Heather Fong – North America Head of Product Development for Financial Lines at Allianz Commercial
Heather Fong is a senior insurance executive and former litigation attorney with deep expertise at the intersection of financial lines, D&O liability, and complex risk.
She currently serves as Regional Head of Product Development, North America (Financial Lines) at Allianz Global Corporate & Specialty, where she leads product strategy across a rapidly evolving legal, regulatory, and geopolitical risk landscape.
With a career spanning law, underwriting, and product leadership, Heather brings a rare end-to-end perspective on how litigation trends, regulatory enforcement, and boardroom decision-making translate into real-world risk exposure. Her work focuses heavily on D&O, management liability, and governance risk, particularly as reshoring, deglobalisation, and geopolitical instability reshape corporate strategy.
Before joining Allianz, Heather spent nearly a decade at Travelers, holding senior product leadership roles including Private D&O Product Manager and Senior Director, Product. Earlier in her career, she practiced as a litigation attorney at firms including Robins Kaplan LLP, Quarles & Brady LLP, and Dewey & LeBoeuf, handling commercial, financial, and global investigations matters.
Heather is a frequent industry speaker and panelist, including appearances at Lavender Law, where she advocates for inclusion while demystifying complex insurance and liability topics. She is widely recognised for translating technical risk issues into clear, board-level insights.
Education & Credentials
- Juris Doctor, Fordham University School of Law
- BA in Philosophy & Political Science, Agnes Scott College
- Admitted to practice law in New York and Minnesota
Core focus areas
- Directors & Officers (D&O) liability
- Financial lines product development
- Litigation and regulatory risk
- Board governance and executive accountability
- Geopolitical and reshoring-related exposure
