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Lloyd’s algorithmic platform Ki partnered with QBE to expand digital follow capacity

Lloyd’s algorithmic platform Ki partnered with QBE to expand digital follow capacity

Lloyd’s algorithmic digital platform Ki has partnered with QBE Insurance Group to expand digital follow capacity.

Ki and QBE established this partnership to add QBE capacity to the Ki platform, allowing Ki to offer expanded partner capacity for risks starting March 1, according to a company statement.

Ki stated that QBE capacity will be available on its platform beginning Feb. 3 across 11 open market business classes, including cargo, contingency, cyber, directors and officers, midstream energy, upstream energy, financial lines, hull, U.S. professional indemnity, North American property, and worldwide property. Partner capacity is being introduced to the contingency class for the first time on the Ki platform.

QBE has a strong presence in the London, U.S., and international markets, said Mark Allan, Ki’s chief executive officer. Ki is also increasing capacity with existing partners, giving brokers access to capacity from five syndicates, he said.

Digital follow is delivering positive results for the market, brokers, and insureds by enabling faster access to high-quality capacity, increasing placement certainty, and supporting traditional underwriting

Jason Harris, CEO of QBE International. “We expect substantial growth in this area over the next decade.”

The addition of QBE capacity aligns with Ki’s expansion of its overall open market follow capacity through its existing partners. Brokers will now have access to larger line sizes across more business classes from five Lloyd’s syndicates on the Ki platform.

This partnership follows Ki’s transition to an independent Fairfax company. In January 2025, Ki became a standalone company within the Fairfax Group, having previously operated as a subsidiary. This transition is not expected to affect broker interactions or Ki’s appetite in any class of business.

Ki is a digital platform operating within the Lloyd’s insurance market. It utilizes algorithmic underwriting to provide brokers with rapid quotes, often within seconds.

Developed in collaboration with Google Cloud, University College London, and Brit, Ki aims to streamline the insurance process by offering multiple capacity quotes simultaneously through its always-available digital platform.

Launched in 2020, Ki has expanded its offerings to cover over 30 classes of business, including cargo, cyber, directors and officers, energy sectors, financial institutions, and various property lines. In its first year, Ki underwrote more than $400 million in gross written premium, doubling this figure in the following year.

Ki continues to innovate in the specialty insurance market, recently partnering with QBE Insurance Group to expand its digital follow capacity. This collaboration adds QBE’s capacity to the Ki platform, enhancing the range of insurance solutions available to brokers.