Milan-based FinTech unicorn Satispay plans to raise up to €120 mn to accelerate its growth strategy and expand into a broader financial platform.
The proposed capital increase will be offered to existing shareholders through pre-emptive rights. Momentum S.p.A., Satispay’s holding company, will discuss the raise at its shareholders’ meeting on 29 June 2026.
Existing investors have already committed to subscribe for about half of the proposed capital increase, equal to nearly €60 mn. The investors include Greyhound, Addition, and Lightrock, and the proceeds will support Satispay’s organic growth plan.
The transaction reaffirms Satispay’s valuation above €1 bn. The company said its founders will retain a controlling role in corporate governance after the capital increase.
Alberto Dalmasso, co-founder and CEO of Satispay, said Italy holds one of the world’s largest pools of private financial wealth. He said too much of that wealth remains idle, fails to grow, and does not support future financial security.
We believe that investing should be within everyone’s reach, with the same ease with which people manage money in their daily lives today. This is the vision that drives the evolution of Satispay.
Alberto Dalmasso, co-founder and CEO of Satispay
Dalmasso said Satispay has moved from payments into welfare and has now launched a pension education service for companies. The next phase will extend those services to consumer users, with simplified access to pension funds planned by autumn.
The company also plans to let users buy stocks and ETFs directly inside the app. That shift would move Satispay further beyond payments and into everyday investing, pensions, and household finance.
Satispay launched in 2015 as a European payment network. The Italian super-app and proprietary payment network says it makes money management and financial services simpler and more accessible.
The platform now serves 6.5 mn users. Customers use Satispay to pay by smartphone in stores and online, send money free of charge, and access additional services such as loyalty rewards, mobile top-ups, bill payments, road tax, PagoPA, gift cards, donations, and savings.
Satispay also offers Pay in 3 for interest-free instalments. That product adds consumer credit functionality to the platform while keeping the purchase journey inside the app.
The company reached unicorn status in 2022. In September 2023, it entered the corporate welfare market with Satispay Meal and Gift Vouchers, followed by the Satispay FlexBen platform for reimbursements and pension fund management.
Satispay raised another €60 mn in funding during 2024. The new proposed raise comes during a period of faster revenue growth and product expansion.
The company said annualised revenues as of 31 May 2026 exceeded €116 mn. That represented 80% year-on-year growth over the past two quarters.
Satispay attributed the increase to new services, continued user growth, and gross operating profitability across its main business lines. Those lines include payments, welfare, and value-added services such as mobile top-ups and gift cards, net of commercial expenses.
The network has reached more than 450,000 affiliated merchants. Total deposits increased to €670 mn in May 2026, giving the company a larger base for future financial products.
Satispay’s welfare business has recorded strong momentum. At the end of May 2026, Satispay Welfare reported annualised volumes of €420 mn, up 250% year-on-year.
The company aims to exceed €700 mn in annualised welfare volumes by year-end. Around 43,000 companies already offer Satispay welfare products, and more than 400,000 workers use its welfare services.
Satispay has also moved further into investment products. Its Invested Money Box and Satispay investment funds now count more than 500,000 investors and over €140 mn in invested assets.
Nearly 70% of investment users have activated a recurring investment plan. To increase accessibility, Satispay removed all its fees on the Invested Money Box product.
The company’s Buy Now Pay Later service has been used by more than 35,000 people. It has supported more than €6 mn in transaction value and has an annualised projection of €60 mn.
Satispay’s 2026 product roadmap includes stock and ETF trading inside the app. The company also plans to launch Pension Education for more than 43,000 corporate welfare clients, using webinars and one-to-one expert sessions to help employees understand pension options.
Supplementary pension clients will later be able to subscribe to pension funds directly from the app. That would bring pensions, payments, welfare, and investing into a single customer interface.
The new funding will support Satispay’s move into a more complete financial platform. The proceeds will fund stock and ETF trading, supplementary pensions, pension education, welfare products, and additional app-based financial tools.
The capital will also add to Satispay’s existing liquidity, strengthen the balance sheet, and support continued investment in technology development. The company is also considering acquisitions of complementary businesses.
According to Beinsure analysts, Satispay is moving from a payments network toward a financial operating layer for consumers and employers. The strongest signal is the proposed €120 mn raise, but the mix of services around welfare, pensions, investing, and deposits, and mix gives Satispay more ways to monetise its 6.5 mn users without leaving the app environment.
