Airport strikes across Australia test travel insurance exclusions
Airport strikes across Australia put travel insurance exclusions under scrutiny as policy timing determines cover for delays, cancellations and extra costs
Liability Insurance News
Stay informed with Liability Insurance News Today from Beinsure, covering liability insurance industry news on rates, pricing, underwriting, claims, litigation, regulation and coverage changes. Follow developments across general liability, professional liability, product liability, directors and officers, employers’ liability and commercial insurance. Track insurers, brokers, policyholders, court decisions, legal risks, settlements and emerging exposures.
UK commercial insurance adds £29 bn to economy, ABI says
UK commercial insurance contributes about £29 bn annually and supports over 300,000 jobs, according to a new ABI report
US commercial insurance prices rise 0.5% in Q2 2026, WTW says
US commercial insurance prices increased 0.5% in Q2 2026, slowing from 2.5% in Q1 as property rates declined and large accounts moved negative
Insureon partners with LIO Insurance on specialty small business coverage
Insureon partnered with LIO Insurance to expand specialty commercial coverage for small businesses, starting with digital special event insurance
WTW sues Lockton over alleged raid on construction insurance team
WTW accused Lockton and 18 former employees of taking 13 construction insurance clients worth more than $5 mn in annual revenue
Fuse launches AI market intelligence terminal for commercial insurance
Fuse launched Fuse Terminal, an AI workspace for commercial insurers covering filings, rate data, forms, carrier appetite and market signals
DIFC Court of Appeal limits reinsurer defence-cost liability
DIFC Court of Appeal says English law governs a $70 mn marine war-risk reinsurance dispute and rejects open-ended defence-cost liability
Cyber and climate risks reshape insurance priorities
Cyber incidents, climate losses and liability pressures reshape corporate insurance risk as organizations face connected threats across value chains
New Jersey insurance brokers face Consumer Fraud Act liability after Lowe ruling
New Jersey Supreme Court rules insurance brokers, producers and agents face CFA claims tied to insurance sales, marketing and coverage advice
North Carolina bans third-party litigation funding in civil cases
North Carolina became the first US state to ban third-party litigation funding in civil suits, targeting lawsuit costs and insurance pressures
U.S. commercial insurance price growth slows to 2.5%
WTW’s CLIPS survey shows U.S. commercial insurance prices rose 2.5% in Q1 2026, with excess liability still leading increases
Colorado e-bike crashes raise insurance coverage questions
Colorado e-bike growth creates insurance uncertainty for riders and drivers, with uninsured motorist coverage gaining more attention after accidents
Specialty insurance rates in 2026 soften faster than expected, WTW’s SIMS survey shows
WTW’s SIMS survey shows specialty insurance rates fell sharply in 2025 and early 2026, with property, energy, marine, and liability lines diverging
Connecticut court says rental car passengers can access uninsured motorist cover
The Connecticut Supreme Court ruled that passengers injured in a rental car crash can claim uninsured motorist benefits under the driver’s Progressive policy when bodily injury coverage applies to the rental vehicle
Aon expands data center insurance program to $3.5 bn capacity
Aon increased its Data Center Lifecycle Insurance Program to $3.5 bn, adding coverage for operational data centers as digital infrastructure risks grow
How businesses can reduce cyber risk and limit digital loss
Businesses face higher cyber risk from breaches, outages, and human error. Strong backups, staff training, the right tools, insurance, and response plans help
DFC and Chubb expand Hormuz maritime insurance facility to $40 bn
DFC and Chubb added six US insurance partners, doubling maritime reinsurance capacity to $40 bn to support trade through the Strait of Hormuz
QBE and insurtech Aurora launched an automated underwriting capability for Yacht P&I
QBE and Aurora launched an automated underwriting capability for Yacht P&I, cutting broker submission-to-bind time to under 10 minutes
Lloyd’s keeps Hormuz insurance cover available as war risk rates jump
Lloyd’s will keep insuring Strait of Hormuz voyages, though shipowners stay away as war risk premiums jump and underwriting shifts to case-by-case review
Delaware court says insurers don’t have to defend Meta Platforms in lawsuits
Delaware judge ruled Meta insurers owe no duty to defend social media harm lawsuits, citing intentional conduct not covered under liability policies
Oklahoma Senate advances bill mandating liability insurance for events
Oklahoma Senate passes bill requiring $1mn liability coverage for special event alcohol licenses, raising concerns over costs for small businesse
Louisiana captive insurance bills reshape regulation and market risks
Louisiana reviews three captive insurance bills affecting flexibility, trucking risks, and regulatory structure ahead of the 2026 session
HSB launches AI liability insurance for SMEs amid rising legal risks
HSB introduces AI liability cover for SMEs, addressing gaps in general liability policies linked to AI-driven claims and exposures
Texas Supreme Court allows insurer and contractor to seek recovery from subcontractor
The Texas Supreme Court ruled that a contractor and its insurer can pursue recovery from a subcontractor following a multimillion-dollar workplace injury settlement
Delaware court backs D&O insurance coverage, rejects bump-up exclusion defense
Delaware Supreme Court orders insurers to cover a $28 mn D&O settlement, ruling bump-up exclusion does not apply to Harman–Samsung deal
Armilla AI expands standalone AI liability cover to $25 mn limits
Armilla AI increases AI liability limits to $25m with all-risks coverage as insurers add generative AI exclusions across cyber, E&O, and liability policies
Global InsurTech funding rose 19.5% to $5.1 bn, with Q4 driving momentum as deal count and average size increased sharply, marking the first annual increase since 2021
InsurTech moves past disruption narrative, focuses on underwriting, AI, and operational efficiency as funding drops and insurers demand measurable results
The first notice of loss (FNOL) is the starting point for every insurance claim. It sets the tone for the entire claims cycle. And for years, this process has been manual
InsurTech funding crossed a significant milestone in Q2 2025, with $60.8bn raised since records began in 2012. The data reflects the scale of investor appetite over 10Y