Rising Insurance Gaps Alarm Wealthy Clients with Cyber, NatCat, Lawsuit Risks
Wealthy clients think about market swings, insurance gap, global instability, cyber intrusions, extreme weather, and the financial fallout of lawsuits, often all at once
Insurance Market
Global insurance market is expected to have a CAGR of 3.5% until 2030. The leading regions for insurance revenue generation include North America, Asia Pacific, and Western Europe; these three regions together account for the biggest portion of total global revenue generation. Insurance market governed by the laws of supply and demand, where sellers and buyers act freely within the regulatory framework, but supervised by public bodies.
Insurers spread the costs of risk events across time and the population, helping to reduce the impact of major risk events on the wider economy. This enables individuals and firms to take on and manage risk, thereby encouraging investment and innovation, and helping to underpin economic activity.
In this section, we have collected the most current articles and reviews on the topic of the insurance market.
Japan’s Non-Life Insurance in 2025 Gains Strength Through Reform
Japan’s non-life insurance market — a global top-10 player and one of the largest in the region — as it continues to evolve through disciplined underwriting
European Insurers Seek Higher Returns From Illiquid Private Credit Assets
Fitch survey shows European insurers turning to private credit for illiquidity premiums, diversification, and ESG goals, as market grows to $2.7tn by 2029
U.S. Insurance Brokers Chase Bigger M&A Deals as Growth Cools
Insurance brokers push debt-financed acquisitions amid slowing growth, Fitch warns credit risks rise but strong cash flow keeps leverage tolerable
Q3 2025 Insurance Stock Performance: Top Gainers and Sector Trends
Insurance stocks fell in Q3 while the S&P 500 gained nearly 7%. P&C names lagged, with analysts calling the quarter underwhelming after 2024’s strong run
US Congress Standoff Threatens $1.3 tn Federal Flood Insurance Program
Flood insurance coverage worth $1.3 tn sits on the edge of expiring, marked as the deadline. Congress hasn’t agreed on an extension
Marine Insurance Faces Soft Cycle, War Volatility, and Shifting Global Trade
Marine insurers warn of soft pricing, major losses, and fragmented trade as geopolitical conflicts reshape shipping and supply chains
Global Re/Insurance Sector Growth: 3 Strategic Shifts for Re/Insurers
Re/insurance industry is showing strong momentum. Fund and Insure domain as the big opportunity—potentially generating $17 tn in gross value by 2035
Global Property and Casualty Insurance Market Doubled over 20 Years
Global property and casualty insurance market has doubled over the last two decades, reaching $2.4tn, according to Swiss Re Institute
US Hurricanes Since 2015: Economic Impact, Insured Losses & Risk Analysis
Explore major US hurricanes since 2015, their economic and insured losses, and how storms reshape insurance, risk modeling, and disaster resilience
Innovation, Capital, and the Future of Insurance & InsurTech
Insurance intersects with nearly every sector: infrastructure, logistics, health, environmental risk, and beyond
How Digital Twins Can Help Insurance Industry? Use Cases
As a way to visualize and contextualize data from physical and virtual assets, they bridge physical operations and digital capabilities
How Countries Combat Russia’s “Shadow Fleet” with Insurance Inspections
Norway launches a 6-month pilot urging tankers in its EEZ to disclose insurance, targeting shadow fleet risks and aligning with regional maritime safety efforts
Proactive Insurance Claims Management. Trends in America, Europe, EMEA, Asia, LatAm
Dynamic trends are influencing the size and complexity of claims around the world. Proactive claims management can help organizations recover swiftly after a loss event and manage potential claims exposures.
Global Natural Catastrophe Insured Losses Review. New Trends in H1 2025
Global insured losses from natural catastrophes reach $80 bn in the first half of 2025. This is almost double the 10-year average and more than half of the $150 bn
California Approves First Wildfire Risk Model for Insurance Pricing
The California Department of Insurance (CDI) has finalized its review of the state’s first approved wildfire catastrophe model
U.S. Private Flood Insurance Market Grows as Underinsurance Gap Narrows
US private flood insurance market is expanding, addressing the nation’s substantial gap between economic and insured losses from flood events
2025 European Insurance Market Outlook: TOP Risks for Re/Insurers
Most European life and non-life insurers report solid margins. However, life insurers must deliver attractive products while managing rising reinvestment rates, unrealized losses
Impact of US Tariffs on the Global Insurance & World’s Largest Insurance Markets
Global premium growth is slowing in both life and non-life insurance. After strong growth of 5.2% in 2024, premiums are forecast to grow just 2% in 2025, improving slightly to 2.3% in 2026
2025 Global Insurance Market Index: Commercial Insurance Rates by Region
Global commercial insurance rates declined by 3% in Q1 2025, the third consecutive decrease in the composite rate following seven years of increases
Asia Insurance Market Rates: Key Trends & Strategic Adjustments
Insurance rates in Asia dropped by 3% in Q1 2025, with competitive conditions supported by international and wholesale markets
US D&O Liability Insurance Market Continues to Experience Pressures
D&O liability insurance market in the United States continues to experience pressures from new technologies, economic volatility, and geopolitical tensions
European Insurance Companies Set to Expand Private Credit Allocations
European insurers to significantly increase their exposure to private credit in the coming years. Assets accounted for approximately 13% of insurer investment portfolios
Structural Risks in Insurance Industry: Existing Challenges & Opportunities
The insurance industry faces several ongoing challenges linked to long-term economic, social, and environmental trends. These structural risks require active management to ensure protection
D&O Insurance in the Asia Pacific region: Digital & Cyber Risks
Directors and officers face rising legal and regulatory risks from AI adoption, cyber threats, and evolving privacy laws across the Asia Pacific region
Kentucky Storms Reshape the U.S. Home Insurance Market
Severe weather in Kentucky drives up insurance rates, strains carriers, and prompts regulatory changes as tornadoes and hailstorms increase in frequency and cost
How AI Supports Insurance Operations in Emerging Markets
AI is reshaping insurance with faster claims, smart underwriting, and fraud detection—even in emerging markets, where adoption is steadily growing
California’s Insurance Market Crisis: Risk-Based Pricing & Data Gaps
California’s Insurance Market: The Case for Risk-Based Pricing and Data-Driven Mitigatio. California’s insurance availability/affordability challenges
Geoeconomic Fragmentation: Strategic & Operational Impacts on the Insurance Sector
Geoeconomic fragmentation makes managing global risks like climate, cyber, and pandemic risks more difficult for insurance and reinsurance sectors
Insurance in a Fragmenting World: Global Risks & Opportunities
Rising geopolitical tensions and economic nationalism are causing a slowdown in global integration, which presents significant challenges but also opportunities for insurers
Wealthy clients think about market swings, insurance gap, global instability, cyber intrusions, extreme weather, and the financial fallout of lawsuits, often all at once
European life insurers replace static SAA spreadsheets with advanced ALM tech to manage risk, capital, and yield under Solvency II and Solvency UK
Japan’s non-life insurance market — a global top-10 player and one of the largest in the region — as it continues to evolve through disciplined underwriting
AM Best shifts U.S. health insurance outlook to Negative, citing higher utilization, medical inflation, GLP-1 drug costs, and shifting Medicaid risk pools