A former dentist who was already struck off, along with her two adult children, has avoided immediate prison sentences after a £350k dental insurance fraud linked to a North London clinic.
According to MyLondon research, Bozena Rak-Latos, 63, previously removed from the UK dental register in 2018 following a fraud conviction in Poland, directed the scheme alongside her son Kacper Latos, 36, and daughter Magdalena Latos, 33. The activity ran through BRL Dentos, trading as Diamond Dental & Medical Clinic in Finchley.
Between August 2020 and June 2021, the clinic submitted £356,587 in dental treatment claims to Simply Health. Insurers paid out £141,618 before irregularities surfaced.
The claims related to 113 insurance policies connected to seven separate companies.
Patients were falsely recorded as employees to qualify for corporate dental insurance. According to prosecutors, that misrepresentation sat at the center of the operation.
Although barred from practising, Rak-Latos continued to control the clinic indirectly through her children. Audio recordings and video clips showed her directing how claims should be filed, how insurer questions should be answered, and how the arrangement should be concealed.
When police contact with patients became known, she ordered clinic computers replaced and pressed her children to ensure all claimed treatments appeared completed.
Kacper Latos, who joined the General Dental Council register in June 2020, began exploiting corporate insurance schemes almost immediately. He submitted exaggerated or entirely fabricated claims for himself, family members, and other supposed employees. Some payouts went straight into his personal bank account and were spent on everyday items.
He also encouraged patients to join the scheme for £343.20 per year, often submitting claims on their behalf. Investigators said bank statements were altered to mislead insurers.
Magdalena Latos, responsible for reception and marketing, expanded the reach of the fraud. She opened a business account under London Smile Design to collect payments from patients listed falsely as employees. She regularly contacted the insurance broker to add members and chase claim payments.
Despite denying involvement with certain companies, evidence showed she managed policies and funds across several linked entities.
Financial analysis showed £80k transferred to Poland. Kacper Latos claimed the money repaid his mother’s debts. HMRC records painted a different picture.
None of the defendants declared meaningful income or paid tax during the period, even though BRL Dentos Ltd received £62,724.48 in COVID-19 support grants.
Digital forensic work also revealed unpaid council tax and business rates tied to the clinic, with debt collectors already engaged. Investigators believe financial pressure played a role in driving the fraud.
Officers from the City of London Police Insurance Fraud Enforcement Department searched three London addresses. They seized 22 digital devices, paper records, and a safe containing £33,523.93 in cash from Rak-Latos’s bedroom.
All three defendants denied wrongdoing in interview and pleaded not guilty. After a four-week trial at Wood Green Crown Court, the jury convicted all of them.
Rak-Latos received a two-year prison sentence suspended for two years, plus 180 hours of unpaid work. Kacper Latos was given a 20-month suspended sentence and 90 hours of unpaid work. Magdalena Latos received an 18-month suspended sentence with 150 hours of unpaid work.
Trainee Detective Sergeant Alan Yau of IFED said the fraud was carefully planned and driven by Rak-Latos, who used her professional background and influence over her children to keep the scheme running.
