New US-Canada Tariffs Raise Claims Costs and Insurance Exposures
New US-Canada tariffs raise auto, property, trade credit and business interruption exposures as insurers assess higher repair and supply chain costs
Auto Insurance
Auto insurance provides financial protection against losses related to vehicle damage, theft, liability and injuries resulting from accidents. Explore the latest auto insurance news, car insurance rates, claims, underwriting, regulation, telematics and market developments affecting drivers, insurers and the automotive sector.
US Insurance Sector Outlook 2026: Returns, Risk & Reform
US insurance sector outlook for 2025-2026: capital strength, social inflation risks, P&C returns peak, Florida reforms, life insurance resilience and alt capital trends
Top 10 Tips for Selecting Safe Cars and Insurance for Teens
Teen drivers face crash rates nearly 4x higher than adults. Safer vehicle choices and smart insurance decisions can lower risk and costs for families
U.S. Commercial Insurance Lines Stay Profitable Despite Uneven Performance
AM Best keeps a stable outlook for commercial lines, citing strong results, rising investment income and tech-driven underwriting amid stress in liability and auto
7 Reasons Why You Need Uninsured Motorist Coverage
Many drivers carry little or no insurance. Uninsured motorist coverage protects you financially when they cause a crash
EV vs Gas Car Insurance in Canada – Costs, Provinces, and Key Factors
EV drivers in Canada pay $3,131 vs $2,289 for gas cars. See provincial averages, repair cost drivers, and why EV insurance is projected to hit $507 bn by 2033
Motor Vehicle Tort Cases: A Comparison of Federal & State Court Rulings
Discover how motor vehicle tort cases added $42.8 bn in excess litigation costs in 2014–2024. Triple-I highlights rising case volumes and the impact on insurance costs
UK Motor Insurers Expand EV Insurance Offerings Amid Shifting Risk Models
Motor insurers are ramping up their presence in the UK’s electric vehicle (EV) segment as battery electric vehicles (BEVs) continue to capture a growing share of new car registrations
US Auto Insurance Rates by States in 2026
US Auto insurance rate for full coverage car insurance is $2,637 and $682 for min coverage, but how much you’ll pay depends largely on where you live
U.S. P&C Insurance Outlook Mixed in 2025: Personal Auto, Home & General Liability Insurance
U.S. P&C insurance industry entered 2025 with a mixed underwriting outlook, according to the Insurance Economics and Underwriting Projections
2025 Global Insurance Market Index: Commercial Insurance Rates by Region
Global commercial insurance rates declined by 3% in Q1 2025, the third consecutive decrease in the composite rate following seven years of increases
U.S. Personal Auto Insurance Market. 2026 Trends & Insights
The United States personal auto insurance industry experienced its best underwriting result in the post-pandemic era with a net combined ratio of 95.3
The Future of EV Insurance: Tailored Coverage for Electric Vehicle Owners
As electric vehicles (EVs) gain popularity, the insurance industry is also adapting to meet the unique requirements of eco-conscious drivers
Rising Auto Insurance Costs in 2026: Tariffs, Claims, Market Impact
Auto insurance premiums in the U.S. could rise 14% by the end of 2025 due to new tariffs on imported vehicles and parts
10 Key Types of Car Insurance Coverage
Compare auto insurance types. Selecting the right car insurance coverage requires understanding the available options and how they protect against different risks
Auto Theft Insurance Claims Surge in Atlantic Canada, Increasing Costs
Atlantic Canada has become a growing target for auto theft, according to the Insurance Bureau of Canada. In the 2024, auto theft claims in the region rose by 13%
U.S. Commercial Auto Insurance Achieves Underwriting Profitability for Years
U.S. commercial auto insurance has struggled to achieve underwriting profitability for years, even before the inflationary conditions that have been affecting P&C insurance
New UK Government Will Claim to Reduce Car Insurance Hikes
The UK Government can reduce claims costs to lower car insurance prices, according to industry experts. The Labour Party, which polls indicate is win the general election
Personal Auto Insurance Rates Overview
Personal auto insurance underwriting profitability appears to finally be headed in a positive direction after recent years of record underwriting losses
U.S. Commercial Auto Insurers to Remain Unprofitable in 2024
The U.S. commercial auto insurance segment to remain unprofitable in 2024, with rising claims severity from inflation and burgeoning litigation risk
U.S. Auto Insurance Market Review: Premiums & Underwriting Losses
Most U.S. personal auto insurers continue to report underwriting losses despite sharper improvement in premium rates
2024 Cost of UK Motor Insurance Soared to All-Time High
The cost of UK motor insurance has soared to an all-time high heaping extra pressure on households already confronting
U.S. Commercial Auto Insurance Market: 2023 Results
US commercial auto insurance premiums increased year over year in 2023, according to S&P Global Market Intelligence. The sector will see a combined ratio of 97–98%
Types of Telematics Insurance: Usage-Based Insurance, Pay-As-You-Drive & Pay-Per-Mile
Telematics insurance – usage-based insurance, pay-as-you-drive & pay-per-mile insurance, that you can get a discount on your car insurance
7 New Potential and Opportunity of Telematics in Car Insurance
New Potential and Opportunity of Telematics. Usage-based insurance is gaining popularity, many motor insurers are beginning to offer it
TOP 20 US Auto Insurers Underwriting Results
The US auto insurance industry had a year to forget as the business line reported its worst underwriting results in over two decades
Technologies Will Transform Auto Insurance & Automotive Landscape
Autonomous vehicles will drive the transformation of the motor / auto insurance market, according to Moody’s Investors Servic
EV Insurance. Impact of Electric Vehicles on the Insurance Industry
As the world is gearing up for a shift to allow environment-friendly electric vehicles, the changing landscape presents opportunities for the motor insurance industry
Triple-I’s Recommendations When Tornado-Caused Property Damage Occurs
Policyholders should contact their insurer to obtain the assistance they need. Many claims-filing services are available via either a mobile app or online
Rough Year for Many US Auto, Property and Casualty Insurers
The US P&C industry recorded a net underwriting loss of $26.5 billion, worsening by $21.5 billion from the previous year
Impact of Social Inflation for P&C Insurance & Commercial Auto Insurance Costs
The phenomenon of social inflation has garnered a great deal of attention in the property and casualty (P&C) insurance industry
Property & Motor Insurance Market in Asia-Pacific (APAC): $432bn by 2025
As per GlobalDatas’s Property Insurance Industry Outlook in Asia-Pacific in report, the global property insurance industry recorded a CAGR of 4.1%
Usage-Based Auto Insurance Programs Have a Dramatic Increase
Usage-based auto insurance programs have seen a dramatic increase, according to a new report, the consumer data
Why Are Auto Insurance Rates Increasing? 6 Key Factors
Auto insurers price their policies based on a number of factors. Sometimes these cost factors go up, and sometimes they go down
How Much Does Auto Insurance Cost in United States? Cheapest & Expensive States
The best auto insurance companies in each state provide liability, comprehensive, collision, PIP, and uninsured & underinsured motorist coverage
6 Major Types of Car Insurance in U.S. What Kind of Auto Insurance Do You Need?
There are many types of vehicle insurance – and the laws, maximum levels of coverage, and definitions can vary from state to state
Who Should Be Listed on Car Insurance Policy?
Insurance companies typically require that all licensed drivers in a household be listed on the auto insurance policy except unlicensed teenagers or younger members under 14
UK Motor & Home Insurance Losses Forecast
UK motor and home insurers expect to make largest annual loss in well over a decade this year, with further losses forecast in 2023
Future Ways the Global Car Insurance Market May Evolve
Significant changes are ahead in AV and EV technology, and the Global car insurance market will need to adjust to the resulting disruptions
How Technologies Will Shape the Future of Autonomous Mobility & Insurance?
Autonomous mobility has the potential to dramatically transform the automotive insurance market, from underwriting to claims and beyond
How New Trends are Shaking Up the US Auto Insurance Industry
The approximately $260 billion US auto insurance market is on notice. The conventional US insurance market, currently dominated by internal-combustion-engine (ICE) vehicles
How to Reduce the Premium in Car Insurance & Third-Party Liability Insurance?
While the former insurance covers any damage or injury incurred by a third party in case of an accident, the latter insures the damage suffered by your car
Global Auto Insurance Market Reached $823 bn. Insurer Group Rankings
Insuramore’s recently published ranking for the global auto (motor) insurance market shows that its GDPW rose to around USD 822.5 billion
Insurance Coverage and Key Benefits of Self-Driving Vehicles in the UK
Self-driving vehicles are fast approaching commercialisation in markets across the world. By 2035, 40% of new cars in the UK could have self-driving capabilities
U.S. Auto Insurance Performance & Underwriting Results Drops on Inflation
U.S. personal auto insurers saw a sharp deterioration in underwriting performance for 1H2022, according to mid-year segment results from public company GAAP filings
Global research with insurance leaders examines why AI investment often remains tied to existing processes and how insurers are redesigning operating models
JWC expanded its Black Sea Listed Area, increasing war risk exposure for ships and adding insurance costs across Ukrainian and regional routes
Cyber insurers are reviewing policy wording as autonomous AI agents create new questions over cyberattack definitions, liability and coverage triggers
US employer healthcare costs will rise 9.5% in 2027, taking average annual spending above $19,000 per employee. The forecast extends a run of healthcare cost increases approaching double digits