Flood Risk Creates Credit Challenges for Eastern & Southern US Insurers
Hurricane Helene’s recent destruction underscores the rising flood risk impacting local economies and tax bases in the Eastern and Southern United States
US P&C Insurance
US P&C Insurance sector review on Beinsure media focuses on property and casualty insurance in the United States. This category covers a broad range of insurance products that protect against risks related to property damage and liability. It includes homeowners, auto, renters, and commercial insurance, addressing various needs from personal assets to business operations.
Reviews in this category highlight the performance of different insurance providers, evaluating their coverage options, pricing, customer service, and claim handling. The analysis often includes comparisons of market trends, regulatory changes, and technological advancements impacting the industry. This helps consumers and businesses make informed decisions about their insurance needs.
Key aspects covered include policy features, benefits, and limitations of various insurance plans. The reviews aim to provide a clear understanding of how different providers stack up against each other in terms of reliability, cost-effectiveness, and overall customer satisfaction.
Overall, this category offers valuable insights into the US property and casualty insurance market, helping stakeholders navigate their options and choose the best coverage for their needs.
U.S. P&C Insurance Industry Saw Strong Revenue Growth in 2024
Statutory underwriting performance in the U.S. property and casualty insurance industry saw strong revenue growth, a return to underwriting profits in 2024
Hurricane Milton’s Impact Limited for U.S. P&C Insurers and Global Reinsurers
Hurricane Milton is not likely to affect credit for rated property and casualty insurers and global reinsurers given very strong capital levels
Climate Change Resilience in Global P&C Insurance: Profitability & Underwriting
Primary insurers have varying levels of exposure to climate risk, with the property and casualty insurance markets in the US and Japan identified as the most sensitive
Most expensive US P&C and Life Insurance Companies in 2023
US property and casualty insurance companies had a median price-to-estimated earnings multiple of 12.1x
Impact of Natural Catastrophic Risks for the US P&C Insurance Market
The US P&C insurance industry has experienced challenges in recent years due, in large part, to increases in the frequency and severity of natural catastrophes
US P&C Insurance Outlook: Inflation, Catastrophes & Volatile Markets
2024 will be a difficult year for the US P&C industry: claims severities surged with inflation, natural catastrophe losses were elevated for a sixth straight year
Venture capital funding in insurtech startups is stabilizing, driven by breakout-stage startups in Series B and C. Projections indicate it will reach $4.2 bn by the end of 2024
Global cyber insurance and reinsurance industry supported by solid underwriting profitability in 2023 and 2024, with expectations for this trend to continue into 2025
North American life insurer credit losses will remain benign in 2025, despite modest increases due to ongoing pressure on commercial real estate (CRE) assets
Global reinsurers’ profitability will remain strong in 2025 despite lower risk-adjusted prices for most business lines when reinsurance contracts were renewed on 1 January