Active Capital Reinsurance, a Barbados-based reinsurer established in 2007, completed its Global Retrocession Programme as part of strategic initiatives executed at the end of 2025.
The placement strengthens the firm’s capital protection framework as competition intensifies across reinsurance markets.
Management structured the retrocession programme to protect the balance sheet across underwriting cycles. Coverage spans multiple territories and supports the company’s internal underwriting teams together with selected managing general agent partners.
According to Beinsure analysts, retrocession programmes remain central tools for reinsurers managing capital volatility, especially during periods of shifting pricing and risk accumulation.
Design and execution of the structure required roughly 18 months. The final arrangement relies on a panel of retrocessionaires rated A or higher.
Several of these counterparties maintain long-standing relationships with Active Re, which supports stability within the programme.
Placement occurred through London-based reinsurance brokers with global market reach. The company says the resulting structure balances broad protection with disciplined pricing on a risk-adjusted basis.
During 2025 Active Re also increased its participation in cyber risk underwriting. The company expanded exposure selectively while maintaining strict accumulation management and portfolio monitoring across cyber lines.
Operational changes also advanced across the organisation. Active Re accelerated the use of artificial intelligence within internal technical processes.
By January 2026, AI-supported systems processed around 50% of technical account statements.
Management expects the initiative to improve analytical capacity, processing consistency, and internal control standards within the company’s operating framework.
Ramón Martínez Carrera, Chief Executive Officer of Active Re, said the firm focused during 2025 on preserving capital resilience while maintaining underwriting discipline.
He added that the completed retrocession programme and expanded AI integration improve the company’s ability to manage volatility without weakening technical underwriting standards.
Active Re ended 2025 with a broader capital protection structure and a more scalable operating model designed to support selective growth through the reinsurance cycle.
Founded in 2007 and headquartered in Barbados, Active Re employs 91 professionals working across 17 cities in 15 countries. The reinsurer writes business in 129 markets spanning Latin America, the Middle East, Europe, and the Asia-Pacific region.
The company concentrates its underwriting on short-term risks outside catastrophe exposures.
