U.S. Cyber Insurance Premium Rates Decline in 2025
U.S. cyber insurance renewal premium rates in 2025 have declined year over year for the past three quarters and are expected to remain under pressure
Cyber Insurance
Cyber insurance generally covers your business’ liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver’s license numbers and health records. You should have cybersecurity insurance if you handle customer data or store information about your business online.
Cybersecurity insurance can cover the cost of notifying your customers about a breach, legal defense and more. Data breach insurance and cyber liability insurance are types of cybersecurity insurance.
Cyber insurance generally does not cover property damage, which includes computer and other technology equipment that is often damaged as part of the cyber attack. This can be problematic if the hardware has become so corrupt that it’s unfixable or more cost efficient to purchase something new.
In this section, we have collected the most current articles and reviews on the topic of the Cyber Insurance.
2025 Europe Insurance Market Rates: Property & Casualty, Financial, Cyber
Insurance rates in Europe declined 2% in the fourth quarter of 2024. The European insurance industry faced a year of changes and challenges
2025 UK Insurance Market Rates Decline for All Major Lines
The UK insurance market experienced a shift in 2025, with property, casualty, and financial lines seeing notable rate declines, while motor insurance remained an exception
2025 US Insurance Rates Trends: Property & Casualty, D&O, Cyber Insurance
The Global Insurance Market Index is proprietary measure of commercial insurance rate changes at renewal. Below are insights into the US insurance market
Lloyd’s Lab Drives Insurance Innovation with $1 bn in Capital for Startups
Lloyd’s Lab accelerator has become a major force in insurance innovation, securing over $1 bn to support startups transforming the industry, launching 6 years ago
Global Cyber Insurance Industry: Emerging Trend & Growth Opportunities in 2025
Global cyber insurance and reinsurance industry supported by solid underwriting profitability in 2023 and 2024, with expectations for this trend to continue into 2025
Top Risk in Insurance: Cyber, Climate Change & Business Interruptions Dominate 2024
Cyber incidents, changes in climate, and business interruption are the chief risk concerns among key marketplace segments in the insurance industry
Shifting Dynamics of the Cyber Insurance Market: Opportunities and Challenges
The era of rapid, double-digit growth in the cyber insurance market may be cooling, but the cyber expansion story isn’t over. A new market reality has emerged
Cyber Insurance: A Critical Component for Healthcare Security
There are approximately 133 million healthcare data breaches each year. Healthcare systems remain complex to secure, and cybercriminals take full advantage of this
Cyber Insurance Protection Gap. Cyber Risk Survey
Munich Re estimates global cyber premiums at approximately $14 bn and expects the cyber insurance market to reach a size of around $29 bn by 2027
Personal Cyber Insurance for Individuals. Survey 2024
Safeguarding your digital life: The essential role of personal cyber insurance for individuals and their families. Munich Re’s Survey 2024
Business Email Compromise: Cyber Threat Landscape & Preventing
Business email compromise (BEC), a sophisticated form of phishing that involves attackers manipulating individuals into unwittingly facilitating fraudulent activities
Global Cyber Insurance Market Forecast to Exceed over $120 bn by 2032
Global cyber insurance market has undergone significant changes in H1 2024, presenting both challenges and opportunities for retail agents
Generative AI’s Impact on Cyber Threat & Insurance Landscape
Gen AI offers opportunities for both cyber attackers and defenders, poised to significantly impact the threat landscape
How Geopolitics Reshapes the Cyber Threat Environment?
Risks associated with cyber warfare and systemic events more generally – scenarios where single attacks trigger widespread failures across multiple organisations
Cyber Insurance & Risk Management in a Volatile Threat Landscape
Enhanced cyber risk management strengthens an organization’s resilience against ransomware and other financial cyber attacks
Global Cyber Risk Insurance Report: Resilience & Relevance
Cyber continues to live up to its dynamic reputation. With no sign of the risk landscape abating – as demonstrated by ransomware, geopolitical instability
UK Cyber Insurance Market Trends: Q1 2024 Review
The UK cyber insurance market has shifted to favor buyers, driven by abundant capacity and fierce competition among insurers, leading to rate decreases
U.S. Cyber Insurance Generated Underwriting Profits in 2024
U.S. cyber insurance market experienced its second consecutive year of strong underwriting profits. Cyber coverage remained stable at 44%
How Will Generative AI Change the Cyber Insurance Landscape?
Major leaps in the effectiveness of Generative AI and Large Language Models have dominated the discussion around artificial intelligence
Cyber Risk Insurance Market Global Trends 2024
Global cyber insurance market has further matured. Cyber risk continues to increase, driven by rapid technological advances such as artificial intelligence
Cyber Insurance Poses Significant Risks to Re/Insurers’ Stability
Cyber insurance offerings expansion could pose significant risks to the financial stability of re/insurers if not managed with caution
6 Steps to Customize Cyber and E&O Insurance Contracts
The non-standardized nature of cyber and E&O policy wording creates the opportunity to mold an individually tailored and responsive risk transfer tool
Cyber Security Global Trends: Insurance & Risk Mitigation Best Practice
Improvements in cyber security and business continuity are helping to combat encryption-based ransomware attacks, yet the cyber threat landscape is evolving
Cybersecurity Spending Trends. Cyber Insurance Premiums Risen Exponentially
Spending on cyber risk has risen fast and attention paid to the issue by top management has markedly increased. But the news is not all good
U.S. cyber insurance renewal premium rates in 2025 have declined year over year for the past three quarters and are expected to remain under pressure
Global cyber insurance and reinsurance industry supported by solid underwriting profitability in 2023 and 2024, with expectations for this trend to continue into 2025
Generative artificial intelligence (Gen AI) is no longer a futuristic concept. AI’s potential to amplify systemic risks, such as through polymorphic malware or AI-targeted data breaches
The era of rapid, double-digit growth in the cyber insurance market may be cooling, but the cyber expansion story isn't over. A new market reality has emerged