2025 Global Insurance Market Index: Commercial Insurance Rates by Region
Global commercial insurance rates declined by 3% in Q1 2025, the third consecutive decrease in the composite rate following seven years of increases
Commercial Insurance Pricing
“Commercial Insurance Pricing” focuses on the factors influencing the cost of commercial insurance. This category explores how insurers determine premiums based on various elements, such as industry risk profiles, company size, location, and coverage needs. It covers trends in pricing strategies and adjustments, including the impact of market conditions, regulatory changes, and technological advancements. Additionally, it provides insights into how businesses can manage and potentially reduce insurance costs through risk management practices and strategic planning.
The content aims to equip business owners and insurance professionals with a clear understanding of pricing mechanisms and decision-making processes in the commercial insurance sector.
How Does Commercial Umbrella Insurance Work? Definition, Benefits and Top Companies
Commercial umbrella insurance is a policy developed to provide a supplementary layer of liability protection by augmenting the limits of policies already in place
US Commercial Insurance Revenue Growth. Top 10 Insurers
The U.S. commercial lines insurance segments are being challenged by slower revenue growth, inflation-based claim uncertainty and less favorable loss reserve experience
US Property & Casualty Insurance: P&C Insurance Pricing Trends
The intensity and spread of inflation is sending insurance claims costs soaring. Strong rate hardening in commercial insurance lines and personal lines rates support topline growth
Why Casualty Insurance has seen a decline in coverage and pricing?
Casualty insurance has seen a decline in coverage and pricing in the 2023, with both of them presenting potential challenges to the insurance market
Losses of Earthquakes in Turkey: Residential vs Commercial Insurance Claims & Premiums
The estimated insurance claims bill from the sequence of earthquakes that hit Turkey and Syria earlier in February appears to be growing
Global Commercial Property & Casualty Insurance Market Review
Global commercial property and casualty (P&C) insurance lines have delivered strong financial performance in recent years following the soft market of 2013 to 2018
Likelihood of a Cybersecurity Failure & Cyber Insurance Pricing
The pricing of cybersecurity insurance is similar to pricing property and casualty (P&C) or liability insurance. Insurance is based on an event not happening
Wealthy clients think about market swings, insurance gap, global instability, cyber intrusions, extreme weather, and the financial fallout of lawsuits, often all at once
European life insurers replace static SAA spreadsheets with advanced ALM tech to manage risk, capital, and yield under Solvency II and Solvency UK
Japan’s non-life insurance market — a global top-10 player and one of the largest in the region — as it continues to evolve through disciplined underwriting
AM Best shifts U.S. health insurance outlook to Negative, citing higher utilization, medical inflation, GLP-1 drug costs, and shifting Medicaid risk pools