Whisp.Money has introduced its payroll platform with a focus on faster payments, crypto integration, and fintech-driven solutions. The global fintech market, valued at $280 bn in 2024, is projected to reach $723 bn by 2030 and $1.265 trln by 2034, growing at a CAGR of 15%.
Startup streamlines payments with its next-generation fintech platform. The platform aims to simplify payments for businesses and employees worldwide, offering speed, flexibility, and security.
Whisp.Money enables businesses to send and receive payments using cryptocurrencies, multi-currency wallets, and advanced fintech solutions.
The platform supports peer-to-peer transfers, business payments, and cross-border transactions. Companies can automate payroll, track subscriptions, and forecast cash flow—all from a single platform.
The platform uses blockchain technology to provide faster, more secure transactions. Employers can pay workers in fiat currencies like USD and EUR or in popular cryptocurrencies such as BTC, ETH, and USDT. Real-time currency conversion and rate locking allow for more predictable payouts.
The platform also supports global payroll with reduced fees for cross-border payments and automatic compliance with local tax, wage, and labor laws.
Whisp.Money will include a multi-currency digital wallet and payment card, giving employees access to funds for online, in-store, and ATM transactions.
Employees can spend directly from the wallet, manage their funds, and receive payments in their preferred currency. The platform also handles compliance and tax automation, ensuring the correct withholding and reporting for taxes, benefits, and social security. Digital payslips offer transparent payment details for employees.
The platform provides financial wellness options, allowing employees to deposit part of their salary into yield-generating crypto protocols.
Employees can also access a portion of their earned wages before payday, reducing reliance on payday loans and improving financial flexibility. The user-centric dashboard offers employers full visibility into payroll, payments, and employee preferences. Employees can manage their payment options, view transaction history, and convert funds.
Whisp.Money streamlines payments with its next-generation fintech platform. It enables businesses to send payments for online transactions, in-store purchases, peer-to-peer transfers, and subscription payments (see Biggest FinTech Unicorns).
The system is designed to reduce costs, simplify cross-border payments, and eliminate the delays often seen with traditional banking systems.
Employers can manage both fiat and cryptocurrency payments, enabling them to support remote and international teams with ease.
For employers, Whisp.Money reduces payment processing costs by eliminating traditional bank fees and reducing cross-border payment expenses. This approach appeals to tech-savvy and remote workers who value payment flexibility.
Employers can customize payment options, offering a mix of fiat and cryptocurrency to employees. By improving payment speed and flexibility, businesses can increase employee satisfaction and retention.
Employees benefit from faster access to earnings, the ability to receive payments in fiat or crypto, and the option to save or invest a portion of their wages into crypto-based yield strategies. Employees can access wages on demand before payday, providing more financial freedom and reducing the need for payday loans.
Whisp.Money positions itself as a modern alternative to outdated payroll systems. Its fintech platform simplifies payroll for businesses of all sizes, from startups to large enterprises.
By supporting both fiat and cryptocurrency payments, Whisp.Money provides businesses with flexibility, security, and speed. Companies can automate payroll, reduce fees, and improve payment speed, all while offering employees control over how and when they receive their pay.
Whisp.Money also will plane to offer value-added services, including HR support, financial wellness tools, and compliance assistance. Its universal payment gateway allows businesses to accept payments from credit cards, debit cards, bank transfers, e-wallets, and QR codes. This comprehensive payment solution supports global payments and enables companies to manage all payment methods through a single dashboard.
The platform offers peer-to-peer payments, allowing users to send funds using phone numbers, email addresses, or QR codes. Transactions are fast, with funds transferring instantly. Businesses can also automate recurring payments, supporting subscription-based models. This service simplifies billing, ensuring consistent revenue streams for companies.
