Allianz Turkiye selected the Nettle, an AI-driven risk engineering and underwriting platform for commercial insurers, to run its commercial property risk engineering operations after a pilot showed inspection teams completing work up to three times faster.
The rollout follows a programme where engineers also returned structured outputs to underwriters far quicker than before.
Nettle focuses on automating and augmenting the full risk assessment workflow, from desktop analysis to on-site inspections and underwriting decisions.
The company positions itself as an “AI risk engineering platform” that lets underwriters and risk engineers work faster, with more consistent and data-rich outputs.
The deployment targets a persistent operational bottleneck in commercial property insurance workflows. Risk engineers often complete site visits quickly, though reporting cycles lag behind and create delays across underwriting pipelines.
Backlogs grow, underwriters wait for usable data, and clients receive recommendations later than business timelines require. Nettle removes this friction by automating the reporting stage entirely.
Using the Nettle mobile application, built natively in Turkish, field engineers prepare assessments with agentic AI tools before capturing inspection data on-site.
They collect photographs, documents, and audio notes, all processed automatically by the platform. Structured inspection reports, risk scores, and underwriting guidance are then generated on the same day as the visit, eliminating manual write-ups and reducing the gap between field activity and underwriting decisions.
Ceyhun Eren said the platform represents a clear shift in how risk engineering operates. He described the initial experience as a step change for the sector, adding that the approach sets a direction not only for Allianz Turkiye but for the wider market.
Ceyhun Eren leads risk engineering at Allianz Turkiye, part of the global Allianz Group. His team manages a commercial property portfolio that spans multiple asset classes and risk profiles.
The platform will extend across the full operation, allowing underwriters to receive structured inputs from inspections on the same day for the first time.
The decision reflects more than a system upgrade. Allianz Turkiye has invested in risk prevention infrastructure for years, including Allianz Teknik, the country’s only accredited earthquake and fire testing and training facility.
This background shapes how the company approaches technology adoption, focusing on building capabilities rather than following market trends.
Jack Miller said Allianz Turkiye approached the partnership with both technical expertise and a clear view on how AI should reshape risk engineering workflows. He added that the collaboration arrived at a point when the industry needed practical implementation rather than experimentation.
The Nettle platform supports the full commercial risk assessment process, covering submission, on-site inspection, and underwriting decisions within a unified workflow.
Allianz Turkiye’s rollout stands among the more substantial investments in AI-driven risk engineering across the market and signals a broader shift toward automated, data-driven underwriting processes.
Nettle’s platform provides a “next-generation risk assessment toolkit” that plugs into insurers’ workflows. Capabilities include team analytics, client improvement tracking, evidence management, instant regulatory checks, report versioning, natural catastrophe risk analysis, and third-party data integration. The goal is to centralize risk data and streamline both desktop and field-based risk assessment.
