• Vet costs – Cover for treatment for injury or illness, up to the per condition or per year limit. These limits will reset each year and conditions you’ve previously claimed for will still be covered
  • Kennels/cattery costs – Covers boarding costs for your vet if you’ve had to go into hospital
  • Third party liability cover – Covers claims against you for loss or damage caused by your pet. It usually only applies to dog insurance and not cats
  • Dental cover – but usually only as a result of accident or injury. Routine dental treatment is generally not covered by many policies
  • Complimentary therapies, for example acupuncture or hydrotherapy – some policies will cover this if it’s been recommended by your vet
  • Lost or stolen pets – Your insurance might cover the cost of advertising a lost pet and pay a proportion of their value if they sadly can’t be found
  • Euthanasia – If the worst should happen, pet insurance can cover the cost of your pet being painlessly put to sleep