EEOC sues Mid-Michigan Home Health over race bias
EEOC files Title VII lawsuit alleging Mid-Michigan Home Health denied assignments and fired Black CNA in Michigan due to race
🇺🇸 Michigan Insurance News
Latest Michigan insurance news from US insurers and regulators. Explore auto, home, life, P&C, pet and health insurance, including insurance rates, insights, trends, and breaking insurance news from the United States.
House Bill 5608 weighs ban on credit scores in insurance underwriting
House Bill 5608 would bar use of credit history in rating, underwriting, cancellations across personal lines
Michigan bill targets auto application rules and motorcycle insurance claim priority
Senate Bill 782 would end household listing mandates, restrict certain claim denials, and define payment hierarchy in motorcycle accidents
Full-coverage auto insurance premiums in the US drop 6% in 2025 after a 46% surge
Full-coverage auto insurance premiums drop 6% to $2,144 in 2025 after a 46% surge, but high-cost states climb and 2026 increases loom
Michigan regulator sets AI governance expectations for insurers
Michigan’s insurance regulator issues guidance requiring insurers and financial firms to adopt written AI governance programs focused on consumer protection
Michigan Supreme Court lets stand denial of benefits to workers
Michigan’s Supreme Court declined to review a challenge to a law denying indemnity benefits to undocumented workers who used false documents.
Michigan’s Insurance regulator claims the state’s auto no-fault law cut rates
Michigan’s Department of Insurance and Financial Services (DIFS) claims the state’s 2019 auto no-fault law cut rates and reduced the number of uninsured driver
Cuts to US social programs raise economic risks as 2026 ACA cliff nears
Reduced federal support, tariff pressure, and the 2026 ACA credit lapse threaten household stability and weaken local economies
Michigan pushes major PIP overhaul targeting auto and rideshare insurers
Michigan bill aims to reshape PIP rules, set clearer insurer priorities, and redefine coverage for auto, rideshare, and motorcycle accidents
Michigan’s HB 5281 bill targets litigation funding with new caps, disclosure rules
Michigan’s HB 5281 would regulate litigation funding with disclosures, registration and a 36% cap, aiming to reduce legal system abuse and insurance costs
Michigan boosts insurance regulator budget to $79.4 mn after proposed cuts
Michigan lawmakers reversed earlier budget cuts, approving $79.4 mn for the insurance regulator, including added funds for legal cases and economic adjustments
Michigan lawmakers boost insurance regulator budget after $5.2 mn cut threat
Michigan’s 2025-2026 budget raises insurance regulator funding to $79.4mn, reversing earlier House plans to slash $5.2mn from the department
Michigan suspends Peak Title over escrow mismanagement and $2.6 mn dispute
Michigan’s Department of Insurance and Financial Services (DIFS) issued emergency suspensions against Peak Title of Michigan Inc. and Peak Title Agency Co
Ryan Specialty acquired J.M. Wilson , a Michigan-based MGA offering personal lines
Ryan Specialty Holdings has completed its acquisition of J.M. Wilson Corp., a Michigan-based specialist managing general agent offering personal lines
Insurtech ZestyAI secured $15 mn credit facility from CIBC Innovation
ZestyAI, a provider of AI-based risk analytics for the property and casualty insurance industry, has secured a $15 mn credit facility from CIBC Innovation Banking
Michigan Senate considers Bills 328-329 mandating auto insurance discounts
A legislative proposal in Michigan introduces mandatory premium reductions and consumer protection measures for auto insurance buyers. Senate Bills 328 and 329
U.S. lawmakers reintroduce bill to ban non-driving factors in auto insurance pricing
House Resolution 336, reintroduced in the U.S. House of Representatives as the Prohibit Auto Insurance Discrimination Act, seeks to ban auto insurers from using non-driving-related factors
Mid-May storms drive up U.S. insured losses to $4-7 bn
Severe convective storms across central U.S. states in mid-May, including destructive tornadoes and hail, likely caused insured losses between $4 bn and $7 bn
Truss Peak acquired Leaders Life Insurance, based in Oklahoma
Truss Peak Holdings LLC, through its subsidiary TPH Insurance Hold Co. LP, has acquired Leaders Life Insurance Co., based in Tulsa, Oklahoma
Merchants Insurance Group adopts CLARA Analytics AI to improve claims processing
CLARA Analytics announced that Merchants Insurance Group has adopted Claims DocIntel Pro and CLARA Triage for its auto liability claims
Insurtech Rainbow secured $8 mn in a Series A funding led by Zigg Capital
Insurtech Rainbow, a managing general underwriter (MGU) specializing in business insurance, has secured $8 mn in a Series A funding round led by Zigg Capital
MetLife appoints Nick Nadgauda as Global EVP and CIO
MetLife announced that Nick Nadgauda will join the company as Executive Vice President and Chief Information Officer
Insurtech CoverTree raised $13 mn in a Series A funding
CoverTree, an insurtech startup focused on manufactured homes, raised $13 mn in a Series A funding round, bringing its total funding to $23 mn
U.S. insurers paid out more than $1 bn in dog-related injury claims
U.S. insurers paid out more than $1 bn in dog-related injury claims in 2022, a double-digit percentage increase over 2021 even though the number of claims
Winter Storm Elliott delivered insured losses of $5.4 bn in U.S. & Canada
Winter Storm Elliott likely delivered insured losses of $5.4 billion across 42 states after sweeping the bulk of the United States at the peak of the Holiday season
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Insurers enter 2026 with longer settlement cycles, rising volumes, and slow AI adoption, increasing costs and operational risk, AutoRek finds
Global insurance M&A stabilised, as insurers and brokers took a more strategic approach to acquisitions amid falling interest rates and a realignment of strategic priorities
U.S. life insurers posted modest Prism score gains, with resilient capital strength despite rising annuity volumes and investment risk pressures