Policybazaar, a digital insurance and personal finance marketplace operating in the UAE, has introduced Watania Takaful – PB Auto Care Advantage (Pitstop P360), a comprehensive motor plan developed with Watania Takaful and Pitstop Automotive Services. The product links insurance coverage directly to guaranteed access to premium garage repairs.
The plan offers priority claims handling and repairs at Pitstop360 facilities in Dubai, Sharjah, Abu Dhabi, and Al Ain.
Policyholders receive dealership-grade workmanship and year-round car care benefits bundled into the insurance contract rather than sold separately.
Chief Executive Officer Neeraj Gupta said the initiative addresses a structural gap in the UAE motor market. Agency repair options often narrow after the second year of a vehicle’s life, despite many cars carrying five-year manufacturer warranties.
By the fourth year, choices can become limited. Gupta said the partnership removes the trade-off between affordability and warranty protection, noting Pitstop operates under the AGMC umbrella, allowing AGMC-brand vehicles and others to retain manufacturer warranty compliance.
At Policybazaar.ae, our goal has always been to go beyond selling insurance and truly improve the customer ownership journey. Watania Takaful – PB Auto Care Advantage (Pitstop P360) reflects that philosophy of combining comprehensive coverage with tangible, everyday benefits and premium repairs customers can trust. In the UAE, agency repair is easily available in the first two years of a vehicle’s life.
Neeraj Gupta, Chief Executive Officer, Policybazaar
“By year three, options tighten, and by year four they are nearly non-existent, even though most new cars carry a five-year manufacturer warranty. Customers are often forced to choose between affordability and protecting their warranty. Through this partnership, we eliminate that trade-off. With Pitstop operating under the AGMC umbrella, AGMC brand vehicles or any other, can be repaired while keeping their manufacturer warranty intact. This is not just a product enhancement; it is a structural upgrade to the motor insurance ecosystem”.
- Watania Takaful General Manager Hamad Sharaf said the product combines takaful-based risk protection with a service model designed to improve efficiency and transparency during claims. He framed the partnership as a way to deliver faster turnaround and consistent repair standards at the point of loss.
- Pitstop CEO Ezat Antaki said the collaboration gives Policybazaar.ae customers direct access to certified technicians and advanced repair facilities without compromising warranty terms.
According to Beinsure analysts, bundling guaranteed workshop access into motor policies reflects a regional shift toward service-led insurance differentiation rather than price-only competition.
The launch positions motor insurance less as a transactional purchase and more as an integrated ownership package, embedding repair quality, servicing priority, and convenience into the policy framework itself.
