Generally, you’re covered for any physical loss or damage that occurs during transport. Even though it’s called “marine” cargo insurance, it can cover the entire journey, door to door. For instance, if I.C.E. Transport issues a door-to-door bill of lading, then that would result in door-to-door insurance coverage. If damage occurs on a truck moving to or from the port, the trucking company’s policy would reimburse for a portion of the cargo value (based on coverage limitations) and the all risk policy would cover the balance.