Texas bars insurers from denying home coverage based only on roof age
Texas clarifies that home insurers cannot deny or nonrenew coverage based solely on the age of a house or roof, while physical condition remains valid
šŗšø Texas Insurance News
Latest Texas insurance news from US insurers and regulators. Explore auto, home, life, P&C, pet and health insurance, including insurance rates, insights, trends, and breaking insurance news from the United States.
SpaceX Starship reaches orbit under $500 mn launch liability insurance cover
SpaceX Starship reached orbit for the first time and deployed 26 Starlink V3 satellites, adding fresh data for launch, satellite and liability insurers
Emtech launches QMT 2.3 for autonomous insurance software testing
Emtech launched QMT 2.3 with autonomous model generation, custom test cases and model-driven validation for insurers and InsurTechs
Bamboo Insurance launches Texas Essential homeowners program
Bamboo Insurance launched Texas Essential, an admitted homeowners product offering flexible roof, water and loss settlement options in Texas
Texas orders insurance reforms as homeowners premiums rise 79%
Texas Gov. Greg Abbott ordered insurance regulators to address homeowners premiums after average annual costs climbed 79% in six years
Tesla sued after fatal Model 3 crash into Texas home
Tesla faces a Texas lawsuit after a Model 3 crashed into a Katy home, killing Martha Avila, with claims tied to driver-assistance software
Ex-Texas police chief loses $14,400 insurance fraud appeal
Federal appeals court affirms fraud conviction of former Texas police chief over burned vehicle, false theft report, and insurance payout
LakeFusion raises $7.5 mn for AI-ready data management
LakeFusion secured $7.5 mn in Seed funding to expand its Databricks-native MDM platform for AI-ready enterprise data infrastructure
Texas homeowners urged to secure flood insurance cover before hurricane season
Officials across Texas are pushing homeowners to arrange flood insurance ahead of hurricane season, warning that standard policies leave a major gap
Texas insurance investigator helped trace suspect in $400 mn Medicare fraud case
A Texas insurance investigator and analyst helped identify and track a Russian national accused of filing $400 mn in fake Medicare claims
Texas Supreme Court allows insurer and contractor to seek recovery from subcontractor
The Texas Supreme Court ruled that a contractor and its insurer can pursue recovery from a subcontractor following a multimillion-dollar workplace injury settlement
Texas businesses sue over Historically Underutilized Business program overhaul
Four companies and a trade group challenge Texas comptrollerās emergency rules that narrowed the Historically Underutilized Business program
Texas sues TP-Link over router security and China ties
Texas alleges TP-Link misled consumers on router security and supply chain origins, citing exploited firmware flaws and links to Chinese components
KCC estimates $6.7 bn insured losses from Winter Storm Fern
Karen Clark and Company puts privately insured losses from Winter Storm Fern at $6.7 bn, driven mainly by freeze damage and power outages
Winter storm drives $105-115 bn losses across US economy
AccuWeather estimates massive economic losses from a winter storm affecting 200 mn people, with insured losses reaching into the billions
Insurtech Kin rolls out auto cover in Florida and Texas to enable bundling
Digital insurer Kin launches auto insurance for Florida and Texas homeowners, offering bundled savings of up to 20% in high-cost markets
Amanda Crawford will lead the Texas Department of Insurance
Amanda Crawford will take over leadership of the Texas Department of Insurance next month, stepping in as the state oversees the second-largest insurance market in the U.S.
Title insurance compliance tightens as FinCEN rules loom in 2026
FinCEN AML rules, rate pressure, and state scrutiny reshaped title insurance compliance in 2025, forcing firms to prepare for sweeping change
Howard Hughes to buy Vantage in $2.1 bn specialty reinsurance deal
Howard Hughes Holdings agrees to acquire Vantage Group for about $2.1 bn, backed by Pershing Square, as it pushes toward a diversified holding model
47% of Texas homeowners insurance claims closed with no payout
Texas insurers closed 47% of homeowners claims without payment in 2024, shifting more repair costs onto property owners as deductibles and denials rise
Insurtech Adoro launches pet insurance across 28 states in expanding US market
Adoro Pet Insurance enters 28 states, targeting gaps in US pet coverage with broader benefits, steadier pricing, and faster claims handling
Insurtech ZestyAI expands ZORRO Discover to all P&C lines in the US market
Insurtech ZestyAI pushed ZORRO Discover into every corner of the P&C sector, turning the platform into a single gateway for real-time intelligence drawn from millions of state filings
Allstate sues Texas pain clinics for $1.7 mn insurance fraud scheme
Allstate alleges a Texas pain clinic network inflated $1.7 mn in auto injury bills through fake procedures and unlawful fee-splitting, seeking $5.2 mn in damages
Court upholds CMS ruling on Humanaās 3.5 Medicare Advantage Star Rating
A federal court sided with CMS, rejecting Humanaās bid to recalculate its 3.5 Medicare Advantage Star Rating tied to call center test calls
Tesla Insurance eyes Florida – real-time pricing, employee rates, and a 12-state footprint
Tesla filed an updated Florida auto program effective Dec 2025, runs Safety Score 2.2 with up to Ā±50% monthly premium swings, and operates across 12 states with in-house insurers
Texas proposes binding appraisal process for auto & property insurance disputes
Texas proposes appraisal provisions for auto and property policies, with binding awards, strict timelines, and public comments open until Oct. 6.
Texas regulators have placed New Century Insurance Co. into liquidation
Texas regulators have placed New Century Insurance Co. into liquidation after a Travis County District Court ruled the property and casualty insurer insolvent
Factory Mutual Insurance faces $100 mn business interruption claim over Texas petrochemical blast
Factory Mutual Insurance Co. must defend against a $100mn business interruption claim tied to a 2019 explosion at a Texas petrochemical plant
Property & casualty insurance landscape in Texas – Triple-I’s analysis
TheĀ Insurance Information InstituteĀ (Triple-I) published an analysis of the property/casualty insurance landscape in Texas, revealing a complex risk environment
Texas to establish $10 mn bitcoin reserve following Governorās approval of Senate Bill 21
Texas has become the first U.S. state to formally establish and fund a publicly held bitcoin reserve after Governor Greg Abbott signed Senate Bill 21 into law
Texas Senate passes Bill 1643 requiring regulatory approval for insurance rate changes
The Texas Senate has passed Senate Bill 1643, which would shift the stateās insurance rate-setting system from file-and-use to a prior approval model
Texas Court overturns $25 mn judgment for Exxon in refinery explosion insurance dispute
A Texas appellate court overturned a prior $25 mn judgment awarded to Exxon Mobil Corp. and ExxonMobil Oil Corp. in a dispute with Lexington Insurance Co
Tesla launched insurance discount for Texas and Arizona drivers using FSD tech
Tesla has introduced its first insurance discount for drivers using Supervised Full Self-Driving (FSD), cutting premiums by up to 10% for policyholders in Texas and Arizona
Texas Senate Bill 815 aims to prevent health insurers from using AI-based algorithms
A Texas Senate bill aims to prevent health insurance companies from using AI-based algorithms as the sole basis for denying claims
Texas Court overturns $12 mn jury award granted to Baylor College in a COVID-19 case
A Texas appeals court overturned a $12 mn jury award granted to Baylor College of Medicine in a COVID-19 business interruption case
Teslaās insurance business posted mixed results for 2024
Tesla General Insurance reported $35.7 mn in written premiums, a 94% year-over-year increase. The carrier reported a year-to-date net underwriting loss of $5.6 mn
New US-Canada tariffs raise auto, property, trade credit and business interruption exposures as insurers assess higher repair and supply chain costs
US insurance sector outlook for 2025-2026: capital strength, social inflation risks, P&C returns peak, Florida reforms, life insurance resilience and alt capital trends
Teen drivers face crash rates nearly 4x higher than adults. Safer vehicle choices and smart insurance decisions can lower risk and costs for families
AM Best keeps a stable outlook for commercial lines, citing strong results, rising investment income and tech-driven underwriting amid stress in liability and auto