Latest California insurance news from US insurers and regulators. Explore auto, home, life, P&C, pet and health insurance, including insurance rates, insights, trends, and breaking insurance news from the United States.
The Norte Fire has burned 570 acres and damaged or destroyed six homes in Southern California, as Santa Ana winds fuel wildfires, evacuations and widespread power outages
California homeowners face growing flood risks ahead of El NiƱo, with experts warning that most flood insurance policies have a 30-day waiting period before coverage begins
California appeals court rules Atlanta Falcons exempt from Wayne Gandy’s cumulative injury claim under state workers’ compensation laws for professional athletes
California insurance commissioner candidates Jane Kim and Ben Allen propose competing plans for wildfire insurance, rate regulation, FAIR Plan reform and consumer protection
Tropical Storm Rachel hurricane brings flash floods, damaging surf and strong winds to Southern California, forcing Long Beach evacuations and threatening San Diego
The Atlantic enters October without a hurricane as a strengthening El NiƱo raises winter risks from heavy rain, flooding and tornadoes in Florida
A Kelvin wave linked to El NiƱo is expected to raise California sea levels by up to 1 foot, increasing coastal flooding and erosion risks along the West Coast
Greg Lui DOJ charges accuse the Earthmade Computer owner of routing over $300 mn in Nvidia AI servers to China through Malaysia and Singapore
Los Angeles has asked LA28 to obtain $650 mn in event cancellation insurance and cover losses above the limit ahead of the 2028 Olympic Games
Lyft will pay $272.5 mn to settle California claims that it misclassified drivers and denied wage and workplace protections under state law
California Gov. Gavin Newsom vetoes SB 877 and SB 878, two homeowner insurance bills covering claim estimates and payment delays after total losses
Emtech launches QMT Oracle, a System Intelligence capability using its Digital Blueprint to give insurers trusted enterprise system knowledge for AI
A Pacific Kelvin wave tied to El NiƱo is moving toward California, with sea levels expected to rise by up to 1 foot and increase coastal flood risk
Corgi expanded its trucking insurance program to tow-truck operators, combining auto liability, on-hook and garage keepers coverage in one policy
Jonathan Taylor Thomas was arrested during a Westlake Village DUI stop after deputies accused him of obstruction and public intoxication
California approved new wildfire smoke-damage rules covering insurer testing, remediation and mortgage relief after more than 13,000 claims
California insurers have committed to new policies under catastrophe-model rules, while FAIR Plan enrollment remains near 697,000 amid a dispute over progress
Cozmo AI launches a claims automation platform for restoration networks and TPAs, covering FNOL, estimating, documentation and invoice settlement
Checkr launches an insurance verification platform giving US carriers access to identity, driving and public records for faster risk pricing
California workers’ comp medical costs per claim rose 5% in 2025, driven by higher prices, medical-legal services and non-fee-schedule costs
RockRose Risk raised $12.5 mn to expand its wildfire insurance platform, property assessments and mitigation services across Western US markets
Federal Medicaid and ACA cuts are projected to leave 4.6 mn Californians uninsured by 2030, raising pressure on hospitals, insurers and state finances
SUPERAGENT AI launches 3.0 with conversational workflows, call scoring, producer training, custom skills and human approval for agency changes
California’s homeowners insurance market is under pressure from wildfire losses, rising premiums and reduced coverage, while policymakers assess further reforms
Relation Insurance Services acquires Fresno-based Gary McKeighan Insurance, adding farm, ag and business insurance expertise in California
Green Shield expands Guardian Elite Home in California and Colorado and launches Compass, a digital portal for high-value homeowners insurance agents
California AB 311 would let auto insurers price optional telematics data, raising safety claims, privacy concerns and Prop. 103 objections
California FAIR Plan coverage now appears in 5.6% of new California home loans as wildfire risk and insurance availability pressure buyers
Corgi Insurance launches an artist residency at Corgi Cafe, giving San Francisco creators workspace, tools and access to its startup network
Carpe Claims combines case management, image forensics, ad monitoring and claims intelligence for U.S. property and casualty carriers
Former Meta workers allege AI-based layoff criteria penalized medical leave, disability and pregnancy. Meta denies AI made workforce decisions
Illinois adopted AI safety rules for large model developers, adding risk reports, incident notices, audits and penalties up to $3 mn
23andMeās bankruptcy blocks California damages as 42 states secure an $18 mn settlement and customers receive $46.75 mn over the 2023 genetic data breach
California adopts a $1.65 workersā comp advisory pure premium rate for September 2026, below WCIRBās requested 10.4% increase
Farmers Insurance faces a California class-action lawsuit alleging it placed third-party cookies after users rejected tracking on its website
Jane Kim and Ben Allen advance in California insurance commissioner race as homeowners insurance reform dominates the 2026 campaign
Jane Kim and Ben Allen lead California’s insurance commissioner race, with Stacy Korsgaden close behind as wildfire coverage pressures shape voter priorities
Californiaās FAIR Plan will raise rates 29.1% for some homeowners as wildfire exposure, policy counts, and insurer pullbacks strain the market
California governor candidates are pitching plans on housing costs, home insurance, rebuilding, rent caps, and homelessness before the June primary
The Trump administration will withhold $1.3 bn in Medicaid payments from California and audit state fraud units over program oversight
California’s insurance commissioner race turns on wildfire claims, State Farm, FAIR Plan pressure, and Jane Kim’s public disaster coverage proposal
Travelers and the Auto Club exchange seek California home insurance rate changes under the stateās 2025 wildfire risk model
California says State Farm violated claims-handling laws after the 2025 Los Angeles wildfires, with penalties expected in the $ mn range
AccuWeather expects an above-average 2026 Pacific hurricane season as warm ocean waters and El NiƱo conditions increase storm risks
Verisk reported lower insurance claim volumes in 2025, though wildfire, motor theft, gig work and newer liability risks drove tougher loss patterns
Lawsuit alleges Tesla door systems trapped occupants in fatal Cybertruck crash, adding to growing scrutiny over electric door safety risks
HHS investigates 13 states requiring abortion coverage, citing Weldon Amendment disputes and renewed federal enforcement stance
California lawmakers introduced legislation designed to standardize how insurers handle wildfire smoke damage claims. The proposal follows major fires that contaminated thousands of homes
Californiaās property insurance market shows growing strain as insurers retreat from areas once considered moderate wildfire risk
Two officers from the Los Angeles Police Department were arrested Friday on suspicion of unemployment insurance fraud linked to claims
California lawmakers advance bipartisan bill to bar prior authorization and step therapy for FDA-approved rare disease treatments
Pasadena trio charged with felony insurance fraud after alleged staged Porsche crash netted $38,932 in claims, say California regulators
California drivers face auto premium hikes exceeding 30% in two years, driven by repair costs, heavier vehicles and inflation pressures
California lawmakers propose requiring insurers to give six monthsā notice and specific reasons before dropping homeowners over wildfire risk
Insurtech Kin reports 28% GWP growth to $634.4 mn, rising renewal premiums and improved operating margin despite softer insurance market conditions
The US Department of Labor announced formal steps to examine fraud and improper payment risks within Californiaās Unemployment Insurance program
Ricardo Lara proposes stricter timelines, online disclosures, and revised fee standards for Administrative Hearing Bureau proceedings
House Bill 5608 would bar use of credit history in rating, underwriting, cancellations across personal lines
California lawmakers are reviewing Assembly Bill 1795, a proposal to establish the first statewide standards in the US for smoke damage insurance claims
Analysis of the Jan 2025 Los Angeles fires shows why fuel structure, access, and ember dynamics matter more than ignition risk for insurance underwriting
