First Mutual Insurance extends AI home inspection deal with Chrp to cut risk costs
First Mutual expands Chrp AI inspections, speeds underwriting, cuts review time 50%, and flags home risks across NC, SC, TN markets
🇺🇸 Tennessee Insurance News
Latest Tennessee insurance news from US insurers and regulators. Explore auto, home, life, P&C, pet and health insurance, including insurance rates, insights, trends, and breaking insurance news from the United States.
Tennessee court denies workers’ comp benefits in Kroger back injury case
The Tennessee Court of Workers’ Compensation Claims denied benefits to a grocery employee who alleged a gradual back injury tied to increased job duties
KCC estimates $6.7 bn insured losses from Winter Storm Fern
Karen Clark and Company puts privately insured losses from Winter Storm Fern at $6.7 bn, driven mainly by freeze damage and power outages
Insurtech Lemonade launches Autonomous Car Insurance for Tesla FSD drivers
Lemonade introduces autonomous car insurance for Tesla FSD, cutting per-mile rates by about 50% using real vehicle data and AI pricing models
US auto insurers cut rates nationwide as claims retreat, gaps widen
Auto insurers across the U.S. are cutting vehicle insurance rates after a sharp pullback in claims, a reversal few predicted following years of post-pandemic premium hikes.
North Carolina’s insurance commissioner urges Trump not to pardon Greg Lindberg
North Carolina’s insurance commissioner presses the White House to reject a pardon for Greg Lindberg as GOP senators back opposition
Tennessee Appeals Board backs denial of added workers’ comp benefits
Tennessee’s Workers’ Compensation Appeals Board upheld a ruling denying extra medical and disability benefits after a 2022 workplace fall
US Department of Agriculture rolls out major crop insurance overhaul for 2026 season
USDA finalizes crop insurance reforms for 2026, easing rules, expanding access, and updating subsidies as part of a broader deregulation push
Pinpoint Predictive partners with Trexis Insurance to optimize auto payments
Trexis Insurance deploys Pinpoint Predictive’s loss models to tailor payment plans, cut downpayments, and lift premium output during quoting
Erie Insurance sued over alleged underpayment in Nashville tornado claim
Yellowbird Oil & Gas says Erie Insurance lowballed its tornado loss, offering $704 on a $141k repair estimate after a 2023 EF2 storm
Insurtech Kin raises $50 mn Series E at $2 bn valuation, adds $200 mn debt facility
Insurtech Kin just pulled in serious backing. The direct-to-consumer home insurer closed an oversubscribed $50mn Series E round at a $2bn pre-money valuation
Marsh McLennan Agency expands in Tennessee with Robins Insurance deal
Marsh McLennan Agency (MMA), the middle-market subsidiary of Marsh, has acquired Robins Insurance, a Nashville-based independent brokerage
Admiral sells U.S. auto insurtech Elephant to refocus on UK & Europe
Admiral Group announced the sale of its U.S. automobile insurtech, Elephant Insurance Co. and Elephant Insurance Services
Hurricane Helene could result in National Flood Insurance Program losses $3.5-7 bn
The Federal Emergency Management Agency announced that Hurricane Helene could result in National Flood Insurance Program losses between $3.5 bn and $7 bn
Florida faces record flooding: Hurricane Milton threatens billions in insured losses
Florida faces its second major hurricane, with predictions of record-breaking storm surges and flooding. Private flood insurance premiums in the state
Hurricane Helene: Florida P&C insurers processed 48,341 claims, totaling $508 mn
Florida property & casualty insurers had processed 48,341 claims, totaling $507.5 mn in estimated losses, according to the Florida Office of Insurance Regulation
Insurance market losses from Hurricane Helen are expected to reach $6-10 bn
Hurricane Helene is in the Gulf of Mexico with maximum sustained winds near 90 mph with higher gusts, and strengthening is expected as it heads towards Florida
Insured losses from U.S. wildfires are growing as frequency decreases
The potential insured losses resulting from U.S. wildfires are growing even as their frequency decreases because close to 99 million Americans reside
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Insurers enter 2026 with longer settlement cycles, rising volumes, and slow AI adoption, increasing costs and operational risk, AutoRek finds
Global insurance M&A stabilised, as insurers and brokers took a more strategic approach to acquisitions amid falling interest rates and a realignment of strategic priorities
U.S. life insurers posted modest Prism score gains, with resilient capital strength despite rising annuity volumes and investment risk pressures