IntellectAI has introduced two specialised InsurTech ecosystems designed for the distinct operational needs of insurance carriers, MGAs, brokers, and wholesalers.
Instead of forcing a unified workflow, the company has separated underwriting and distribution functions. This modular platform supports faster decisions and more efficient placements by aligning tools with the specific responsibilities of each user group.
The underwriting ecosystem focuses on commercial and specialty line carriers and MGAs. It supports the entire policy lifecycle—intake, prioritisation, risk assessment, product selection, pricing, quoting, binding, issuing, and renewals—while improving the speed and accuracy of risk evaluation.
The distribution ecosystem targets excess & surplus line brokers, wholesalers, and retailers. It offers appetite matching, marketing management, proposal structuring, and side-by-side comparisons of binders and policies to optimise placement workflows.
Both ecosystems run on IntellectAI’s proprietary GenAI platform, Purple Fabric.
Integrated tools include Magic Submission, Xponent Underwriting and Broker Workbenches, Risk Analyst, Magic Placement, and a white-labelled policy administration system.
Reported results show measurable improvements. Underwriting teams have cut decision time by 30%, improved loss ratios over three years, and reduced operational costs.
Distribution users report 50% better appetite alignment, 60% faster cycle times, and lower marketing expenses.
IntellectAI’s dual-platform strategy reflects a broader shift in InsurTech: the move toward modular architectures that adapt to different roles across the insurance value chain.
This release positions the company as a key player for insurers and intermediaries seeking adaptable tools in a complex market.
