Yana Keller — Editor at Beinsure Media
Yana have more than 10 years of professional experience in Insurance Media and writing about insurance & reinsurance markets, marketing & strategy, finance & investing. Works in the international editorial of Forinsurer.com.
Expertise: Specializing in Re/Insurance, Finance, Investing, Digital Marketing.
I write about insurance and reinsurance markets, finance, and global economic policy. Everything from underwriting margins and solvency buffers to digital shifts in the Lloyd’s market and the geopolitics behind crude oil tanker coverage.
I follow the numbers and the people behind them—CEOs of Munich Re and Swiss Re, regulators at the IAIS, and finance ministers pulling fiscal levers from Berlin to Ottawa. I cover the risk business across sectors, borders, and capital markets, tracking how trends in cyber liability or captive frameworks in the UK ripple into balance sheets and policyholder decisions.
Started in economic journalism with a degree in “Economics, Marketing”, I wrote for the international editorial team at Forinsurer. Now I edit and report for Beinsure Media, where I track rate movements, financial results, market regulation, and strategic transformation in the insurance world.
My work covers everything from quarterly earnings and capital standards to how millennials think about life insurance and why pet coverage is growing globally.
I analyze how geopolitical risk maps onto actuarial models. How the UK’s scrutiny of Russia’s shadow fleet or sanctions on Rosneft impact marine insurance premiums. Whether a $13.6 tn systemic loss from a hypothetical pandemic is a policy stress test or an actuarial reality.
Why gun liability insurance is debated in the U.S. Congress, and how captive insurance could support the UK’s post-Brexit strategy. My focus is global, but grounded in fundamentals—risk, capital, regulation, and returns.
I follow the reinsurance cycles across Europe, property-cat rates, and how bond yield volatility hits life insurers’ solvency ratios. I watch how Fitch or AM Best shift their outlooks on Germany, China, or the broader Eurozone.
I track asset allocation trends for insurers and the implications of falling premium growth, rising claims inflation, and portfolio rebalancing. I report on losses—from Hurricane Ian and Japan’s Noto Peninsula quake to the underwriting shifts they trigger.
Alongside technical insights, I also write for the policyholder. What drives insurance costs, what coverage you really need, and how the industry is evolving. I’ve written about term life policies, the structure of umbrella coverage, and the sharp decline in commercial insurance rates across Canada and the UK. I’ve explained how annuities have overtaken traditional life lines in value and why cyber insurance remains both a necessity and a puzzle for underwriters.
From global forecasts by Goldman Sachs to the future of sports insurance and the IMCA’s prediction of $800 bn allocated to energy risk protection, my work connects finance, regulation, and real-world impacts. I don’t just track where the market has been—I focus on where it’s going. I write for those who work in insurance and those shaped by it. And I believe the best reporting makes complex trends readable and essential.
