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InsureMO and Appian team up on AI underwriting platform for US E&S

InsureMO and Appian team up on AI underwriting platform for US E&S

InsureMO has struck a deal with Appian to roll out a unified underwriting platform tailored for the United States E&S specialty market.

The move stitches together InsureMO’s enterprise-grade Excel Rater with Appian’s AI-driven Connected Underwriting Workbench, promising to slash delays and streamline the kind of messy processes that dog specialty carriers.

The E&S space has long been hampered by manual workarounds and IT choke points whenever pricing shifts or new risks appear. By embedding InsureMO’s Excel Rater straight into the same spreadsheets underwriting teams already use, the platform wipes out the need for conversions, duplicate files, or endless configuration.

Underwriters and product managers can now adjust rating tables or formulas in real time, cutting launch cycles and scaling high-volume processing without waiting on back-end rebuilds.

Appian layers on its Connected Underwriting Workbench, which gives carriers one interface to control the full submission lifecycle.

AI-powered automation handles repetitive tasks, unifies data streams, and keeps compliance airtight, freeing underwriters to make judgment calls instead of chasing documents.

  • InsureMO CRO Rajat Sharma said the integration arms insurers with speed and confidence when tackling emerging risks and rolling out new products.
  • Appian’s Global Head of Insurance Solutions, Shyam Somani, pointed out that the joint approach trims time to quote, lifts profitability, and makes the customer journey less painful.

The combined system is live today. Plug-and-play deployment, API hooks into existing systems, and a promise of fast scale give E&S carriers a new way to push innovation in a market where speed and flexibility decide who wins.