Insurtech ResiQuant, focused on property risk assessment, has secured $4 mn in seed funding. LDV Capital led the round, with participation from Foothill Ventures, Pear VC, Alumni Ventures, and strategic angel investors. Alongside this funding, the company announced a partnership with Golden Bear Insurance Company.
The capital will support ResiQuant’s efforts to improve how property insurers assess and manage catastrophe risks.
The platform employs AI-driven analysis of site inspection photos, aerial imagery, and public visuals, identifying structural vulnerabilities often missed by traditional data sources. This approach helps insurers evaluate building resilience in the face of disasters.
The innovation comes at a critical time for the $200 bn U.S. property insurance market, where rising reinsurance costs and catastrophic losses are forcing carriers to reconsider their risk strategies.
ResiQuant’s technology aims to provide insurers with more precise data, reducing uncertainty and improving decision-making.
ResiQuant was founded by Dr. Issa and Dr. Francisco Galvis, structural and forensic engineers who met during their PhD studies at Stanford University’s John A. Blume Earthquake Engineering Center. Their expertise, developed through post-disaster inspections and research, forms the foundation of the company’s technology.
Carriers allocate billions in capital using incomplete data. We provide engineering-grade analysis that uncovers hidden structural weaknesses, helping insurers make informed underwriting decisions and maintain coverage in high-risk areas.
Dr. Issa, CEO of ResiQuant
ResiQuant’s platform delivers several benefits, including lower inspection costs, improved loss ratios, better reinsurance terms, and the ability to stay in markets that many insurers are leaving. The company currently specializes in earthquake risk assessment and plans to expand into wildfire and windstorm risk analysis.
Golden Bear Insurance Company will integrate ResiQuant’s AI-driven technology into its underwriting processes, enhancing its ability to assess risks in disaster-prone areas.
“This partnership demonstrates how insurers can apply engineering-level precision at scale,” said Francisco Galvis, who leads product and engineering. “Golden Bear’s use of our platform will strengthen underwriting and provide better insights to both carriers and policyholders.”
Golden Bear’s adoption of ResiQuant’s technology highlights the role of AI in strengthening insurance market stability. By offering a more detailed view of building vulnerabilities, insurers can navigate difficult market conditions while improving risk assessment.
The funding will expand ResiQuant’s platform and grow its engineering and AI teams to support more insurers across the U.S.
“As disasters become more frequent and severe, carriers need a detailed, engineering-based approach to property risk assessment,” said Dr. Laurie Johnson, a disaster risk expert and ResiQuant advisor.
Building-level insights are essential for refining underwriting, improving risk models, and strengthening community resilience.
Dr. Laurie Johnson, a disaster risk expert and ResiQuant advisor
“ResiQuant is changing how we evaluate submissions, providing rapid, risk-specific engineering insights,” said Michael Brown, VP of Property at Golden Bear Insurance Company.
“This allows our underwriters to understand risks more precisely, set pricing based on accurate data, and confidently write catastrophe-exposed policies.”
