ACA subsidy cliff in 2026: How a pay raise could raise health insurance costs
ACA subsidies end above 400% of the federal poverty level in 2026, leaving some households facing higher premiums and repayment of advance tax credits
Health Insurance News
Stay informed with Health Insurance News Today from Beinsure, covering healthcare industry market news on rates, pricing, claims, regulation, underwriting, health plans, costs and market trends.
Beneva expands critical illness insurance and investment options for families
Beneva updates critical illness and children’s insurance, adds three investment funds and introduces a First Home Savings Account for eligible members
Minnesota court restores Abdifatah Yusuf verdict in $7.2 mn Medicaid fraud
Minnesota appeals court reverses an acquittal in a $7.2 mn Medicaid fraud case involving Promise Health Service and more than 40,000 fraudulent reimbursement claims
US employer health insurance premiums exceed $28,000 for family coverage in 2026
US employer health insurance premiums rose 5% in 2026, exceeding $28,000 for family coverage, while nearly half of working-age adults lack adequate coverage
US health insurance costs set to rise 9.5% in 2027 as coverage declines
US health insurance costs are projected to rise sharply in 2027, with employer expenses exceeding $19,000 per worker and individual coverage enrollment falling 18%
US health insurance brokers sue HHS over ACA marketplace registration freeze
The NABIP has sued HHS over an ACA broker registration freeze that could prevent nearly 19,000 agents from participating in 2027 marketplace enrollment
UnitedHealthcare and Humana cut Medicare Advantage plans for 1 mn
UnitedHealthcare and Humana are ending Medicare Advantage plans affecting nearly 1 mn members in 2027 as insurers reduce costs, restrict networks and revise benefits
US Social Security Administration cleans 50 mn records in fraud crackdown
The Social Security Administration has corrected nearly 50 mn SSN records, updating death and citizenship data to strengthen identity verification and prevent fraud
Brazil’s Alice raises $40 mn in Series D to expand AI-powered health insurance
Brazilian healthtech Alice secured $40 mn in Series D funding led by IFC to expand AI-powered healthcare services after annualized revenue exceeded R$1.2 bn
Insurtech Coverdash and 7shifts launch pay-as-you-go workers’ compensation insurance
Insurtech Coverdash partners with 7shifts to integrate pay-as-you-go workers’ compensation insurance into restaurant payroll, offering quotes from more than 40 carriers
Aon forecasts Asia-Pacific medical costs to rise 9.7% in 2027
Aon’s 2027 report forecasts 9.7% medical cost growth across Asia-Pacific, down from 11.3% in 2026, as employers face continued health insurance cost pressures
Billionaire Mark Cuban says healthcare costs threaten more US jobs than AI
Mark Cuban warns that rising health insurance costs, reaching $30,000 per family annually, could drive more US layoffs and hiring freezes than artificial intelligence
Social Security retirement trust fund faces 2032 depletion
The Old-Age and Survivors Insurance (OASI) Trust Fund, which finances retirement and survivor benefits, is projected to pay 100% of scheduled benefits
Social Security benefits could leave couples with a $3,000 monthly gap
A married couple earning the US median household income of $87,460 could face a $3,088 monthly retirement income gap, even when both receive Social Security benefits
Tottenham forward Omar Marmoush fined £408 over uninsured McLaren 720S
Tottenham striker Omar Marmoush was fined £408 after his £250,000 McLaren was found uninsured, highlighting the UK’s continuous insurance enforcement rules
Humana’s $2.8 bn BlackRock deal follows Medicare Advantage ratings recovery
Humana has agreed to a $2.8 bn BlackRock joint venture for 150 CenterWell clinics as improved Medicare Advantage star ratings strengthen its 2028 earnings outlook
US cuts Affordable Care Act subsidies for 189K, targets $1.5 bn in savings
The Trump administration is ending ACA subsidies for 189,000 duplicate or deceased enrollees, projecting $738 mn in 2026 savings and $1.5 bn over the next year
US health insurance enrollment drops 18% as ACA premiums surge
US individual health insurance enrollment fell 18% to 20.5 mn in June 2026, as ACA premiums rose 58% and insurers proposed further rate increases for 2027
VA disability rates increase in 2027: New payments after 3.6% COLA
VA disability compensation will increase 3.6% in 2027, with higher monthly payments based on disability ratings and eligible dependents starting December 2026
Social Security raise for 2027: Cost-of-Living Adjustment (COLA) information
Social Security benefits will increase 3.6% in 2027, adding about $75 to average monthly retirement checks and affecting 76 mn Americans receiving benefits
UnitedHealth Group profits rise in Q3, following membership losses in Medicaid insurance plans
UnitedHealth Group reported higher Q3 2026 profits despite falling revenue, supported by changes in insurance membership, AI-driven billing controls and Optum earnings
Actor Drake Bell criticizes SAG-AFTRA over health insurance eligibility
Drake Bell says he fell short of SAG-AFTRA’s $28,933 earnings threshold for health coverage, joining other actors raising concerns about eligibility requirements
Social Security inflation impact on seniors: 2027 COLA forecast
Social Security’s 2027 COLA could reach 3.5%–3.6%, adding about $73–$75 to monthly retirement benefits. Official figures arrive October 14
Tune Protect expands embedded travel insurance across Southeast Asia
Tune Protect Re expands its Airpaz partnership to offer embedded travel insurance in Indonesia, Thailand and the Philippines through regional insurance partners
California court exempts Atlanta Falcons from NFL workers’ comp claim
California appeals court rules Atlanta Falcons exempt from Wayne Gandy’s cumulative injury claim under state workers’ compensation laws for professional athletes
iRhythm data breach may affect 8.2 mn people, hackers stole patient information
iRhythm confirms patient data theft following a June cyberattack on third-party applications. Regulatory filings indicate up to 8.18 mn people may be affected
UK warns autonomous AI cyberattack is likely after OpenAI Medicare breach
UK AI minister warns autonomous AI agents could breach national cyber defences after OpenAI’s Medicare incident, prompting stronger security and regulatory measure
Selma Blair arrested at NY’s JFK Airport after alleged assault on Delta flight attendants
Actress Selma Blair was arrested after allegedly assaulting two Delta flight attendants on a Los Angeles to New York flight. The FBI is investigating the incident
Colorado’s Affordable Care Act health insurance premiums to rise 10% in 2027
Colorado ACA health insurance premiums will rise 10% in 2027, with larger increases in Western Slope counties despite state subsidies and rate regulation
Healthtech Sava Technologies raises £27 mn in Series B for glucose microsensor launch
London-based Sava Technologies raises $36 mn in Series B funding led by Ascensia to commercialize its wearable glucose microsensor, starting in Europe
US support for Medicare for all rises to two-thirds, KFF poll finds
A KFF poll finds rising US support for universal health insurance, although backing declines when voters consider the loss of private coverage
71% of Medicare Advantage members in 4-star or higher drug plans for 2027
About 71% of Medicare Advantage prescription drug plan members are enrolled in contracts receiving at least four stars for 2027
Humana shares jump 15% as 2027 Medicare Advantage ratings improve
Humana shares rise 15% after 95% of Medicare Advantage members qualify for four-star plans in 2027, potentially generating $4.8 bn in 2028 bonuses
California workers’ comp insurers face a 127% combined ratio as rising claim frequency
California workers’ compensation insurers face a 127% combined ratio as rising claim frequency, medical costs and cumulative trauma claims pressure profitability
GEICO sues Brooklyn medical equipment supplier over $733K in alleged insurance fraud
GEICO alleges a Brooklyn medical supplier used kickbacks and copied prescriptions to submit over $733,000 in fraudulent New York no-fault insurance claims
Allstate alleges $1.3 mn no-fault insurance fraud by Titan Diagnostic Imaging
Allstate sues Titan Diagnostic Imaging over $1.3 mn in allegedly fraudulent no-fault insurance claims involving unnecessary tests, identical records and 59 clinics
Insurtech Alan acquires Tanel to expand health insurance business in Africa
Alan acquires Senegal-based healthtech Tanel, entering Africa’s health insurance market with plans to cover more than 1 mn people across the continent by 2030
Insurtech Alan launches health insurance campaign with Kylian Mbappé
Insurtech Alan launches its Health Can’t Wait campaign with Kylian Mbappé and Wieden+Kennedy across four markets to promote preventive health insurance
Aon forecasts 9% rise in global medical costs in 2027
Aon forecasts global medical costs to rise 9% in 2027, with regional trends ranging from 7.5% in Europe to 12.2% in the Middle East and Africa
Oscar Health launches Lucie AI-powered health insurance marketplace
Oscar Health launches Lucie, a healthcare marketplace combining medical, dental, vision and supplemental insurance with AI-powered shopping tools
Insurtech Oscar Health stock surges as ACA risks and valuation divide investors
Oscar Health (OSCR) shares gain 130.3% in 2026 as ACA membership expands. Updated earnings guidance, analyst targets and valuation risks shape the outlook
Switzerland Crans-Montana victims: insurance claims and compensation updates
Switzerland will pay CHF 50,000 to people hospitalised after the Crans-Montana fire and victims’ families, with up to CHF 20 mn possible for settlements
New York declares measles disaster emergency as cases rise
New York declares a statewide measles disaster emergency after 108 cases in 2026, expanding MMR vaccination and testing authority
Why did I get $90 from Social Security? Who qualifies for payment
About 20.8 mn Medicare beneficiaries will receive a one-time $90 payment through Social Security, while roughly 40 mn Part B enrollees don’t qualify
OpenAI Medicare incident in Australia exposes AI agent disclosure risks
A Cloud Security Alliance report examines an OpenAI agent’s unauthorised access to Australia’s Medicare portal and the delay in notifying officials
Star Health and Allied Insurance data breach case reaches Supreme Court
India’s Supreme Court refused to quash criminal proceedings against cybersecurity researcher Himanshu Pathak over the Star Health and Allied Insurance data breach case
Four US healthcare providers report patient data breaches
WindRose Health Network, Advantage Home Health Care, Camden Family Health and Lakes Region VNA report cybersecurity incidents involving patient data
Pneumonic plague fears in Russia: how serious is the risk to the rest of the world?
Fears of a possible plague outbreak in Russia have spread beyond Siberia after the death of a worker at an institute that studies Yersinia pestis, the bacterium responsible for plague
Trump announces $90 Medicare payments for 20.8 mn Americans and repeats $5,000 pledge
Trump announces one-time $90 Medicare payments for 20.8 million Americans and repeats his $5,000 pledge if Republicans retain Congress
MCNA data breach settlement reached over breach affecting nearly 9 mn people
MCNA, MCNA Insurance and Healthplex reach a settlement over a 2023 data breach affecting nearly 9 mn people, with claims of up to $2,500
Allstate sues three New York pharmacies over no-fault insurance claims
Allstate filed three RICO lawsuits against New York pharmacies, seeking recovery of $414,000 paid and relief from more than $703,000 in unpaid claim
DentaQuest data breach exposes health and personal data of 15 mn people
DentaQuest says at least 15 mn people were affected by a May cyberattack that exposed personal, insurance and dental or vision health information
Social Security benefit increase projection for 2027 reaches 3.5-3.6%
Social Security’s 2027 cost-of-living adjustment is forecast at 3.5-3.6%, above the 2.8% increase for 2026. he Senior Citizens League projects a 3.5% COLA, while AARP expects 3.6%
Minnesota health insurance rates to rise up to 21.4% in 2027
Minnesota health insurance rates will rise 9.9% to 21.1% in the individual market and 10.6% to 21.4% for small group plans in 2027
US insurers narrow Medicare Advantage provider access for 2027
UnitedHealthcare and Aetna will offer more Medicare Advantage plans with tighter provider networks in 2027 as insurers respond to higher medical costs
Federal Employees Health Benefits premiums to rise 10.9% for federal workers in 2027
Federal employees and retirees will pay 10.9% more on average for FEHB coverage in 2027, marking a third year of double-digit increases
Christa Pike execution halted after failed lethal injection
Tennessee halted Christa Pike’s execution after two lethal-injection attempts failed. The state suspended 2026 executions and ordered an independent review
Trump to send $500 ACA refunds to 950K Americans as health insurance premiums rise
Trump administration announces $500 ACA refund checks for over 950,000 Americans in 30 states as health insurance premiums rise in 2026
Trump launches America.gov AI portal with Google for Medicare enrollment
Trump launches America.gov with Google Gemini and Grok, offering AI-powered access to federal services for over 100 mn Americans, with more features planned for 2027
Amazon, GoodRx drug subscriptions gain as U.S. healthcare costs rise
Amazon and GoodRx prescription subscriptions gain users as U.S. healthcare costs rise, offering selected generic drugs from $5 a month
US employer healthcare costs will rise 9.5% in 2027, taking average annual spending above $19,000 per employee. The forecast extends a run of healthcare cost increases approaching double digits
California health insurance enrollment: learn Covered California deadlines, open enrollment dates, special enrollment options, subsidies and Medi-Cal eligibility
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Health insurance is an integral part of employee benefits packages in the United States. However, any employer federally required to provide this compensation could admit that their costs can be burdensome