FinTech unicorn describes startups that are valued at more than $1 billion. The global fintech market attained a value of more than USD 135.9 billion. The market is further expected to grow in the forecast period of 2023-2028 at a CAGR of 11.9% to reach over USD 266.9 billion by 2027.
List of FinTech Unicorn Startups by valuation 2022
| № | FinTech | Most recent valuation | VC raised to date |
|---|---|---|---|
| 1 | Ant Group | $200.0B | $1.5B |
| 2 | Stripe | $152.0B | $800M |
| 3 | Nubank | $41.5B | $2.4B |
| 4 | Checkout | $40.0B | $1.8B |
| 5 | Revolut | $33.0B | $1.8B |
| 6 | Gojek | $27.9B | $6.8B |
| 7 | Chime | $25.0B | $2.6B |
| 8 | Plaid | $13.4B | $734.3M |
| 9 | Wise | $12.2B | $542.4M |
| 10 | Deel | $12.1B | $679.5M |
| 11 | Goodleap | $12.0B | $800.0M |
| 12 | Affirm | $11.9B | $1.5B |
| 13 | Bolt Financial | $11.0B | $957.0M |
| 14 | Torpago | $10.5M | $83.1M |
| 15 | Gusto | $9.6B | $751.2M |
| 15 | ServiceTitan | $9.5B | $1.1B |
| 15 | N26 | $9.0B | $1.8B |
| 15 | Rapyd | $8.8B | $801.1M |
| 16 | Avalara | $8.4B | $394.5M |
| 17 | Tipalti | $8.3B | $556.0M |
| 18 | SumUp | $8.2B | $692.0M |
| 19 | Ramp | $8.1B | $1.3B |
| 20 | Suning Finance | $7.9B | $2.2B |
| 21 | Ping An Healt | $7.5B | $1.6B |
| 21 | Razorpay | $7.5B | $746.5M |
| 22 | toss | $7.4B | $844.4M |
| 22 | Carta | $7.4B | $1.2B |
| 23 | Remitly | $6.9B | $435.4M |
| 23 | Better | $6.9B | $1.2B |
| 24 | Mollie | $6.5B | $939.9M |
| 25 | Qudian | $6.4B | $906.0M |
| 26 | Upgrade | $6.3B | $571.6M |
| 27 | iCapital | $6.0B | $678.4M |
| 28 | Mambu | $5.5B | $444.7M |
| 29 | Opendoor Tech | $5.2B | $1.3B |
| 30 | Qonto | $5.0B | $700.6M |
| 30 | Zepz | $5.0B | $676.3M |
| 31 | OfBusiness | $5.0B | $987.3M |
| 32 | Creditas | $4.8B | $881.9M |
| 33 | Lendable | $4.7B | $327.2M |
| 33 | Pleo | $4.7B | $429.0M |
| 34 | Monzo | $4.6B | $1.3B |
| 35 | Clover Health | $4.5B | $925.0M |
| 36 | Dave | $4.0B | $76.3M |
| 36 | CRED | $4.0B | $1.1B |
| 36 | Wealthsimple | $4.0B | $875.6M |
| 37 | ChargeBee | $3.8B | $479.9M |
| 38 | DriveWealth | $3.7B | $828.9M |
| 39 | SpotOn | $3.6B | $900.0M |
| 39 | Wind Information | $3.6B | $216.4M |
| 40 | Starling Bank | $3.4B | $968.3M |
| 41 | Cedar | $3.2B | $619.4M |
| 42 | Cross River Bank | $3.0B | $1.1B |
| 42 | TradingView | $3.0B | $338.6M |
| 42 | Grab Financial Group | $3.0B | $417.0M |
| 42 | Flutterwave | $3.0B | $479.2M |
| 42 | DLocal | $3.0B | $350.0M |
| 43 | Alan | $2.9B | $552.2M |
| 43 | Loft | $2.9B | $794.5M |
| 44 | Varo | $2.5B | $992.3M |
| 44 | Ual | $2.5B | $544.0M |
| 44 | Alkami | $2.5B | $390.3M |
| 45 | Greenlight FinTech | $2.4B | $557.2M |
| 45 | Trumid | $2.4B | $733.3M |
| 45 | Flywire | $2.4B | $323.2M |
| 45 | 360 DigiTech | $2.4B | $530.4M |
| 45 | HoneyBook | $2.4B | $486.5M |
| 46 | Divvy | $2.3B | $417.5M |
| 46 | Groww | $2.3B | $394.8M |
| 47 | Orange Retail Finance | $2.2B | $1.6B |
| 47 | Chipper Cash | $2.2B | $300.5M |
| 47 | Current | $2.2B | $411.0M |
| 47 | Modern Treasury | $2.2B | $183.0M |
| 47 | Addepar | $2.2B | $495.1M |
| 48 | NAX | $2.1B | $97.2M |
| 48 | OakNorth Bank | $2.1B | $745.7M |
| 48 | PayFit | $2.1B | $495.9M |
| 48 | GoCardless | $2.1B | $620.7M |
| 48 | ReCharge | $2.1B | $277.0M |
| 48 | CloudWalk | $2.1B | $481.2M |
| 49 | GVE | $2.0B | $28.2M |
| 49 | bKash | $2.0B | $260.0M |
| 49 | Rezolve | $2.0B | $9.2M |
| 49 | Momo | $2.0B | $433.8M |
| 49 | Mynt | $2.0B | $475.0M |
| 49 | Firstp2p | $2.0B | $111.0M |
| 49 | Edaili | $2.0B | $15.7M |
| 49 | Pipe | $2.0B | $316.0M |
| 49 | Clearco | $2.0B | $935.0M |
| 50 | Linkar | $1.9B | $309.0M |
| 50 | bunq | $1.9B | $228.0M |
| 50 | MX | $1.9B | $451.0M |
| 50 | Enfusion | $1.9B | $156.0M |
| 51 | Acorns | $1.8B | $635.3M |
| 51 | FinAccel | $1.8B | $332.0M |
| 51 | Slice | $1.8B | $292.9M |
| 51 | Viva Payment | $1.8B | $766.4M |
| 52 | Wave | $1.7B | $205.0M |
| 52 | Spotter | $1.7B | $509.6M |
| 52 | Five Star Business Finance | $1.7B | $450.8M |
| 52 | Judo Bank | $1.7B | $837.2M |
| 52 | Divvy Homes | $1.7B | $399.4M |
| 52 | Clear Street | $1.7B | $221.7M |
| 52 | Scalable Capital | $1.7B | $319.9M |
| 53 | Mercury | $1.6B | $172.8M |
| 53 | Clip | $1.6B | $435.7M |
| 53 | Pave | $1.6B | $162.8M |
| 53 | Capitolis | $1.6B | $280.4M |
| 53 | Self Financial | $1.6B | $126.7M |
| 54 | Zeta | $1.5B | $340.0M |
| 54 | Upside | $1.5B | $291.0M |
| 54 | Tryllian | $1.5B | $417.6M |
| 54 | Kushki | $1.5B | $202.0M |
| 54 | Bilt Rewards | $1.5B | $213.0M |
| 54 | BillDesk | $1.5B | $92.5M |
| 55 | X Financial | $1.4B | $146.2M |
| 55 | Stash | $1.4B | $512.1M |
| 55 | Wealthfront | $1.4B | $275.0M |
| 55 | M1 | $1.4B | $323.9M |
| 55 | Paddle | $1.4B | $304.8M |
| 55 | CaoGenTouZi | $1.4B | $523.4M |
| 56 | Talos | $1.3B | $151.0M |
| 56 | Yubi | $1.3B | $231.0M |
| 56 | Betterment | $1.3B | $435.0M |
| 56 | OneCard | $1.3B | $231.5M |
| 56 | Pilot | $1.3B | $324.6M |
| 56 | Konfio | $1.3B | $436.8M |
| 57 | Stori | $1.2B | $234.6M |
| 57 | Unit | $1.2B | $168.9M |
| 57 | Happy Money | $1.2B | $193.5M |
| 57 | Public | $1.2B | $311.0M |
| 57 | FloQast | $1.2B | $202.8M |
| 57 | Guideline | $1.2B | $340.6M |
| 57 | DailyPay | $1.2B | $575.8M |
| 58 | Spendesk | $1.1B | $277.4M |
| 58 | XTransfer | $1.1B | $168.0M |
| 58 | Deposit Solutions | $1.1B | $204.3M |
| 58 | Tiger Brokers | $1.1B | $139.6M |
| 58 | E-Life Financial | $1.1B | $968.5M |
| 58 | Justworks | $1.1B | $146.5M |
| 58 | The Zebra | $1.1B | $355.0M |
| 58 | Housecall Pro | $1.1B | $175.8M |
| 58 | BharatPe | $1.1B | $646.5M |
| 58 | Moonfare | $1.1B | $188.2M |
| 58 | Titan | $1.1B | $175.0M |
| 59 | Leap Finance | $1.0B | $152.5M |
| 59 | Stark Bank | $1.0B | $59.7M |
| 59 | CAIS | $1.0B | $421.0M |
| 59 | Masterworks | $1.0B | $110.0M |
| 59 | Sidecar Health | $1.0B | $170.5M |
| 59 | Wrapbook | $1.0B | $130.5M |
| 59 | Vivid Money | $1.0B | $218.8M |
| 59 | Payhawk | $1.0B | $239.3M |
| 59 | TNG FinTech | $1.0B | $235.0M |
| 59 | Neon | $1.0B | $719.9M |
| 59 | Xendit | $1.0B | $534.5M |
| 59 | Open FinTech | $1.0B | $187.5M |
| 59 | Akulaku | $1.0B | $455.0M |
| 59 | Huisuanzhang | $1.0B | $226.3M |
| 59 | Esusu | $1.0B | $146.6M |
| 59 | SaltPay | $1.0B | $994.6M |
| 59 | FreshBooks | $1.0B | $213.8M |
| 59 | Human Interest | $1.0B | $336.6M |
| 59 | Amount | $1.0B | $282.7M |
| 59 | PingPong | $1.0B | $164.4M |
| 59 | OPN Co | $1.0B | $220.5M |
| 59 | Taxfix | $1.0B | $329.1M |
| 59 | Ajaib | $1.0B | $245.1M |
| 59 | TrueLayer | $1.0B | $306.9M |
| 59 | SmartAsset | $1.0B | $157.5M |
| 60 | Webull | $1.0B | $241.7M |
Source: Beinsure.com by PitchBook Data
TOP-150 FinTech Unicorn Startups by venture capital raised 2023
| № | Company | VC raised to date |
|---|---|---|
| 1 | Rezolve | $9.2M |
| 2 | Gojek | $6.8B |
| 3 | Chime | $2.6B |
| 4 | Nubank | $2.4B |
| 5 | Suning Finance | $2.2B |
| 6 | Checkout | $1.8B |
| 7 | N26 | $1.8B |
| 8 | Ping An Healthcare | $1.6B |
| 9 | Orange Retail Finance | $1.6B |
| 10 | Affirm | $1.5B |
| 11 | Ramp | $1.3B |
| 12 | Opendoor Tech | $1.3B |
| 13 | Monzo | $1.3B |
| 14 | Carta | $1.2B |
| 15 | Better | $1.2B |
| 16 | ServiceTitan | $1.1B |
| 17 | CRED | $1.1B |
| 18 | Cross River Bank | $1.1B |
| 19 | SaltPay | $994.6M |
| 20 | Varo | $992.3M |
| 21 | OfBusiness | $987.3M |
| 22 | NAX | $97.2M |
| 23 | E-Life Financial | $968.5M |
| 24 | Starling Bank | $968.3M |
| 25 | Bolt Financial | $957.0M |
| 26 | Mollie | $939.9M |
| 27 | Clearco | $935.0M |
| 28 | Clover Health | $925.0M |
| 29 | BillDesk | $92.5M |
| 30 | Qudian | $906.0M |
| 31 | SpotOn | $900.0M |
| 32 | Creditas | $881.9M |
| 33 | Wealthsimple | $875.6M |
| 34 | toss | $844.4M |
| 35 | Judo Bank | $837.2M |
| 36 | DriveWealth | $828.9M |
| 37 | Rapyd | $801.1M |
| 38 | Goodleap | $800.0M |
| 39 | Loft | $794.5M |
| 40 | Viva Payment | $766.4M |
| 41 | Gusto | $751.2M |
| 42 | Razorpay | $746.5M |
| 43 | OakNorth Bank | $745.7M |
| 44 | Plaid | $734.3M |
| 45 | Trumid | $733.3M |
| 46 | Neon | $719.9M |
| 47 | Qonto | $700.6M |
| 48 | SumUp | $692.0M |
| 49 | Deel | $679.5M |
| 50 | iCapital | $678.4M |
| 51 | Zepz | $676.3M |
| 52 | BharatPe | $646.5M |
| 53 | Acorns | $635.3M |
| 54 | GoCardless | $620.7M |
| 55 | Cedar | $619.4M |
| 56 | DailyPay | $575.8M |
| 57 | Upgrade | $571.6M |
| 58 | Greenlight FinTech | $557.2M |
| 59 | Tipalti | $556.0M |
| 60 | Alan | $552.2M |
| 61 | Ual | $544.0M |
| 62 | Wise | $542.4M |
| 63 | Xendit | $534.5M |
| 64 | 360 DigiTech | $530.4M |
| 65 | CaoGenTouZi | $523.4M |
| 66 | Stash | $512.1M |
| 67 | Spotter | $509.6M |
| 68 | PayFit | $495.9M |
| 69 | Addepar | $495.1M |
| 70 | HoneyBook | $486.5M |
| 71 | CloudWalk | $481.2M |
| 72 | ChargeBee | $479.9M |
| 73 | Flutterwave | $479.2M |
| 74 | Mynt | $475.0M |
| 75 | Akulaku | $455.0M |
| 76 | MX | $451.0M |
| 77 | Five Star | $450.8M |
| 78 | Mambu | $444.7M |
| 79 | Konfio | $436.8M |
| 80 | Clip | $435.7M |
| 81 | Remitly | $435.4M |
| 82 | Betterment | $435.0M |
| 83 | Momo | $433.8M |
| 84 | Pleo | $429.0M |
| 85 | CAIS | $421.0M |
| 86 | Tryllian | $417.6M |
| 87 | Divvy | $417.5M |
| 88 | Grab Financial Group | $417.0M |
| 89 | Current | $411.0M |
| 90 | Divvy Homes | $399.4M |
| 91 | Groww | $394.8M |
| 92 | Avalara | $394.5M |
| 93 | Alkami | $390.3M |
| 94 | The Zebra | $355.0M |
| 95 | DLocal | $350.0M |
| 96 | Guideline | $340.6M |
| 97 | Zeta | $340.0M |
| 98 | TradingView | $338.6M |
| 99 | Human Interest | $336.6M |
| 100 | FinAccel | $332.0M |
| 101 | Taxfix | $329.1M |
| 102 | Lendable | $327.2M |
| 103 | Pilot | $324.6M |
| 104 | M1 | $323.9M |
| 105 | Flywire | $323.2M |
| 106 | Scalable Capital | $319.9M |
| 107 | Pipe | $316.0M |
| 108 | Public.com | $311.0M |
| 109 | Linkar | $309.0M |
| 110 | TrueLayer | $306.9M |
| 111 | Paddle | $304.8M |
| 112 | Chipper Cash | $300.5M |
| 113 | Slice | $292.9M |
| 114 | Upside | $291.0M |
| 115 | Amount | $282.7M |
| 116 | Capitolis | $280.4M |
| 117 | Spendesk | $277.4M |
| 118 | ReCharge | $277.0M |
| 119 | Wealthfront | $275.0M |
| 120 | bKash | $260.0M |
| 121 | Ajaib | $245.1M |
| 122 | Webull | $241.7M |
| 123 | Payhawk | $239.3M |
| 124 | TNG FinTech Group | $235.0M |
| 125 | Stori | $234.6M |
| 126 | OneCard | $231.5M |
| 127 | Yubi | $231.0M |
| 128 | bunq | $228.0M |
| 129 | Huisuanzhang | $226.3M |
| 130 | Clear Street | $221.7M |
| 131 | OPN Co | $220.5M |
| 132 | Vivid Money | $218.8M |
| 133 | Wind Information | $216.4M |
| 134 | FreshBooks | $213.8M |
| 135 | Bilt Rewards | $213.0M |
| 136 | Wave | $205.0M |
| 137 | Deposit Solutions | $204.3M |
| 138 | FloQast | $202.8M |
| 139 | Kushki | $202.0M |
| 140 | Happy Money | $193.5M |
| 141 | Moonfare | $188.2M |
| 142 | Open Financial Tech | $187.5M |
| 143 | Modern Treasury | $183.0M |
| 144 | Housecall Pro | $175.8M |
| 145 | Titan | $175.0M |
| 146 | Mercury | $172.8M |
| 147 | Sidecar Health | $170.5M |
| 148 | Unit | $168.9M |
| 149 | XTransfer | $168.0M |
| 150 | PingPong | $164.4M |
Source: Beinsure.com by PitchBook Data
Fintech, variously referred to as financial technology, is a technology that enhances or automates financial services and processes. It utilises specialised software and algorithms to help business owners, companies, and consumers manage their finances using a computer or a smartphone. It is typically used to automate insurance, investments, trading, risk management, and banking services, among others and can provide insight on finances.
