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Beinsure Media: Insurance, InsurTech, Crypto Insights
Beinsure Media: Insurance, InsurTech, Crypto Insights
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Saving

1 post

Saving is a means of wealth accumulation that draws together information about household income, consumption expenditures and repayment of debt. Only person we need to think about saving is yourself.
Savings refers to the money that a person has left over after they subtract out their consumer spending from their disposable income over a given time period. Savings, therefore, represents a net surplus of funds for an individual or household after all expenses and obligations have been paid.
Savings are kept in the form of cash or cash equivalents (e.g. as bank deposits), which are exposed to no risk of loss but also come with correspondingly minimal returns. Savings can be grown through investing, which requires that the money be put at risk, however.

Life insurance and financial wellbeing

How Declining Appeal of Endowment Life Insurance has Eroded People’s Financial Wellbeing?

While ensuring financial wellbeing is the core purpose of life insurance, traditional business models have come under stress as socio-economic, demographic, health
FEATURED IN INSURANCE
  • Reinsurance Capital Challenge in Natural Catastrophe
    Global Reinsurance Capital Challenge in Natural Catastrophe
  • Why is P&C Insurance Claims Landscape Becoming Increasingly Challenging for Insurers
    P&C Insurance Claims Landscape Becoming Increasingly Challenge for Insurers
  • Commercial Insurance & Reinsurance Market Outlook: Сapital & Global Premiums
    Commercial Insurance and Reinsurance Market Outlook 2023
Insurance & InsurTech NEWS
  • AXA Group closes Q1 2023 with insurance business worth EUR 31.8 bn
  • Insurance Europe welcomes the Data Act proposal by the European co-legislators
  • UNIQA Insurance Group premiums rose by 6.5% to EUR 1.98 bn in Q1 2023
  • Guy Carpenter acquires Israel’s reinsurance broker Re Solutions
  • RMS highlighted hurricane forecasts after Nasdaq’s Risk Modelling integration
  • Insurtech Cover Genius expands executive team: Kyle Keogh appointed as CBO
  • Rachel Turk appointed the new role of Lloyd’s Chief Underwriting Officer
  • Allianz announced new appointments for Iberia & Latin America

Florida Hurricane CAT Fund’s Losses Outlook

Florida Hurricane Catastrophe Fund’s Losses & Insurance Claims Outlook

Florida Hurricane Catastrophe Fund plays a vital role in Florida’s property-insurance system as it provides relatively low-cost reinsurance
Cyber Insurance Risks & Cyberattacs in the Russia-Ukraine War

Cyber Insurance Risks & Cyberattacs in the Russia-Ukraine War

Cyberwarfare has provided just a handful of notable skirmishes in the Russia-Ukraine War. But fears linger that the scale and frequency of digital attacks on financial targets
Insurance Economics & P&C Underwriting Objections Outlook

Insurance Economics & P&C Underwriting Objections Outlook

The P&C insurance industry has experienced challenges in recent years due, in large part, to increases in the frequency and severity of natural catastrophes
Global Reinsurance Property Catastrophe Market Outlook

Global Reinsurance Property Catastrophe Market Outlook

The past year and half have seen major changes in the global Reinsurance Property Catastrophe (CAT) market

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