Laura Kaster, CFA – Senior Director at Fitch Ratings
Laura Kaster, CFA, is the Senior Director for North and South American Financial Institutions at Fitch Ratings. She leads the evaluation and rating of financial institutions across these regions, leveraging her extensive expertise in finance and risk assessment.
With a strong background in financial analysis, Laura provides critical insights and guidance on the creditworthiness of banks and other financial entities. She is recognized for her analytical acumen and leadership in the industry.
Accomplished finance executive with expertise in securities and corporate analysis, sales and investment banking. Published financial analyst with extensive public speaking and marketing experience. Diverse background includes in-depth analysis of corporate capital structure and allocation, accounting methodologies and strategic advisory for both publicly traded and privately held companies.
The mid-year 2024 results for North American property and casualty insurers indicate strong operating returns across sectors. Improved underwriting results and higher investment income
The improving 2024 results for U.S. personal auto insurers are expected to persist through the rest of 2024 and into 2025. Significant price hikes and easing claims severity
U.S. property and casualty insurers will see some relief in 2024 year following a rough 2023 as a personal auto line recovery contributes to statutory profit improvement
The U.S. property and casualty (P&C) insurance sector experienced subdued statutory financial performance, primarily due to a decline in personal lines
Ratings of U.S. life insurers are not currently at risk from commercial real estate (CRE) exposure, given stable investment portfolios comprised of high-quality
The US non-life insurance market’s holdings of commercial real estate (CRE) and other real estate should withstand the challenging economic environment
U.S. homeowners’ insurance is poised to post a statutory underwriting loss for reported results, as insurers continue to face above-average catastrophe losses
