Senate bill would cap insulin costs at $35 for private insurance plans
A bipartisan Senate bill would cap insulin at $35 for privately insured Americans and launch a pilot to extend the same limit to uninsured patients
🇺🇸 Louisiana Insurance News
Latest Louisiana insurance news from US insurers and regulators. Explore auto, home, life, P&C, pet and health insurance, including insurance rates, insights, trends, and breaking insurance news from the United States.
Louisiana captive insurance bills reshape regulation and market risks
Louisiana reviews three captive insurance bills affecting flexibility, trucking risks, and regulatory structure ahead of the 2026 session
Former Louisiana insurance commissioner Jim Donelon joins Middleberg Riddle Group
Jim Donelon joined Middleberg Riddle Group as of counsel, where he will advise insurers, agencies, producers, and other insurance market participants on regulatory issues
Louisiana Farm Bureau Casualty Insurance to demutualize in $46.7 mn deal
Southern Farm Bureau Casualty to acquire Louisiana Farm Bureau Mutual for $46.7m, converting it to stock after surplus erosion and heavy losses
Louisiana Department of Insurance partners with NICB to target litigation funding ads
Louisiana Insurance Department teams with NICB and 4WARN to curb third-party litigation funding ads steering policyholders into costly lawsuits
Louisiana auto insurance premiums fall 5.8% as 2025 rates stabilize
Louisiana insurance rates dip 0.4% overall in 2025, driven by a 5.8% drop in private passenger auto, while homeowners premiums rise at a slower pace
Louisiana insurers push tort reform as home insurance costs bite
Louisiana insurance agents urge lawmakers to cap damages and pass legal reforms as high property insurance costs slow homeownership and limit market competition
US auto insurers cut rates nationwide as claims retreat, gaps widen
Auto insurers across the U.S. are cutting vehicle insurance rates after a sharp pullback in claims, a reversal few predicted following years of post-pandemic premium hikes.
Louisiana insurance market softens, but homeowners still feel squeezed
Louisiana agents say availability and pricing are improving as the market softens, yet many homeowners report property insurance premiums remain high.
Louisiana insurer nonrenewals barely rise after rule repeal
New data shows Louisiana insurers have largely avoided mass policy cancellations despite repeal of the three-year homeowner protection rule
Flood insurance drops nationwide as Florida holds firm, study finds
A new study shows flood insurance policies falling across the US under Risk Rating 2.0, while Florida adds coverage as affordability strains the federal program
Louisiana insurers split on home rates as reforms reshape pricing
Louisiana approves a 7.5% home insurance rate cut for two carriers while allowing State Farm a near 10% increase tied to hurricane risk
Iowa Attorney back dismissal of Lockheed pension transfer lawsuit
Nine state attorneys general urged a federal court to dismiss a lawsuit challenging Lockheed Martin’s pension risk transfer to Athene
State Farm cuts Louisiana auto rates 5.9% for over 1 mn drivers
State Farm wins approval for a 5.9% auto rate cut in Louisiana for 2026, while homeowners premiums rise on higher hurricane loss projections
Louisiana tightens 2026 unemployment insurance rules with stricter searches
Louisiana raises weekly work-search requirements and sharpens eligibility rules for unemployment claims filed from Jan. 4, 2026
Louisiana regulator launches Insurance Pop-Ups to give policyholders local support
Louisiana’s insurance department opens pop-up offices for in-person policy help as Commissioner Tim Temple pushes market recovery and consumer access
Louisiana Insurance Commissioner fields questions as premiums climb, options shrink
At a West Monroe roundtable, Commissioner Tim Temple faced questions on rising premiums, cancellations and whether homeowners can still find affordable coverage
Climate risk drives insurance spikes and slams home values nationwide
Insurance premiums soar across disaster zones, pushing homeowners to sell, reshaping markets, and dragging down property values in hurricane and wildfire regions
Westlake’s $278 mn chlorine spill fight reshapes key property insurance coverage
Westlake’s $278mn chlorine spill case forces major insurers to defend exclusions as a West Virginia appeals court issues a mixed, high-impact ruling
Louisiana’s insurance regulator eyes standardised discounts for fortified roof homes
Louisiana’s insurance regulator plans benchmark discounts for 10,000 Fortified roofs as data grows, cutting average premiums by 22%
Louisiana proposes property insurance discounts for Fortified home upgrades
Louisiana insurers must offer 20-30% premium cuts for Fortified mitigation projects under new rules; regulators seek comment until Nov. 10
Tesla Insurance eyes Florida – real-time pricing, employee rates, and a 12-state footprint
Tesla filed an updated Florida auto program effective Dec 2025, runs Safety Score 2.2 with up to ±50% monthly premium swings, and operates across 12 states with in-house insurers
A House bill would overhaul FEMA flood maps under National Flood Insurance Program
A House bill would overhaul FEMA flood maps under NFIP as lawmakers warn of coverage risks if the program lapses at month’s end
US House probes CVS over alleged misuse of patient data in Louisiana lobbying
House Republicans opened an inquiry into CVS Health, alleging it used patient data in lobbying texts against a Louisiana bill restricting PBMs
Insurtech Kin raises $50 mn Series E at $2 bn valuation, adds $200 mn debt facility
Insurtech Kin just pulled in serious backing. The direct-to-consumer home insurer closed an oversubscribed $50mn Series E round at a $2bn pre-money valuation
Louisiana blocks Chubb Bermuda’s push to move COVID-19 insurance case to London
A Louisiana state court issued a temporary restraining order preventing Chubb Bermuda Insurance from enforcing an arbitration clause that sought to move a COVID-19 business interruption in London
Louisiana’s approved private passenger auto insurance rates dropped 2.3%
Louisiana’s approved private passenger auto insurance rates dropped 2.3%, according to Insurance Commissioner Tim Temple. The decline follows a fall in accident frequency
Alabama’s fortified homes program proves insurance savings, spurs nationwide adoption
Homes built to IBHS fortified standards cut claims severity by 15%–40% and reduce loss frequency by at least 55%
Court backs United National Insurance on evidence ruling in Hurricane Laura claim dispute
The Fifth Circuit Court of Appeals upheld a key evidentiary ruling in a dispute between a policyholder and United National Insurance Co., but criticized the lower court for improperly disregarding
Louisiana enacts laws to address rising home and auto insurance costs
Louisiana lawmakers have enacted a series of laws aimed at addressing the state’s rising home and auto insurance costs, combining tort reforms, tax deductions for home-hardening projects
U.S. insurers paid $1 bn in lightning-related homeowners insurance claims
In 2024, U.S. insurers paid $1.04bn in lightning-related homeowners insurance claims, marking a 16.5% decline from $1.24bn in 2023
Louisiana law introduces penalties for auto insurers
A new Louisiana law signed by Gov. Jeff Landry introduces penalties for auto insurers that increase premiums solely because a policyholder turns 65
Louisiana vetoed Senate Bill 111 aimed at limiting bad faith lawsuits against insurers
Louisiana Governor Jeff Landry vetoed Senate Bill 111, a proposed measure intended to limit the number of lawsuits filed against insurance companies
Louisiana advance roof tax credit and stated value Home Insurance Bill
Louisiana lawmakers are advancing legislation related to home insurance as the legislative session approaches its June deadline
Louisiana Senate deferred proposed insurance bills to cut auto insurance rates
Louisiana Senate Judiciary A Committee deferred four proposed insurance bills after none of the authors appeared to present them
Louisiana enacts sweeping auto insurance reforms to cut rates
Louisiana Governor Jeff Landry signed a six-bill legislative package aimed at lowering automobile insurance costs by limiting certain legal claims
Insurance broker HUB International secured a $1.6 bn minority equity investment
HUB International, a leading North American insurance brokerage that provides employee benefits, business, and personal insurance products and services, has secured a $1.6 bn minority equity investment
Florida Legislature passes bill on foster care insurance coverage reform
The Florida Legislature passed a bill aimed at addressing foster care insurance coverage by limiting liability for subcontractors involved in the system
Louisiana approved several insurance-related bills focused on legal reforms
The Louisiana House of Representatives approved several insurance-related bills focused on legal reforms, covering areas such as trial evidence rules and limits on specific types of damage awards
Louisiana passed House Bill 148 to give the insurance commissioner more authority
Louisiana’s House of Representatives passed House Bill 148, which would give the insurance commissioner more authority to reject rate filings considered excessive
Industry opposes Louisiana Bill to create state-backed catastrophe reinsurance fund
Industry groups are opposing House Bill 672 in the Louisiana House of Representatives, which proposes a state-run catastrophe reinsurance fund backed by state-issued bonds
Louisiana advances Auto Insurance Reform to address legal system abuse
The Louisiana House of Representatives Committee on Civil Law and Procedure has approved a set of automobile insurance-related bills
Louisiana considers auto insurance premium tax credit legislation
A bill under review in the Louisiana legislature proposes a tax credit for policyholders paying high automobile insurance premiums
Senator Miller introduces Minnesota Bitcoin Act to advance state crypto adoption
Senator Jeremy Miller introduced the Minnesota Bitcoin Act (SF2661), aiming to expand the state’s financial tools by incorporating crypto into state investment strategies
Louisiana considers $10,000 penalty for age-based auto insurance rate increases
Louisiana lawmakers are reviewing House Bill 258, which adds a financial penalty for insurers that raise auto insurance rates solely because a policyholder turns 65
Louisiana lawmakers examine law & practices behind auto insurance rates
Louisiana lawmakers are reviewing how state law limits transparency in personal injury jury trials as residents continue to face some of the highest auto insurance premiums in the country
U.S. insurers face losses between $1 bn and $3 bn from a severe weather outbreak in March
Insurers face losses between $1 bn and $3 bn from a severe weather outbreak in mid-March, according to Gallagher Re
U.S. Senate moves to extend National Flood Insurance Program through 2026
A new Senate bill seeks to extend the National Flood Insurance Program (NFIP) through December 2026, aiming to end a decade of frequent short-term extensions
Judge rules Louisiana Insurance Department lacked authority to penalize Texas law firm for fraud
The Louisiana Department of Insurance did not have the authority to issue fines and a cease-and-desist order against a Texas law firm accused of massive fraud
Louisiana Supreme Court bars insurers from forcing arbitration in state insurance disputes
The Louisiana Supreme Court ruled that insurance companies cannot compel insured parties in Louisiana into arbitration, even if policies contain arbitration provisions
Moody’s estimates U.S. insured losses from Hurricane Beryl to $2.5-4.5 bn
Moody’s RMS Event Response estimates U.S. insured losses from Hurricane Beryl to be between $2.5 billion and $4.5 billion. This includes damage from wind, storm surge
Louisiana’s insurers paid $23 bn
Louisiana’s insurers paid out more than $23 billion after the 2020 and 2021 hurricane seasons, driving a number of them into insolvency
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Insurers enter 2026 with longer settlement cycles, rising volumes, and slow AI adoption, increasing costs and operational risk, AutoRek finds
Global insurance M&A stabilised, as insurers and brokers took a more strategic approach to acquisitions amid falling interest rates and a realignment of strategic priorities
U.S. life insurers posted modest Prism score gains, with resilient capital strength despite rising annuity volumes and investment risk pressures