US Social Security and Medicare Shortfalls Put Higher Taxes in Focus
US Social Security and Medicare face looming funding gaps, increasing pressure on Congress to consider payroll tax hikes and other financing reforms
Health Insurance Industry
US Employer Healthcare Costs Set to Rise in 2027
US employer healthcare costs will rise 9.5% in 2027, taking average annual spending above $19,000 per employee. The forecast extends a run of healthcare cost increases approaching double digits
A Californian’s Guide to Open Health Insurance Enrollment: 3 Things to Know
California health insurance enrollment: learn Covered California deadlines, open enrollment dates, special enrollment options, subsidies and Medi-Cal eligibility
The Top Agencies and Resources to Find Affordable Health Insurance in California
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Raising Deductibles vs. Employer-Sponsored Reimbursements: Weighing the Pros and Cons
Health insurance is an integral part of employee benefits packages in the United States. However, any employer federally required to provide this compensation could admit that their costs can be burdensome
2026 Outlook for U.S. Health Insurance Sector
Fitch Ratings warns U.S. health insurers face a tougher 2026 as medical costs rise, ACA subsidies expire, and policy uncertainty weighs on margins
How Small Businesses in California Can Provide Health Insurance to Employees
Providing health insurance in California is becoming a competitive necessity for attracting and retaining top talent, particularly in industries such as technology, finance, cyber
US Health Insurance Outlook Revised to Negative
AM Best shifts U.S. health insurance outlook to Negative, citing higher utilization, medical inflation, GLP-1 drug costs, and shifting Medicaid risk pools
Global Employer Medical Plan Costs Will Climb Worldwide in 2026
Aon forecasts employer medical plan costs will climb 9.8% worldwide in 2026, with North America and APAC seeing increases, while Europe trends lower
U.S. Health Insurers Face Revenue Pressure as Medicaid Enrollment Declines
U.S. health insurers administering state Medicaid coverage will encounter revenue pressure from OBBBA. New work requirements could increase acuity in the Medicaid pool
Impact of GLP-1 Receptor Agonists on Medical Trends and Reinsurance
How GLP-1 therapies are altering medical practices and insurance structures, prompting reinsurers to adjust their strategies to align with emerging risk profiles
Impact of Excess Mortality after COVID-19 on Life & Health Insurance
4 years after the pandemic began in 2020, many countries still report higher death rates. For Life and Health (L&H) insurance, this poses a challenge
Costs for Employer Healthcare & Insurance. Top Trends
Employer medical insurance costs are higher than they’ve ever been and are increasing at rates that have not been seen in nearly a decade
2025 US Health Insurance Market Trends: Rates, Price and Coverage
US health insurance exchanges and has remained fluid during this time, with insurer participation, pricing, and plans changing from year to year
Global Medical Trend Rate for 2024
The global average medical trend rate for 2024 to be 10.1%, up from 9.2% in 2023 and the highest rate since 2015
Health Insurance Premium Rate in New York Increased
The New York State Department of Financial Services has approved health insurance premium rate increases for health insurers
U.S. Employers Health Care Insurance Costs. How to Reduce Healthcare Price?
Average costs for U.S. employers that pay for their employees’ health care will increase 8.5%. How to Reduce Healthcare Costs?
How Many Medicaid Enrollees Disenrolled from U.S. Health Insurance Program?
At least 1,5M Medicaid enrollees have been disenrolled, based on the most current data from 25 states and the District of Columbia
Large U.S. Health Insurers Have Expanded Participation in Individual Insurance
Fitch Ratings does not expect rating implications for U.S. health insurers from the expiration of Medicaid continuous enrollment
Indian Insurance Market Results: Scenario, Forcasts & Performance
Indian Insurance market stands at $131 bn. The Indian insurance industry grew at a CAGR of 17% over the last two decades
Life & Health Inclusive Insurance: Availability, Accessibility, Affordability
No Life & Health (L&H) insurance market is fully inclusive. This is supported by the findings of Swiss Re Institute L&H Insurance Inclusion Radar
Cancer Health Insurance. What Factors Should You Consider Before Buy Policy?
While buying a health insurance policy for protection against cancer here are the main factors you should consider
Protective Measures Seniors and Families Should Take to Avoid Medicare Scams
Scammers often use deceptive tactics to lure unsuspecting seniors into sharing their Medicare number. They might offer to send free medical supplies or genetic testing kits
North America Personal Accident & Health Insurance to Grow $1.5 trn by 2026
The personal accident and health (PA&H) insurance industry written premium sales in North America are projected to grow from $1.2 trillion in 2023 to $1.5 trillion in 2026
US employer healthcare costs will rise 9.5% in 2027, taking average annual spending above $19,000 per employee. The forecast extends a run of healthcare cost increases approaching double digits
California health insurance enrollment: learn Covered California deadlines, open enrollment dates, special enrollment options, subsidies and Medi-Cal eligibility
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Health insurance is an integral part of employee benefits packages in the United States. However, any employer federally required to provide this compensation could admit that their costs can be burdensome