New Zealand home insurance costs diverge by region and risk
NZ home and contents insurance costs show uneven regional shifts as insurers apply finer risk-based pricing, with Canterbury and Wellington moving differently
News
Aviva partners with Percayso to deepen vehicle data analytics
Aviva signs a multi-year deal with Percayso Inform to enhance vehicle data enrichment across pricing, underwriting, and claims in UK personal and commercial lines
MetLife Pet Insurance integrates cover into pet adoption process
MetLife partners with Petstablished to embed pet insurance quotes into adoption and registration, aiming to cut surprise vet costs from day one
Maximum Information raises £2.3 mn seed led by Insurtech Gateway to build cat risk tools
Insurtech Gateway leads a £2.3 mn seed round in Maximum Information as the firm builds vendor-agnostic catastrophe risk analytics
Fitch sets neutral 2026 outlook for global insurance sector
Fitch Ratings assigns a neutral 2026 outlook for global insurance, citing resilience overall but weaker margins in reinsurance, London Market, and US Health
NFP acquires P&C broker Hamilton Insurance to expand senior care focus
NFP, an Aon company, acquires Hamilton Insurance Agency in Virginia, adding senior housing and long-term care expertise to its P&C platform
Geopolitics and climate strain global marine insurance – Kennedys warns
Kennedys warns geopolitical tension, climate volatility, trade disputes, and post-Brexit rules are reshaping risk and claims pressure in marine insurance
Aon adds ERN Latin America catastrophe models via Oasis LMF
Aon’s Impact Forecasting delivers ERN Latin America catastrophe models through Oasis LMF, expanding open modelling options for (re)insurers
Cyber insurance set to become mandatory as threats escalate – Kennedys’ report
Kennedys predicts cyber insurance will shift from optional to mandatory as supply-chain attacks rise and boards face direct regulatory pressure
Canada Life UK completes £330m buy-in with Comet Pension Scheme
Canada Life UK secures benefits for 4,500 members through a £330m full-scheme buy-in with the Comet Pension Scheme backed by Fnac Darty
IFC to take 20% stakes in VIG’s Ukrainian non-life insurers, USG and Kniazha
IFC plans to invest in two Vienna Insurance Group insurers in Ukraine, backing growth, digitalisation, and insurance capacity ahead of reconstruction
UK motor insurers face losses by 2026 as premiums fall – EY
EY expects UK motor insurance to break even in 2025 and slip into losses in 2026 as inflation and repair costs outpace pricing
Orange Poland with insurtech bolttech launches telco-led insurance platform
Orange Poland rolls out “Insure with Orange”, a digital insurance comparison platform built with bolttech, offering motor and home cover in minutes
Munich Re targets €6.3 bn profit in 2026 under Ambition 2030
Munich Re expects ROE above 18%, EPS growth over 8%, and €6.3 bn IFRS net profit in 2026 as part of its Ambition 2030 plan
Nippon Life Insurance moves to acquire MDV to expand health data strategy
Nippon Life launches a tender offer for Medical Data Vision, aiming to deepen use of health data and analytics across insurance and healthcare
Coalition adds deepfake response cover to global cyber insurance policies
Coalition expands its cyber insurance with a deepfake response endorsement, offering forensic, legal, and PR support as AI-driven threats grow
Moody’s expects 15% drop in property cat reinsurance pricing in 2026
Moody’s Ratings sees property catastrophe reinsurance pricing falling about 15% as capital stays ample and buyers gain negotiating power in 2026
J.P. Morgan sees softer pricing cycle for European P&C insurance in 2026
J.P. Morgan expects easing property cat reinsurance rates and weaker pricing momentum across European P&C through 2026
FCA moves to simplify insurance rules, faces London market pushback
The FCA eases insurance rules to cut costs and boost flexibility, but Lloyd’s and London Market leaders say reforms stop short of real change
SAR insurtech ICEYE adds flood intelligence to Munich Re risk platform
ICEYE partners with Munich Re’s Risk Management Partners to bring SAR-based flood data and early warning tools to the Location Risk Intelligence platform
Experian warns of AI-driven cyber risks in 2026 breach forecast
Experian’s 2026 Data Breach Forecast points to AI-powered attacks, quantum risk, and rising identity fraud as cyber threats grow faster and smarter
PERILS estimates A$1,108 mn loss from Australia convective storms
PERILS sets initial insured loss at $1,108 mn for late-October 2025 severe convective storms across Australia’s east coast
Atradius wins approval to launch Lloyd’s credit Syndicate 1864 in 2026
Atradius secures final regulatory approval for Lloyd’s Syndicate 1864, set to underwrite trade credit risks from January 2026
US commercial insurance rates rise 3.8% in Q3 2025 – WTW
US commercial insurance pricing rose 3.8% in Q3 2025, matching Q2 and slowing sharply from 2024 as most lines eased, according to WTW data
Wisconsin Supreme Court upholds Catholic Charities UI exemption
Wisconsin’s top court leaves the state’s unemployment insurance religious exemption intact and confirms Catholic Charities qualifies after a US Supreme Court ruling
New York plans 25% rise in rideshare insurance rates by 2028
New York will lift rideshare insurance rates about 25% over three years after American Transit’s collapse, pushing higher costs toward drivers and fares
Louisiana insurers split on home rates as reforms reshape pricing
Louisiana approves a 7.5% home insurance rate cut for two carriers while allowing State Farm a near 10% increase tied to hurricane risk
US Labor Department sends fraud strike team to Minnesota UI
The US Labor Department will review Minnesota’s Unemployment Insurance program after fraud findings raised concerns over system integrity
UK brings crypto under financial law in sweeping 2027 reform
The UK will regulate crypto under existing financial laws from October 2027, placing exchanges, issuers and stablecoins under FCA and Bank oversight
J.P.Morgan plans first tokenized money market fund on Ethereum
JPMorgan Asset Management prepares a tokenized money market fund on Ethereum, seeding it with $100 mn as tokenization gains traction
Cloudflare report shows AI bots driving traffic surge
Cloudflare data shows a 19% traffic jump, AI crawler dominance, post-quantum crypto growth, and rising attacks on civil society sites
Circle acquired Interop Labs team to tighten cross-chain stack
Circle brings Interop Labs engineers and proprietary tech in-house to boost cross-chain settlement as stablecoin issuers race to scale
Blockchain AI startup Hyra partners with Numbers Protocol to scale AI and compliance
Hyra Holdings and Numbers Protocol – two innovators united by a shared vision: to build a decentralized, transparent, and trustworthy digital ecosystem
UK Cyber Security Bill forces fintech SMBs into supply chain risk
The UK Cyber Security and Resilience Bill reshapes fintech risk as SMBs inherit compliance pressure through MSPs, vendors, and faster incident reporting rules
Germany blames Russia for Bundestag cyberattack as US breach hits 5.6 mn
Berlin accuses Russia of a cyberattack on parliament during Zelenskyy’s visit, as a US credit firm confirms a breach affecting 5.6 mn people
2026 cyber security outlook: federated CISOs, agentic AI, privacy squeeze
A blunt 2026 security forecast on the federated CISO, autonomous AI attacks and defenses, and the accelerating erosion of digital privacy
Coinbase loses private arbitration over $618k cyberattack claim
A private arbitrator orders Coinbase to pay $618k to a client who lost crypto after a 2024 account takeover tied to a cyberattack
Amazon flags Russian cyber campaign hitting Western energy networks
Amazon Threat Intelligence links a long-running Russian GRU cyber campaign to attacks on misconfigured network devices across Western critical infrastructure
Coupang data breach traced to ex-employee with system access
South Korea’s largest retailer says a former employee accessed internal systems, exposing data of 33.7 mn customers in the country’s worst cyber breach
Allianz teams up with Oaktree to launch Lloyd’s reinsurance Syndicate 1890
Allianz partners with Oaktree to launch Lloyd’s Syndicate 1890, securing multi-year AA-rated capacity and tapping capital markets for reinsurance risk
Fintech Acrisure to buy tech-first MGA Vave from Canopius
Acrisure agreed to acquire underwriting MGA Vave from Canopius, adding a high-volume, API-driven platform focused on catastrophe-exposed E&S risks
President Trump’s AI order splits insurers and state lawmakers on regulation
President Trump’s AI executive order draws support from health insurers but sharp resistance from state insurance lawmakers over federal preemption
Illinois court tosses genetic privacy suit against State Farm Life
An Illinois appeals court dismissed a class action claiming State Farm Life violated genetic privacy law, ruling underwriting limits apply to health insurers
Iowa Attorney back dismissal of Lockheed pension transfer lawsuit
Nine state attorneys general urged a federal court to dismiss a lawsuit challenging Lockheed Martin’s pension risk transfer to Athene
Arizona court weighs Centene bid to force provider case to arbitration
Centene asked an Arizona court to move a discrimination lawsuit by health providers into arbitration, arguing contracts bar the case from court
ICIEC approved €135 mn in insurance for Turkiye’s KIAD railway
ICIEC approved €135 mn in insurance for Turkiye’s KIAD railway, supporting murabaha financing and boosting Asia–Europe rail connectivity
Michigan Supreme Court lets stand denial of benefits to workers
Michigan’s Supreme Court declined to review a challenge to a law denying indemnity benefits to undocumented workers who used false documents.
West Virginia court revives worker’s injury insurance claim against supervisor
West Virginia’s Intermediate Court of Appeals reinstated a deliberate intent claim against a supervisor while upholding dismissal of claims against the employer
47% of Texas homeowners insurance claims closed with no payout
Texas insurers closed 47% of homeowners claims without payment in 2024, shifting more repair costs onto property owners as deductibles and denials rise
Asia floods cause $20 bn losses, exposing rising climate risk
Deadly floods across South and Southeast Asia killed over 1,300 people and caused $20 bn in losses, highlighting growing climate and economic risks
SEC explains crypto custody basics for retail investors
The SEC outlines how crypto custody works, comparing hot and cold wallets, self-custody and third-party options, and the risks investors must weigh
Insurtech Acko steps up IPO plans, targets $300-400 mn listing by 2027
Indian insurtech unicorn Acko advances IPO preparations, eyeing a $300–400 mn raise as losses narrow and growth accelerates across health and embedded insurance
Insurtech Bold Penguin acquires SquareRisk to expand specialty, E&S access
Bold Penguin buys SquareRisk, adding specialty and E&S marketplace access across 45+ carriers and scaling digital wholesale insurance distribution
Cloud pricing engines shift insurance IT from burden to advantage
Cloud-native pricing engines are reshaping insurance IT, cutting deployment friction, lowering costs, and turning pricing agility into a competitive edge
Insurtech Parametrix raises $27 mn Series B to insure data center downtime
Parametrix secures $27 mn Series B as demand grows for insurance covering data center SLA breaches and digital downtime risk
Vietnam insurtech Saladin raises Series A led by SBI Ven Capital
Vietnam-based Saladin secures Series A funding to expand into life and health insurance, scale AI-driven distribution, and deepen enterprise partnerships
Swiss Re, RIQ team up on AI-driven reinsurance platform in UAE
Swiss Re and Abu Dhabi-based RIQ sign an MoU to develop AI-native reinsurance capacity and risk solutions across the UAE market
Insurtech Wakam UK taps Vitesse to modernise claims funding across Europe
Wakam UK adopts Vitesse’s real-time claims funding platform, cutting loss fund holding periods and freeing capital to support growth across the UK and Europe
Oil tanker shipping costs set to stay high into early 2026
Aging tankers, sanctions, and tight capacity are keeping oil shipping rates elevated into 2026, with relief unlikely before new vessels arrive
Colorado ACA premiums set to jump 101% after Senate subsidy deadlock
Colorado residents buying health insurance on their own face a 101% premium jump in 2026 after the Senate failed to extend ACA subsidies
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Health insurance is an integral part of employee benefits packages in the United States. However, any employer federally required to provide this compensation could admit that their costs can be burdensome
Fitch Ratings warns U.S. health insurers face a tougher 2026 as medical costs rise, ACA subsidies expire, and policy uncertainty weighs on margins
Providing health insurance in California is becoming a competitive necessity for attracting and retaining top talent, particularly in industries such as technology, finance, cyber