US Insurance Sector Outlook 2026: Returns, Risk & Reform
US insurance sector outlook for 2025-2026: capital strength, social inflation risks, P&C returns peak, Florida reforms, life insurance resilience and alt capital trends
P&C Insurance Market
P&C Insurance Market reviews on Beinsure Media covers property and casualty insurance sector, focusing on policies that protect individuals and businesses from financial losses due to property damage, liability, and various risks. It includes coverage for homes, vehicles, and businesses, addressing both physical damage and legal liabilities.
Content under this category provides insights into market trends, emerging risks, and industry developments. It explores topics like policy innovations, regulatory changes, and the impact of technology on the insurance landscape. Additionally, it analyzes competitive dynamics and key players in the market.
The aim is to offer valuable information for stakeholders, including insurers, brokers, and consumers. By understanding market shifts and technological advancements, readers can make informed decisions and stay updated on industry standards and best practices.
Overall, this category serves as a resource for anyone interested in the property and casualty insurance field, providing up-to-date and relevant information to navigate the complexities of the insurance market.
US P&C Insurers Set Decade-Low Combined Ratio Despite Wildfires
Triple-I and Milliman forecast the US P&C industry’s lowest net combined ratio in more than 10 years for 2025, helped by a quiet hurricane season
2026 U.S. Property and Casualty Insurance Outlook
Fitch Ratings expects U.S. P&C insurers to post resilient results in 2026, with softer profitability, stable capital, and rising legal and claims pressure
Global P&C Insurance Pricing Decline as Market Shifts Toward Softer Cycles
P&C insurance prices are falling in Europe and the US, with the UK and Ireland easing completely, claims pressure is rising, and France continues to tighten
Q3 2025 Insurance Stock Performance: Top Gainers and Sector Trends
Insurance stocks fell in Q3 while the S&P 500 gained nearly 7%. P&C names lagged, with analysts calling the quarter underwhelming after 2024’s strong run
Global Property and Casualty Insurance Market Doubled over 20 Years
Global property and casualty insurance market has doubled over the last two decades, reaching $2.4tn, according to Swiss Re Institute
US P&C Insurance in 2025: Maintaining Profits Amid Volatility Risks
The U.S. property and casualty (P&C) insurance sector is projected to remain profitable through 2026, driven by strong performance in private auto underwriting
U.S. P&C Insurance Outlook Mixed in 2025: Personal Auto, Home & General Liability Insurance
U.S. P&C insurance industry entered 2025 with a mixed underwriting outlook, according to the Insurance Economics and Underwriting Projections
How to Reduce Lightning-Related Business Risks
Lightning causes significant fire risk to small and medium-sized enterprises (SMEs), resulting in annual damages of several billion dollars
Natural Catastrophe Exposure Continues to Pressure P&C Insurance Results
Wider natural catastrophe exposure continues to pressure financial results across the property and casualty (P&C) insurance industry
Canada Insurance Market Rates Declines Across Property, Casualty, Cyber Lines
Canada insurance market saw further rate declines in 2024, with property, casualty, financial, and cyber lines experiencing reductions. Property insurance rates fell 3%
U.S. P&C Insurance Market: Continued Growth and Improved Underwriting Through 2026
U.S. P&C market in 2024 is expected to show improved underwriting results, according to the Insurance Economics and Underwriting
California LA Wildfires: Impact on Insurance Industry and Rising Premiums
Los Angeles wildfires to be a major catastrophic event for the insurance industry. Analysts indicate that the re/insurance sector remains well-capitalized to manage losses
Top Risk in Insurance: Cyber, Climate Change & Business Interruptions Dominate 2024
Cyber incidents, changes in climate, and business interruption are the chief risk concerns among key marketplace segments in the insurance industry
U.S. P&C Insurance Industry Saw Strong Revenue Growth in 2024
Statutory underwriting performance in the U.S. property and casualty insurance industry saw strong revenue growth, a return to underwriting profits in 2024
Hurricane Milton’s Impact Limited for U.S. P&C Insurers and Global Reinsurers
Hurricane Milton is not likely to affect credit for rated property and casualty insurers and global reinsurers given very strong capital levels
Climate Change Resilience in Global P&C Insurance: Profitability & Underwriting
Primary insurers have varying levels of exposure to climate risk, with the property and casualty insurance markets in the US and Japan identified as the most sensitive
Artificial Intelligence Promises to Revolutionize P&C Insurance Industry
Artificial intelligence promises to revolutionize how P&C insurance business gets done. The exact ways AI will influence business are unknown
US P&C Insurance Generates Underwriting Losses Despite Premium Growth
US P&C insurance industry continued to generate significant underwriting losses in 2024 despite strong premium growth
U.S. P&C Insurance Market Q2 2024: Earnings Recap
The intensity and spread of inflation is sending insurance claims costs soaring. Strong rate hardening in US commercial insurance lines and acceleration in personal lines rates
Reinsurance Market is a Critical Part of Florida’s Insurance System
Reinsurance market — a critical piece of Florida’s property-insurance system — is improving as Florida insurers try to bounce back
Global Insurance Broking Rankings. Top 15 Broker Groups by Revenues
The value of the worldwide market for insurance broking in terms of fees and commissions earned was around USD 151.4 billion
Insurance Economics & P&C Underwriting Objections Outlook
The P&C insurance industry has experienced challenges in recent years due, in large part, to increases in the frequency and severity of natural catastrophes
US P&C Insurance Market Underwriting Results Improves
US property and casualty P&C industry underwriting results are likely to improve in 2024 as premium rates rise significantly in underperforming auto
US P&C Insurance Outlook: Inflation, Catastrophes & Volatile Markets
2024 will be a difficult year for the US P&C industry: claims severities surged with inflation, natural catastrophe losses were elevated for a sixth straight year
US P&C Insurance Market Outlook by S&P
A hard market, higher reinsurance costs and ongoing low M&A activity are in the cards for property and casualty insurers in the new year
US insurance sector outlook for 2025-2026: capital strength, social inflation risks, P&C returns peak, Florida reforms, life insurance resilience and alt capital trends
Fitch estimates Winter Storm Fern insured losses at $4-7 bn. Losses hit earnings, not capital, with P&C insurers absorbing most claims and no rating downgrades
The 2025 Atlantic season had no US hurricane landfalls yet delivered Category 5 storms, inland flooding, and losses, highlighting rising intensity and protection gaps
Triple-I and Milliman forecast the US P&C industry’s lowest net combined ratio in more than 10 years for 2025, helped by a quiet hurricane season