Aon, a global professional services firm specializing in risk, reinsurance, retirement, and health solutions, announced a $1 bn expansion of its proprietary Data Center Lifecycle Insurance Program, lifting total available capacity to $2.5 bn as investment accelerates across cloud computing, artificial intelligence, and digital infrastructure.
The program, first launched in 2025, was built to support data center projects from construction through live operations.
The expansion reflects growing project scale, heavier capital commitments, and more intricate risk profiles across the full lifecycle of modern facilities.
DCLP combines insurance classes that have traditionally been placed separately into a single coordinated structure. Construction risk, cyber exposure, cargo, and operational property risks sit within one program, allowing clients to secure capacity at scale and manage execution without navigating fragmented coverage structures.
Greg Case, president and chief executive officer of Aon, said managing risk across the data center lifecycle has become a strategic requirement as these assets increasingly underpin economic growth, connectivity, and innovation.
He said resilience now needs to be embedded directly into infrastructure planning rather than addressed after the fact.
The expanded program targets investors, developers, and operators building facilities that are larger, more complex, and operationally demanding than earlier generations.
Alongside insurance capacity, DCLP integrates risk engineering and analytics to help clients anticipate loss scenarios, demonstrate resilience to stakeholders, and support long-term performance.
Joe Peiser, CEO of commercial risk at Aon, said disruptions at data centers often trigger financial and operational consequences far beyond a single site, affecting customers, supply chains, and broader business operations. He said the expanded capacity allows clients to manage exposure from initial build-out through steady-state operations with greater certainty.
- Under the expanded structure, DCLP offers up to $2.5 bn for construction all risks, delay in start-up, and operational property damage and business interruption.
- Cyber and technology exposures, including cyber property damage, tech E&O, delay in start-up, business interruption, and service level agreement violations, are supported with capacity up to $400 mn.
- Third-party liability coverage extends up to $100 mn outside the US, while project cargo and transport insurance provides limits up to $500 mn.
Risk engineering and cyber impact modelling are available through Aon’s global risk consulting resources. The expansion builds on Aon’s broader push to scale risk capital solutions tied to digital infrastructure.
Late last year, the firm renewed its Client Treaty, a proprietary multi-line facility designed for complex risks, with enhanced terms that include protection for extended construction periods.
Aon said the renewal reflects continued focus on supporting large technology projects from early construction through ongoing operations.
