Social Security benefit increase projection for 2027 reaches 3.5-3.6%
Social Security’s 2027 cost-of-living adjustment is forecast at 3.5-3.6%, above the 2.8% increase for 2026. he Senior Citizens League projects a 3.5% COLA, while AARP expects 3.6%
Social Security & Social Insurance News
Explore the latest social insurance news, Social Security updates and global insurance market developments. Beinsure covers social insurance policies, retirement, disability and unemployment benefits, legislative changes, regulatory developments and emerging trends. Follow analysis of how social insurance systems evolve, including reforms, funding challenges, program design, innovation and best practices responding to changing economic and societal needs.
Eskenazi Health data breach exposes Social Security and medical data
Eskenazi Health, an Indianapolis public safety-net health system, reports a phishing-related data breach exposing Social Security and medical information
Social Security tax-only fix raises US worker costs by thousands as 2032 approaches
A tax-only Social Security fix would lift the combined payroll rate above 16%, increasing annual costs for workers and employers as 2032 approaches
Social Security faces 26% benefit cut under new CBO forecast
CBO projects Social Security’s retirement fund will run dry in 2032, leaving payroll revenue sufficient for only 74% of scheduled benefits
Social Security tax-only fix would raise payroll rate near 17%
A tax-only Social Security fix would lift the payroll rate from 12.4% to about 17%, adding $2,600 to $3,000 yearly for a median worker
ACA broker freeze adds pressure as workers shift to employer health insurance
CMS canceled enrollments covering 760,000 people and froze new ACA broker registrations as higher Marketplace costs shift more workers toward employer plans
Former Alabama sheriff’s deputy indicted in $24 mn life insurance fraud case
Federal prosecutors charged a former Alabama deputy and his wife in an alleged identity theft and life insurance fraud scheme involving $24 mn in policies
Federal officials promote CHOICE health insurance model in Indiana
Federal officials promoted CHOICE health arrangements in Indiana as employers seek alternatives to traditional group health insurance amid rising costs
Senate Democrats seek changes to the US health insurance system
Senate Democrats propose ACA subsidies, public option plans, prior authorization limits and tighter rules for PBMs and insurers
Connecticut expands health insurance coverage mandates
Connecticut will require insurers to cover scalp cooling, athletic prosthetics, PANDAS and PANS care, and expanded infertility treatment
Georgia judge impeachment targets court handling insurance cases
Two Georgia Republicans seek impeachment of Judge Eleanor Ross after misconduct findings involving chambers conduct and investigators
New York DFS issues cyber threat guidance for banks, insurers, and financial firms
New York DFS issued guidance for banks, insurers, and financial firms on cybersecurity steps during heightened threat environments
Specialty insurance rates in 2026 soften faster than expected, WTW’s SIMS survey shows
WTW’s SIMS survey shows specialty insurance rates fell sharply in 2025 and early 2026, with property, energy, marine, and liability lines diverging
Federal Housing Finance Agency chief accuses Letitia James of false insurance filings
FHFA Director William Pulte sent criminal referrals accusing Letitia James of false statements in insurance filings tied to a Virginia property
Delaware court says insurers don’t have to defend Meta Platforms in lawsuits
Delaware judge ruled Meta insurers owe no duty to defend social media harm lawsuits, citing intentional conduct not covered under liability policies
Health and Safety tops global D&O risk rankings as climate and AI concerns fade
Health and safety is the leading risk for directors and officers worldwide for a second year running, according to the Global D&O Survey
Illinois law targets insurer pay to expand in-network therapy access
Illinois enacts a law setting insurer payment formulas for behavioral health, aiming to bring more therapists in-network and reduce patient out-of-pocket costs
US Congress stalls on Affordable Care Act subsidy deal as partisan rifts deepen before Jan. 1
Talks on extending ACA subsidies collapse into partisan deadlock, raising the odds of sharp premium hikes for millions starting Jan. 1
Medicare costs jump in 2026, and supplemental plans may soften the blow
With Medicare premiums rising in 2026, supplemental plans can cover bigger deductibles, rising coinsurance and replace volatile costs with predictable expenses
Cuts to US social programs raise economic risks as 2026 ACA cliff nears
Reduced federal support, tariff pressure, and the 2026 ACA credit lapse threaten household stability and weaken local economies
U.S. insurance industry sheds 700 jobs as carriers cut roles
Insurance employment dipped by 700 jobs in September, with steep losses across life, health and P&C carriers while only TPAs added positions
US pension risk transfer sales plunge in 2025 as annuities hit records
LIMRA reports PRT premiums fell 64% in Q2 2025 to $4.1bn, while total annuity sales hit a record $226.1bn in the first half of the year
Social Security benefits payments for 72.5 mn Americans will increase 2.5% in 2025
Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 mn Americans will increase 2.5% in 2025
Retirement, Survivors, Disability Insurance. Monthly Social Security Benefits
The Social Security Administration (SSA) will issue double payments averaging $1,394. Here’s what you need to know about these upcoming disbursements
U.S. Social Security to Reduce Work History Period to 5 Years
Social Security administers disability benefits through two programs: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program
Social Security Administration Digitizes or Removes Signature Requirements
The Social Security Administration (SSA) announced steps to reduce the burden on customers by digitizing or eliminating signature requirements for many forms
Social Security is simplify the sign-in experience with authentication standards
Social Security Administration announced that users who set up an online account, such as a my Social Security account must switch to a Login.gov
Employee engagement fails when managers create unclear goals, unfair workloads, weak feedback and no follow-through. Here is what leaders should fix
Global research with insurance leaders examines why AI investment often remains tied to existing processes and how insurers are redesigning operating models
JWC expanded its Black Sea Listed Area, increasing war risk exposure for ships and adding insurance costs across Ukrainian and regional routes
Cyber insurers are reviewing policy wording as autonomous AI agents create new questions over cyberattack definitions, liability and coverage triggers