Insurtech Gateway, an incubator focused on early-stage MGAs and SaaS founders, has received authorisation to operate within the Lloyd’s market after securing its Lloyd’s broker licence.
This milestone strengthens Gateway’s offering for startups targeting fast-evolving or underserved risks. Traditionally, new MGAs have struggled to access Lloyd’s capacity, often stalling before validating their models.
Gateway’s broker status removes this barrier, allowing its portfolio to engage directly with the Lloyd’s market and secure underwriting support faster.
The broker capability adds to its existing services, including pre-seed and seed investment, product design support, accelerated FCA regulatory access via Appointed Representative status, and a network of re/insurers across the Lloyd’s ecosystem.
The move also aligns with Lloyd’s ongoing push to speed up innovation. As delegated authority becomes a preferred route for carriers to reach specialist risk areas, activity in the MGA space continues to rise.
Appetite for insurtech collaboration is growing across the London Market, driven by demand for efficient, tech-led underwriting and distribution strategies that target untapped customer groups.
Gateway operates incubators in London and Sydney, backing over 45 startups across 98 countries in partnership with 75 insurers.
Portfolio companies such as Bondaval, Coincover, Kita, Truvi, and Onsi have already launched insurance solutions addressing niche global risks.
Richard Chattock, CEO, said Gateway supports founders focused on closing insurance protection gaps in areas like climate, health, and financial access.
We have worked closely with Lloyd’s underwriters for years. Formalising that relationship creates an even clearer path to bring new ideas into the London Market and helps our founders start trading faster than ever before.
Richard Chattock, CEO at Insurtech Gateway
He noted that the Lloyd’s licence accelerates the path from idea to market, streamlining engagement between innovators and underwriters.
Insurtech Gateway invests early, to help mission driven founders from around the globe. “Our authorised Incubators are the fastest place to build and launch an insurtech idea”.
We believe that insurance and technology can transform society. But, the insurance sector has yet to realise its emerging role as both the enabler and protector of high growth sectors.
“We created a place where independent founders can build sustainable partnerships with insurers, regulators and co-investors; all while still shaping their ideas”.
