Louisiana insurance market softens, but homeowners still feel squeezed
Louisiana agents say availability and pricing are improving as the market softens, yet many homeowners report property insurance premiums remain high.
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Ohio House Bill 636 would force OEM parts option into auto insurance policies
Ohio lawmakers propose HB 636, requiring insurers to offer OEM parts options and disclose non-OEM use in auto repair estimates
ACA subsidy cliff could double exchange premiums for Kentuckians
Enhanced ACA tax credits expire in days, pushing 2026 exchange premiums sharply higher for Kentuckians and raising fears of coverage losses
States scramble to limit health insurance premium hikes after ACA subsidy lapse
At least a dozen states are acting to curb health insurance premium increases after Congress let enhanced ACA subsidies expire, leaving millions facing higher costs.
Colorado’s soaring home insurance premiums add new strain to housing affordability
Rising homeowners insurance premiums are becoming a significant new pressure point for Colorado’s already strained housing market, reshaping affordability calculations
Oklahoma insurance proposals spark backlash over lawsuit limits
Oklahoma regulators unveiled insurance proposals critics say dodge premium spikes and tilt the system against policyholders seeking legal relief
Nevada allows wildfire exclusions, reshaping home insurance risk
Nevada will allow insurers to exclude wildfire coverage from homeowners policies in 2026, signaling deeper risk segmentation in property insurance
Title insurance compliance tightens as FinCEN rules loom in 2026
FinCEN AML rules, rate pressure, and state scrutiny reshaped title insurance compliance in 2025, forcing firms to prepare for sweeping change
Atmospheric rivers raise California flood risk as insurance gaps grow
Climate change is intensifying California’s atmospheric rivers, increasing flood and mudslide risk while most homeowners lack flood insurance
China’s non-life insurance sector maintained strong financial stability in Q1 2025
Fitch Ratings reports that China’s non-life insurance sector maintained strong financial stability during the first quarter of 2025
Court voids residential exclusion in New York fire excess insurance coverage case
Federal court orders excess insurer to cover Manhattan fire losses, ruling a residential exclusion created illusory coverage due to mutual mistake
Globe Life launches Bermuda reinsurer Globe Life Re for affiliate business
Globe Life forms and licenses Globe Life Re in Bermuda to assume affiliated quota share reinsurance under arm’s-length arrangements
Insurtech Reliance Global sells benefits units, cuts debt by over 50%
Reliance Global completes sale of two benefits units, applies half the proceeds to debt reduction, and refocuses investment on digital platforms
New Jersey Senate backs pet insurance bill to curb premium growth
New Jersey lawmakers advance pet insurance legislation adding transparency, limits on preexisting condition denials, and new consumer protections
New York curbs litigation funding with new insurance consumer law
New York enacts the Consumer Litigation Funding Act, capping fees, adding oversight, and aiming to limit insurance cost pressures
AM Specialty’s Pinpoint UK secures Lloyd’s coverholder approval in London
AM Specialty’s Pinpoint UK gains Lloyd’s coverholder status, enabling delegated underwriting and direct access to the London Market
Alabama hospital blames BCBS Alabama underpayments for bankruptcy
Jackson Hospital sues Blue Cross Alabama for over $250mn, alleging monopolistic reimbursement practices drove it into bankruptcy
Florida approves 124k Citizens policy transfers as market steadies
Florida regulators approved six insurers to assume over 124,000 Citizens policies, continuing depopulation as the state market stabilizes
JAB Insurance to buy Utmost UK life and pensions platform
JAB Insurance agrees to acquire Utmost’s UK life and pensions arm, gaining £5bn in assets and a foothold in the bulk annuity market
Louisiana insurer nonrenewals barely rise after rule repeal
New data shows Louisiana insurers have largely avoided mass policy cancellations despite repeal of the three-year homeowner protection rule
ETHZilla takes stake in startup Zippy to tokenize US home loans
ETHZilla Corporation, a technology company bringing decentralized finance infrastructure to traditional finance, has agreed to acquire a minority stake in Zippy
Trupanion-owned American Pet Insurance names Pawp as insurance agent
Pawp enters carrier distribution as American Pet Insurance appoints it as an agent, expanding beyond tele-vet into regulated pet insurance
Alpha Bank plans Cyprus insurance merger to form top-three group
Alpha Bank agrees terms to merge Universal Life and Altius Insurance, targeting a top-three position in Cyprus life and non-life markets
Pennsylvania House backs real-time auto insurance tracking bill HB 710
Pennsylvania lawmakers unanimously advance HB 710 to modernize auto insurance verification and curb erroneous registration suspensions
GlobalData flags AI, cyber and climate as 2026 insurance drivers
GlobalData says AI, cyber insurance, and climate risk will shape insurance markets in 2026, reshaping products, M&A, and profitability
Wildfire risk drives Montana insurance hikes, report outlines fixes
A Headwaters and Columbia Climate School report flags wildfire risk as an urgent driver of Montana insurance costs and maps potential market reforms
US Department of Agriculture rolls out major crop insurance overhaul for 2026 season
USDA finalizes crop insurance reforms for 2026, easing rules, expanding access, and updating subsidies as part of a broader deregulation push
Hong Kong draft rules reshape insurer capital for crypto and infrastructure
Hong Kong’s insurance regulator is drafting capital rules that could redirect insurer balance sheets toward cryptocurrencies and government-backed infrastructure
Kentucky court backs Westport on timing of wrongful conviction cover
Kentucky’s Supreme Court ruled occurrence-based law enforcement policies trigger at charge filing, not incarceration, backing Westport in a coverage dispute
Insurtech Sixfold partners with Skyward Specialty to scale AI underwriting
Skyward Specialty teams up with insurtech Sixfold to roll out AI-driven underwriting across U.S. P&C lines, accelerating decisions while keeping humans in control
Meritage Re lifts 2026-1 cat bond to $250 mn for GeoVera
Meritage Re ups its Series 2026-1 cat bond to $250 mn, lowering price guidance as GeoVera and SafePort seek US storm cover
Pre-arranged disaster finance hits $9.4 bn, insurance gap widens for poorest
Pre-arranged disaster finance reached a record $9.4bn in 2024, but low-income and fragile states still receive less than 7% of support
Lockton Re launches London unit for North American MGA capacity
Lockton Re creates a London-based North America portfolio solutions unit to place MGA capacity from Lloyd’s and global markets
Gallagher Re launches captives risk transfer team in facultative
Gallagher Re forms a captives risk transfer team within facultative, naming Martin Hughes and Joshua Cryer to lead tailored reinsurance solutions
Getlink secures €55 mn insurance payout for ElecLink outage
Getlink agrees €55mn insurance settlement covering ElecLink losses after a 2024–2025 shutdown of the Channel Tunnel power interconnector
Pinpoint UK gains Lloyd’s coverholder status in London Market
Pinpoint UK Solutions secures Lloyd’s approval as a coverholder, gaining delegated underwriting authority and direct access to the London Market
KBW sees 15-20% drop in property cat reinsurance rates at 2026 renewals
KBW analysts expect property catastrophe reinsurance rates to fall up to 20% at Jan. 2026 renewals as pricing discipline holds
German life insurance sector run-off deals to accelerate in 2026 – Fitch
Fitch expects faster consolidation in German life insurance as closed-book sales rise, with up to EUR25bn in run-off transactions possible
Fitch Ratings keeps neutral view on U.S. P&C insurers into 2026
Fitch Ratings holds a neutral 2026 outlook for U.S. P&C insurers, citing solid underwriting, stable earnings, and manageable macro headwinds
Fitch Ratings sees neutral 2026 outlook for LatAm insurance market
Fitch Ratings sets a neutral 2026 outlook for Latin American insurers, flagging Mexico as deteriorating amid tax reforms and margin pressure
U.S. Senate bill would tighten FSOC steps before nonbank SIFI calls
A bipartisan Senate bill backed by insurers would raise the bar for FSOC before labeling nonbanks as SIFIs and expand state regulator inpu
New York State Insurance Fund cuts disability premiums by 28%
New York State Insurance Fund lowers standard disability premiums by 28%, pushing rates among the lowest in the state for 2026
North Carolina miner sues Zurich Insurance unit over $130 mn Hurricane Helene losses
Sibelco North America sues Zurich American for $130mn, alleging unpaid property damage and business interruption from Hurricane Helene
Aon renews ACT insurance facility for 2026, adds facultative reinsurance
Aon Global has renewed its Aon Client Treaty insurance facility for 2026, adding facultative reinsurance alongside aviation and construction covers
Cove Risk data breach hits 49,400 in workers’ comp sector
Cove Risk Services reports a data breach affecting almost 49,400 people after unauthorized system access, with sensitive personal and health data exposed
Geico names Nancy Pierce CEO as Todd Combs exits for JPMorgan
Geico appoints longtime executive Nancy Pierce as CEO, replacing Todd Combs, who departs to lead a $10bn JPMorgan investment group
Hildene Capital Management to buy Silac Insurance for $550 mn in cash deal
Alternative asset manager Hildene Capital Management has signed a definitive agreement to acquire annuities provider Silac Insurance for $550mn in cash
AM Best keeps U.S. commercial P&C insurance outlook stable on profits, yields
AM Best holds a stable outlook for U.S. commercial P&C insurance, citing strong underwriting, solid capital, and higher investment returns amid claims pressure
Insurtech bolttech and Lotte Himart launches home appliance switching service
Lotte Himart, electronic goods retailers in South Korea, has partnered with international insurtech bolttech to launch the country’s first-ever home appliance
New York court backs denial of workers comp claim over lawyer-doctor call
A New York appellate court upheld denial of a workers comp claim, ruling a lawyer’s call to a doctor justified excluding medical evidence
Wildfire cat bonds draw ILS investors as modeling improves, issuance jumps
Investors move into wildfire-linked cat bonds as modeling improves, driving over $5 bn in issuance and pushing the market toward $60 bn in 2025
Howard Hughes to buy Vantage in $2.1 bn specialty reinsurance deal
Howard Hughes Holdings agrees to acquire Vantage Group for about $2.1 bn, backed by Pershing Square, as it pushes toward a diversified holding model
Munich Re and KfW launch state-backed cover for geothermal drilling
Munich Re and KfW introduce a state-backed insurance scheme to reduce geothermal drilling risk and unlock private investment in Germany’s clean heat sector
US home insurance shows stabilisation after years of sharp hikes
Matic data shows US home insurance rates rose 8.5% in 2025, down from 18% in 2024, pointing to stabilisation despite record premiums and climate risk
Insurtech Outmarket launches AI Proposal Builder to cut broker prep time
Outmarket introduces Proposal Builder, an AI-driven workflow that cuts commercial insurance proposal creation from hours to minutes
Exein raises €100 mn as embedded cyber security spreads across devices
Exein secures €100 mn in new funding, lifting 2025 total to €170 mn, as demand grows for embedded cybersecurity in connected devices worldwide
Adaptive Security raises $81 mn Series B as AI cyber risks surge
Adaptive Security closes an $81 mn Series B led by Bain Capital Ventures with NVIDIA and OpenAI backing, bringing total funding to $146.5 mn
Singapore leads TPRM maturity yet vendor cyber breaches keep rising
BlueVoyant data shows Singapore ranks among the world’s most mature TPRM markets, yet 93% of firms still suffered supply-chain cyber breaches
North Carolina sets May 2026 hearing on 68.3% dwelling insurance rate hike
NC Insurance Commissioner schedules a May 2026 hearing after rejecting a proposed 68.3% average increase in dwelling insurance rates
UK probes cyber incident amid claims of China-linked data access
UK officials investigate cyber incidents at the FCDO and London councils as reports raise concerns over China-linked hacking and public service disruption
Global cyber insurance premium is set to reach $16.4 bn in 2026 as rates fall, AI risks grow and SMEs remain the largest growth opportunity
Cyber insurers are reviewing policy wording as autonomous AI agents create new questions over cyberattack definitions, liability and coverage triggers
RiskScan 2026 reveals how cyber, climate, AI, inflation and business interruption are converging to reshape insurance priorities and risk management
U.S. cyber insurance premiums rose nearly 11% in 2025 as policy volume jumped, but weaker pricing, higher losses, and AI-driven threats added fresh pressure