As you might expect, lifetime cover’s usually more expensive than other types of pet insurance, because it’s so comprehensive. How much it’ll cost you depends on your pet, its breed and its age. Your personal information and where you live will also make a difference.

When you compare quotes, you’ll also see that each policy has an excess and some will have a co-payment. Choosing a policy with a higher excess or a co-payment can help keep the costs down, but you’ll have to contribute more towards the cost of any claim.