Pet insurance is similar to health insurance for humans. It includes exclusions, various levels of coverage, deductibles, and payment limits. Pet insurance helps to pay for veterinary treatment for your pet so you can concentrate on getting them on the road to recovery.
Veterinary care can be eye-wateringly expensive but most cats and dogs will need treatment for an illness or injury at some point in their life. Horses might need to have a vet called out to them, which will increase costs, and even smaller animals like rabbits can be surprisingly costly to treat.
Most pet insurance companies exclude pre-existing conditions and hereditary or congenital conditions. Some insurance companies will not accept pets after a certain age and many companies have waiting periods before benefits begin.