NAIC launches working group to tackle rising health care costs
NAIC forms working group to address health care costs and premiums, aiming to deliver policy solutions for states by late 2026
🇺🇸 Colorado Insurance News
Latest Colorado insurance news from US insurers and regulators. Explore auto, home, life, P&C, pet and health insurance, including insurance rates, insights, trends, and breaking insurance news from the United States.
Trump administration probes states over abortion insurance mandates
HHS investigates 13 states requiring abortion coverage, citing Weldon Amendment disputes and renewed federal enforcement stance
House Bill 5608 weighs ban on credit scores in insurance underwriting
House Bill 5608 would bar use of credit history in rating, underwriting, cancellations across personal lines
Nevada’s Affordable Care Act enrollment slips 5.5% as subsidies fade, officials stay calm
Nevada Health Link reports stable ACA enrollment despite higher premiums and expired subsidies, with public option plans drawing 10% of signups
Armilla AI expands standalone AI liability cover to $25 mn limits
Armilla AI increases AI liability limits to $25m with all-risks coverage as insurers add generative AI exclusions across cyber, E&O, and liability policies
Insurtech Lemonade launches Autonomous Car Insurance for Tesla FSD drivers
Lemonade introduces autonomous car insurance for Tesla FSD, cutting per-mile rates by about 50% using real vehicle data and AI pricing models
US homeowners face chronic underinsurance as LA wildfire losses mount
Wildfires expose decades of US home underinsurance, with studies showing most policies fall short of rebuilding costs as climate risks and prices rise
Commercial property rates fall double digits as capacity floods back
Buyers closed year-end renewals with sharp reductions as reinsurers cut pricing, catastrophe losses stayed muted, and insurers pushed for growth
ACA subsidy cliff could double exchange premiums for Kentuckians
Enhanced ACA tax credits expire in days, pushing 2026 exchange premiums sharply higher for Kentuckians and raising fears of coverage losses
States scramble to limit health insurance premium hikes after ACA subsidy lapse
At least a dozen states are acting to curb health insurance premium increases after Congress let enhanced ACA subsidies expire, leaving millions facing higher costs.
Colorado’s soaring home insurance premiums add new strain to housing affordability
Rising homeowners insurance premiums are becoming a significant new pressure point for Colorado’s already strained housing market, reshaping affordability calculations
Wildfire risk drives Montana insurance hikes, report outlines fixes
A Headwaters and Columbia Climate School report flags wildfire risk as an urgent driver of Montana insurance costs and maps potential market reforms
Wildfire cat bonds draw ILS investors as modeling improves, issuance jumps
Investors move into wildfire-linked cat bonds as modeling improves, driving over $5 bn in issuance and pushing the market toward $60 bn in 2025
US home insurance shows stabilisation after years of sharp hikes
Matic data shows US home insurance rates rose 8.5% in 2025, down from 18% in 2024, pointing to stabilisation despite record premiums and climate risk
Colorado ACA premiums set to jump 101% after Senate subsidy deadlock
Colorado residents buying health insurance on their own face a 101% premium jump in 2026 after the Senate failed to extend ACA subsidies
Colorado ACA marketplace posts early 2026 enrollment dip amid rising rates
Connect for Health Colorado reports a 5% early enrollment drop as expiring tax credits and higher premiums push shoppers to reassess their 2026 plans
Climate risk drives insurance spikes and slams home values nationwide
Insurance premiums soar across disaster zones, pushing homeowners to sell, reshaping markets, and dragging down property values in hurricane and wildfire regions
Colorado pushes Pinnacol Assurance privatization plan to unlock $400 mn for budget
Gov. Polis renews his push to privatize Pinnacol Assurance, arguing the shift could free $400mn and fix structural limits hurting Colorado employers
Colorado State University’s hurricane team revised 2025 Atlantic hurricane season outlook
Colorado State University’s hurricane team, one of the most widely cited in the U.S., slightly revised its 2025 Atlantic hurricane season outlook last week—now forecasting 8 hurricanes
Property & casualty insurance landscape in Texas – Triple-I’s analysis
The Insurance Information Institute (Triple-I) published an analysis of the property/casualty insurance landscape in Texas, revealing a complex risk environment
Tesla’s insurance business posted mixed results for 2024
Tesla General Insurance reported $35.7 mn in written premiums, a 94% year-over-year increase. The carrier reported a year-to-date net underwriting loss of $5.6 mn
Workers’ compensation rates in Washington will rise by 3.8% in 2025
Workers’ compensation rates in Washington will rise by 3.8% in 2025, as reported by the Washington State Department of Labor and Industries
Tropical Storm Francine hitting $1 bn insured losses – Gallagher Re
Tropical Storm Francine, hitting Louisiana, may cause over $1 bn in private insured losses, according to Gallagher Re, highlighted that a hurricane’s path significantly impacts
Insured losses from Hurricane Debby increased to $122 mn in Florida
Florida reported $121.5mn in estimated insured losses from Hurricane Debby, with 59.6% of claims closed, according to the Office of Insurance Regulation
Tesla offers state-specific discounts for car insurance policyholders with various limits
Tesla now offers state-specific discounts for car insurance policyholders in the 12 states where Tesla Insurance operates. These discounts aim to lower insurance costs
Insured loss from Severe Convective Storm outbreak will be $5.5 bn
KCC estimates that the insured loss from this Severe Convective Storm (SCS) outbreak will be close to $5.5 billion. The KCC loss estimate includesthe privately insured damage
Winter Storm Elliott delivered insured losses of $5.4 bn in U.S. & Canada
Winter Storm Elliott likely delivered insured losses of $5.4 billion across 42 states after sweeping the bulk of the United States at the peak of the Holiday season
Healthcare Insurance premiums in U.S. increases. How is Medicare changing?
Healthcare costs are increasing for most Americans in 2023. Without a public healthcare system price rises in some states may put thousands onto worse coverage plans
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Health insurance is an integral part of employee benefits packages in the United States. However, any employer federally required to provide this compensation could admit that their costs can be burdensome
Fitch Ratings warns U.S. health insurers face a tougher 2026 as medical costs rise, ACA subsidies expire, and policy uncertainty weighs on margins
Providing health insurance in California is becoming a competitive necessity for attracting and retaining top talent, particularly in industries such as technology, finance, cyber