Chinese Insurance Sector's Capital, Investment & Solvency Stability

2023 Chinese Insurance Sector: Capital, Investment & Solvency Stability

China’s reduced capital charges for specific investments and amended solvency calculation will relieve insurers’ capital burden and enhance stability
Global Non-Life Insurance Industry Adjustes Rapidly to Higher Interest Rate

Global Non-Life Insurance Industry Adjustes Rapidly to Higher Interest Rate

The global non-life insurance industry is adjusting rapidly to the new higher interest rate era ushered in by the most intense monetary policy tightening since the 1980s
FEATURED IN INSURANCE
  • TOP 20 Costliest U.S. Hurricanes. Economic Losses Will Increase by 10% over 20 Years
    TOP 20 Costliest U.S. Hurricanes. Losses Will Increase by 10% over 20 Years
  • Natural Disaster Trends. Top 10 Costliest Economic & Insured Loss Events
    Natural Disaster Trends. Top 10 Costliest Economic & Insured Loss Events (1900-2023)
  • European Venture Capital Valuations in Q3 2022 Landed Higher than Expected
    5 Key Trends of European Venture Capital Valuations
Insurance & InsurTech NEWS
  • Insurtech Delos Insurance raised $7.3 mn seed extension round
  • Insurtech Ripe acquired specialist boat insurer Craftinsure
  • Logpoint uncovered the Akira infection chain through malware analysis
  • Aviva acquired of AIG Life UK from Corebridge Financial of £460 mn
  • Insurtech NEXT Insurance offered fully customize coverage quotes for agents
  • Continental Assist partnered with parametric insurtech Baoba
  • California’s home insurers paid out more than they collected in premiums
  • Insurtech Authentic sequred $5.5 mn in seed round to launch captive insurance platform

Challenges for Cyber Insurance Market's Growth Potential

Challenges for Cyber Insurance Market’s Growth Potential

The realisation of the cyber market's growth potential is tied to geopolitics and macroeconomics, but also sme penetration, tail-risk management
New Trends in the Use Crypto by Criminals

New Trends in the Use Crypto by Criminals

Being at the forefront of helping businesses and agencies detect crypto crime, Elliptic routinely researches new trends in how criminals are using crypto for illicit activitie
Tech-led Value Creation to Spur Company Growth. 3 Pillars by EY

Tech-led Value Creation to Spur Company Growth. 3 Pillars by EY

Private equity firms and their portfolio companies need to go beyond simply employing technology for reducing costs and increasing efficiencies
Cyber Insurance Market Dynamics Changed Significantly

Cyber Insurance Market Dynamics Changed Significantly

Cyber insurance dynamics have shifted significantly over the last 12 months. After a period of upheaval – characterised by a rapidly deteriorating loss environment

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