Insurtech Root and Carvana extend embedded car insurance partnership to 2028
Root and Carvana extend their exclusive embedded auto insurance partnership to at least August 2028 after selling more than 200,000 policies since 2022
Auto Insurance News
Stay informed with Auto Insurance News Today from Beinsure, including auto insurance news today US, UK and EU coverage on rates, pricing, underwriting, regulation, claims and market trends. Follow auto insurance industry news on insurers, brokers, repair costs, inflation, telematics, electric vehicles and evolving risk models. Track auto insurance claims news today covering loss severity, fraud, litigation, catastrophe impacts and claims management.
Insurtech Shory launches AI insurance agent for car insurance in the UAE
Shory AI helps UAE drivers compare car insurance quotes, understand policy coverage and purchase insurance through an AI agent supporting English and Arabic
Aviva operating profit rises 24% after Direct Line acquisition
Aviva reports a 24% rise in first-half operating profit to £1.3 bn as Direct Line integration lifts general insurance premiums and earnings
Go.Compare launches short-term learner driver insurance comparison
Go. Compare launches a short-term learner driver insurance comparison service with Comparison Creator and a dedicated panel of specialist insurers
GoShorty launches temporary taxi and named driver impound insurance cover
GoShorty adds temporary taxi insurance and named driver options to its car and van impound policies as it expands specialist motor cover
Georgia appeals court backs Allstate in uninsured motorist dispute
Georgia appeals court backs Allstate, ruling insureds must first obtain a judgment against an uninsured driver before pursuing UM benefits
Times Car data breach exposes 6.6 mn customer accounts in Japan
Times Mobility says a cyberattack exposed data from 6.6 mn current and former accounts, including ID images, addresses, phone numbers and email addresses
UK electric vehicle (EV) registrations hit record through 2026
UK battery EV registrations rose 36.3% to 99,199 in September, taking 28.3% of the new car market as total registrations reached 350,518
Lyft to pay $272.5 mn in California driver settlement
Lyft will pay $272.5 mn to settle California claims that it misclassified drivers and denied wage and workplace protections under state law
How motor insurance builds long-term value in Ukraine
Ukraine sold around 81,000 new passenger cars in 2025, the strongest result since 2014 and 17% above the previous year. Yet the used-car market is far larger
ANV acquires Car Care Plan from AmTrust Financial Services
ANV Group completes its acquisition of UK vehicle warranty MGA Car Care Plan from AmTrust, adding operations across Europe, the US, Turkey and China
Massachusetts auto insurers may withhold MedPay for health-covered bills
Massachusetts Appeals Court upheld Commerce Insurance’s denial of MedPay benefits for medical bills already paid through an insured’s health plan
Australian EV demand rises to 31% in 2026 as running costs drive interest
EV consideration in Australia rose to 31% in 2026 as lower running costs, wider model choice and charging access reshape household buying decisions
Tesla Insurance blocked in New York over Tesla-only auto coverage
New York regulators rejected Tesla General Insurance’s auto filing over Tesla-only eligibility, delaying the company’s insurance launch in the state
LexisNexis and IMS bring on-device telematics to US insurers
LexisNexis and IMS integrated Drive Metrics with EdgeSDK, bringing on-device driving scores and lower-cost UBI infrastructure to US auto insurers
Insurtech Corgi expands trucking insurance program to towing businesses
Corgi expanded its trucking insurance program to tow-truck operators, combining auto liability, on-hook and garage keepers coverage in one policy
Tesla FSD exceeded speed limits in Belgian road tests
Belgian road-safety tests found Tesla FSD exceeded 30 km/h limits in 55% of tested Brussels segments and attempted prohibited cyclist overtakes
Hlpy raises €20 mn and acquires 100% of Carvoilà in European expansion
Hlpy raised €20 mn in equity and debt financing and acquired Carvoilà, expanding its digital vehicle services business across European markets
New York proposes prior approval for all auto insurance rate hikes
New York DFS proposed requiring prior approval for all private passenger auto insurance rate increases as part of broader 2027 budget reforms
US commercial insurance prices rise 0.5% in Q2 2026, WTW says
US commercial insurance prices increased 0.5% in Q2 2026, slowing from 2.5% in Q1 as property rates declined and large accounts moved negative
Vero, Uber and insurtech Cover Genius launch pay-per-kilometre rideshare insurance
Vero, Uber and Cover Genius launched a pay-per-kilometre motor policy combining private and rideshare cover for eligible Uber drivers in Australia
Insurtech Shory launches Tesla insurance in UAE with EVS and Al Wathba
Insurtech Shory partnered with EVS and Al Wathba Insurance to launch Tesla-specific motor coverage in the UAE with access to specialist EV repairs
Florida homeowners and auto policyholders paid $3 bn less for insurance
Florida homeowners and auto policyholders paid nearly $3 bn less in 2025 as insurance litigation declined and market conditions improved, a study found
Kansas insurance regulators recover nearly $29 mn for consumers
Kansas insurance regulators closed more than 3,000 complaints in 2025 and recovered nearly $29 mn for consumers, up 147% from 2024
Florida man charged in $206,000 vehicle insurance fraud case
Florida officials say Adam Otrok filed 41 fake luxury vehicle insurance applications and stole $44,704 from a $206,000 fraud attempt
Illinois gives insurance regulator power over home and auto insurance rates
Illinois will let its insurance department challenge home and auto insurance rate filings it finds excessive, inadequate or discriminatory
Auto insurance shopping declined in Q2 2026
J.D. Power and TransUnion data show lower auto insurance shopping, higher switching, affordability pressure and early AI use in policy research
Autonomous mobility race splits US, China and Europe
US robotaxi growth, China’s state-backed rollout and Europe’s transit-first strategy show three different routes to autonomous mobility
Illinois Bill 714 targets auto insurance premium hikes
Illinois will require advance notice for auto rate hikes above 10% and give regulators more power over excessive premiums.
Car insurance fraud drives higher driver premiums
Staged crashes, false injury claims and inflated repair bills raise auto insurance costs and slow legitimate claims for drivers
Insurtech Root launches behavior-based car insurance in New Jersey
Root launches mobile-first auto insurance in New Jersey, its 37th state, reaching more than 80% of the US population
California telematics bill could reshape auto insurance pricing
California AB 311 would let auto insurers price optional telematics data, raising safety claims, privacy concerns and Prop. 103 objections
Mile Auto acquires Insurance House to expand pay-per-mile auto insurance
Mile Auto acquires Insurance House, creating a nearly $100 mn premium MGA platform serving 55,000 policyholders and 1,600 agencies
New Jersey charges 63 in $8 mn luxury car insurance theft case
New Jersey prosecutors charged 63 people over an alleged $8mn auto theft network shipping stolen luxury vehicles to Ghana and Nigeria
Lemonade launches Tesla FSD car insurance in Colorado
Lemonade expanded its Autonomous Car insurance to Colorado, offering Tesla drivers 50% off miles driven with Full Self-Driving Supervised
Tesla sued after fatal Model 3 crash into Texas home
Tesla faces a Texas lawsuit after a Model 3 crashed into a Katy home, killing Martha Avila, with claims tied to driver-assistance software
Colorado e-bike crashes raise insurance coverage questions
Colorado e-bike growth creates insurance uncertainty for riders and drivers, with uninsured motorist coverage gaining more attention after accidents
New York auto insurance reforms may cut premiums
New York’s budget reforms target auto insurance fraud, insurer practices, and consumer protections, with possible annual savings of $200 to $300
US auto insurance shopping cools as policy growth slows in Q1 2026
LexisNexis says US auto insurance shopping rose 3.2% in Q1 2026, while new policy growth slowed to 3.6% after hotter activity
Illinois Senate passes auto insurance rate notice Bill 714 for drivers
Illinois Senate Bill 714 would require notice before auto premium increases above 10% and give regulators more rate oversight
Florida sets new e-signature rules for auto salvage insurance claims
Florida insurers face new identity verification rules for electronic signatures tied to salvage titles and certificates of destruction from July 2026
New York $268 bn budget plan includes auto insurance reforms and consumer protections
New York’s proposed $268 bn budget includes auto insurance reforms, consumer protections, tax measures, and dispute over whether lawmakers reached final agreement
New York weighs tighter approval rules for auto insurance rates
New York could require insurers to seek state approval for any auto rate increase as lawmakers debate reforms tied to the delayed budget
LEEO launches telematics-led commercial auto cover tied to driving performance
LEEO introduced a telematics-based commercial auto product that uses driving data, AI, and real-time insights to connect safer fleet performance with savings
US vehicle thefts fall 23%, National Insurance Crime Bureau data shows
Vehicle thefts fall to multi-decade lows in the US, with sharp declines across states and cities, NICB reports
Tesla sued over Cybertruck crash linked to electric door failures
Lawsuit alleges Tesla door systems trapped occupants in fatal Cybertruck crash, adding to growing scrutiny over electric door safety risks
Ohio auto insurance drops 6% in 2025 but remains up 44% since 2021
Ohio auto insurance costs fall slightly in 2025, though long-term increases persist, with urban drivers and litigation costs driving pricing trends
New York auto insurance reform sparks clash between trial lawyers and Hochul
New York’s auto insurance reform debate is escalating as Governor Kathy Hochul presses for legislation aimed at curbing litigation linked to vehicle accidents
Electric vehicles cut crash frequency but push insurance claim costs higher – GDV
New GDV analysis shows EVs cause fewer accidents yet generate 30–35% higher repair costs, shifting auto insurance loss economics
California auto insurance rates in 2026 jump over 30% since 2023
California drivers face auto premium hikes exceeding 30% in two years, driven by repair costs, heavier vehicles and inflation pressures
Louisiana auto insurance premiums fall 5.8% as 2025 rates stabilize
Louisiana insurance rates dip 0.4% overall in 2025, driven by a 5.8% drop in private passenger auto, while homeowners premiums rise at a slower pace
Progressive issues $1 bn in Florida auto insurance refunds
Progressive returns nearly $1bn to Florida drivers after litigation reform and lower loss costs, with average rebates around $300 per policyholder
Are autonomous vehicles from companies such as Waymo and Tesla making roads safer? Insurance research
Are autonomous vehicles from companies such as Waymo and Tesla making roads safer? The insurance industry’s research community is watching closely, and the answer remains unsettled
GEICO faces class action over added drivers and insurance premium hikes
GEICO faces a proposed class action in Florida federal court alleging the insurer added unrelated drivers to policyholders’ auto coverage without consent, triggering higher premiums
Experian brings auto insurance marketplace to ChatGPT users
Experian launched the Experian Insurance Marketplace app inside ChatGPT, extending its insurance comparison platform into a conversational interface used by millions of consumers
Michigan bill targets auto application rules and motorcycle insurance claim priority
Senate Bill 782 would end household listing mandates, restrict certain claim denials, and define payment hierarchy in motorcycle accidents
Full-coverage auto insurance premiums in the US drop 6% in 2025 after a 46% surge
Full-coverage auto insurance premiums drop 6% to $2,144 in 2025 after a 46% surge, but high-cost states climb and 2026 increases loom
Cargo theft shifts online as insurers warn of rising digital freight fraud
IUMI and TAPA EMEA warn cargo crime is surging worldwide, with digital fraud replacing physical theft as losses reach billions across supply chains
🇺🇸 New York targets auto insurance fraud as premiums near $4,000
New York moves to curb auto insurance costs with fraud crackdowns, payout limits for at-fault drivers, and revived enforcement as premiums run far above the US average
🇺🇸 New York auto insurance hits record $1,935 as affordability worsens
New York drivers spent a record $1,935 on auto insurance, ranking among the least affordable states as repair costs, injuries, and claims expenses climb
New US-Canada tariffs raise auto, property, trade credit and business interruption exposures as insurers assess higher repair and supply chain costs
US insurance sector outlook for 2025-2026: capital strength, social inflation risks, P&C returns peak, Florida reforms, life insurance resilience and alt capital trends
Teen drivers face crash rates nearly 4x higher than adults. Safer vehicle choices and smart insurance decisions can lower risk and costs for families
AM Best keeps a stable outlook for commercial lines, citing strong results, rising investment income and tech-driven underwriting amid stress in liability and auto