Latest Washington insurance news from US insurers and regulators. Explore auto, home, life, P&C, pet and health insurance, including insurance rates, insights, trends, and breaking insurance news from the United States.
Washington Insurance Commissioner Patty Kuderer fined USAA and Allstate a combined $230K for claims handling violations and failures to comply with premium requirements
70 mn US children now have Trump Accounts after automatic enrollment, with private donations and a $1,000 federal payment for eligible minors
Trump announces one-time $90 Medicare payments for 20.8 million Americans and repeats his $5,000 pledge if Republicans retain Congress
A Kelvin wave linked to El NiĂąo is expected to raise California sea levels by up to 1 foot, increasing coastal flooding and erosion risks along the West Coast
Trump administration announces $500 ACA refund checks for over 950,000 Americans in 30 states as health insurance premiums rise in 2026
U.S. Senate passes S. 4395 by unanimous consent to extend the Terrorism Risk Insurance Program through 2034, beyond its current 2027 expiration
FDA chlorthalidone dissolution testing recall covers 13,567 bottles from Inventia Healthcare after 25 mg tablets failed dissolution specifications
Washington L&I proposed a 4.9% workers’ compensation rate increase for 2027, adding about $1.44 a week per full-time employee on average
ShinyHunters claims it breached FBI systems and stole data on agents and job applicants, as the FBI investigates activity affecting FBIjobs.gov
Washington wildfire insured losses have reached an estimated $600 mn, including about $535 mn from residential claims, according to state regulators
Federal Medicaid and ACA cuts are projected to leave 4.6 mn Californians uninsured by 2030, raising pressure on hospitals, insurers and state finances
A new House bill would force health insurers to report denial rates, appeal outcomes, prior authorization rules and decision times
Three Washington wildfires destroy more than 700 homes and businesses near Spokane, forcing 60,000 evacuations as insurers prepare claims teams
Washington officials discussed wildfire recovery, insurance losses, underinsurance, risk scores, and retrofit grants after the 2023 Gray fire
CFP Board asked the NAIC to restart its annuity rule work, saying Model Regulation #275 lacks fiduciary duties and conflict controls
Washington mandates insurers notify policyholders and third parties before life insurance lapses, adding delivery proof rules from 2027
HHS investigates 13 states requiring abortion coverage, citing Weldon Amendment disputes and renewed federal enforcement stance
Lawmakers approve SB 6079 to fund home hardening and SB 6031 to expand felony fraud definitions and enforcement reach
Full-coverage auto insurance premiums drop 6% to $2,144 in 2025 after a 46% surge, but high-cost states climb and 2026 increases loom
Insurify introduces the first insurance app in ChatGPTâs directory, enabling users to compare car insurance quotes and reviews directly within the AI platform
BMIâs Yoel Sano flags Arctic disputes, regime change, and nuclear uncertainty as top political risks insurers face heading into 2026 and beyond
Nevada Health Link reports stable ACA enrollment despite higher premiums and expired subsidies, with public option plans drawing 10% of signups
A proposed 0.09% Medicare Advantage payment update for 2027 triggers a sharp selloff in US health insurers, forcing a rethink of margins, benefits, and capital plans
Lemonade introduces autonomous car insurance for Tesla FSD, cutting per-mile rates by about 50% using real vehicle data and AI pricing models
Illinois residents get extra time to enroll through the state marketplace as expired federal subsidies push 2026 premiums sharply higher nationwide
Neptune Flood partners with Somers Syndicate 3705 to expand Lloydâs-backed capacity as private US flood insurance demand keeps climbing
Warren Buffett retires as Berkshire Hathaway CEO, closing a decades-long run that turned a small insurer into a $1 tn powerhouse
At least a dozen states are acting to curb health insurance premium increases after Congress let enhanced ACA subsidies expire, leaving millions facing higher costs.
FinCEN AML rules, rate pressure, and state scrutiny reshaped title insurance compliance in 2025, forcing firms to prepare for sweeping change
NFP, an Aon company, acquires Hamilton Insurance Agency in Virginia, adding senior housing and long-term care expertise to its P&C platform
Draft US cyber strategy signals a shift toward using private companies for offensive cyber actions against state-backed hackers and ransomware groups
Severe flooding across Washington strands residents, destroys homes, and forces mass evacuations as rivers exceed records and more rain looms
Bipartisan senators warn a defense bill could weaken post-crash aviation safety rules and are pushing amendments after a deadly D.C. collision
Commissioner Patty Kuderer backs 2026 bills to expand restitution powers, ban AOBs in repair contracts and launch a wildfire-focused mitigation pilot
A new class-action lawsuit claims oil companies drove climate-related damage that helped push Washington homeowners insurance rates up more than 50% in six years
Filings show carriers adopting ISO-based generative AI exclusions in commercial policies, with regulators in multiple states signing off on the updates
The Washington Supreme Court ruled that the stateâs traveling employee doctrine applies to occupational diseases, including COVID-19, for workersâ comp coverage
Wright Flood, a Brown & Brown unit, moves to buy Poulton Associates amid NFIP shutdown fallout and shifting demand for private flood insurance
The U.S. Supreme Court will review whether plaintiffs in a case against State Farm Automobile Insurance Co. must demonstrate actual financial harm
Washington Insurance Commissioner Mike Kreidler has released the proposed language for a prior authorization rule aimed at updating timelines for health care services
Washington Insurance Commissioner Mike Kreidler is considering postponing the implementation of phase two of the state’s new premium change transparency rule for auto and home insurance
The Gray and Oregon Road wildfires in 2023 burned 20,000 acres, destroyed 366 homes, and highlighted widespread underinsurance among homeowners in Spokane
State Farm subsidiaries in multiple states accounted for 7 of the top 10 personal auto premium hikes in Q2, according to an S&P Global
The U.S. homeownerâs insurance market experiencing its worst underwriting results since at least 2000, according to AM Best report
Average U.S. homeowners insurance premiums have increased at a rate that has outpaced household income from 2001 to 2021
