Insurtech ZestyAI pushed ZORRO Discover into every corner of the P&C sector, turning the platform into a single gateway for real-time intelligence drawn from millions of state filings.
The expansion covers Commercial Auto and Property, Personal Auto and Property, Financial and Specialty Lines, Liability and Professional Lines, Workers’ Compensation and the long tail of administrative filings.
It now spans every major filing type in the US, which shifts the product from a niche workflow helper into something far bigger.
Carriers using ZORRO Discover already cut adverse selection, pushed regulatory approvals forward almost 50% faster, and boosted analytical capacity by more than 20x.
We think that matters because these teams usually drown in slow, manual checks and inconsistent state systems that chew up hours for small gains.
ZORRO Discover pulls that mess into a central, live view that lets teams benchmark competitors, watch rating shifts and anticipate regulator objections before they land. Sometimes the payoff shows up in tiny ways and sometimes it flips an entire filing timeline.
The system runs on ZestyAI’s Agentic AI platform, which sits atop more than a decade of US filings and acts like a decision engine rather than a static archive.
Insurers can ask ZORRO for a trend, a ruling, or an objection pattern and get verified output in seconds instead of digging through spreadsheets or PDF stacks.
According to Beinsure, the real shift comes from treating filings as a strategic signal rather than a compliance hurdle.
Kumar Dhuvur, ZestyAI’s CPO and co-founder, says teams everywhere face the same grind: endless filings and no time. A workers’ comp filing in Texas or a commercial auto submission in California both move faster when the system predicts regulator questions before they surface.
Live monitoring of new submissions also helps carriers track competitor moves and market shifts without building yet another internal tool.
Every corner of P&C faces the same challenge: too many filings and too little time. Now, whether it’s workers’ comp in Texas or commercial auto in California, teams can simply ask ZORRO and get instant, verified insights in real time.
Kumar Dhuvur, Chief Product Officer and Co-Founder at ZestyAI
ZORRO’s conversational interface smooths the final mile. Users request insights the same way they’d ask a colleague, and the platform returns auditable, explainable reasoning that lets product, actuarial and regulatory teams work from one version of the truth.
No more static sheets, no more scattered bookmarks. Just a real-time system that lets teams act with speed instead of hoping the process won’t stall.
