10 Biggest & Costliest Social Security Mistakes
Social Security checks represent about 30% of the income of the 65 and up set, according to the Social Security Administration, or SSA
Insurance
Global Natural Catastrophe & Hazard Review. Insurance Implications
The world saw another year of impactful natural catastrophe events that once again emphasized the need to better account for the growing risks that hazards bring
Commercial P&C Insurance Ride Back to Hard Market
Commercial property and casualty (P&C) insurance has been riding on the back of a hard market. However, insurance premium increases have slowed
Private Flood Insurance in California Accounts for over 40% of Entire Flood Market
As private flood insurance accounts for over 40% of California’s entire flood market—a significantly larger share than in the other leading states—the ongoing flooding issues
Global Fixed Income Insurance Markets. JPMorgan Outlook
A global fixed income allocation maximizes diversification across all markets and issuers. JPMorgan credit ratings forecasting framework
Climate & Global Natural Catastrophe Insight: Economic & Insured Losses
Global natural disasters resulted in near-average economic losses totaling $313 bn. Half of losses occurred in the United States and were driven by Hurricane Ian
How Does Surplus Lines Insurance Cover Financial Risks? Types & Costs of E&S Insurance
Surplus lines insurance is a special type of insurance that covers unique risks. It fills a gap in the standard market by covering things that most companies can’t or won’t insure
Economic Outlook 2024. Allianz Identified 8 Key Worldwide Trends
Allianz Global Economic Outlook and Market Forecast, the energy gap will continue to pose concerns in Europ
AI Technology & Data Analytics Will Help Insurers Refine Insurance Market
As the insurance industry continues to navigate the pace of change, complexity and uncertainty in our world, consumers continue to respond companies to be more responsive
Natural & Man-Made Catastrophe Loss Outlook: Insurance Covered only 43%
Natural and man-made disasters resulted in global economic losses of $280 bn. Insurance covered $119 bn economic losses
How AI, Real-Time Data & Digital Twins Can Drive Risk in Insurance?
Technology and data-enabled solutions are creating the tailwinds for change in the commercial property insurance market
10 Most Important Global Business Risks for 2024. Allianz Risk Barometer
Allianz Risk Barometer incorporates the views of 2,712 respondents from 94 countries and territories. Elevated levels of disruption to continue as dangers
Tech-Driven Innovation is Fundamentally Reshaping the Insurance Market
Emerging capabilities including telematics, artificial intelligence, machine learning, and automation have transformed nearly every aspect of the insurance value chain
5 Lessons How Insurance Provides World`s Stability, Responsibility & Predictability
The world thrives on it, but we are living in exceptionally challenging and unpredictable times with negative developments converging at one time on a global scale
US P&C Insurance Market Outlook by S&P
A hard market, higher reinsurance costs and ongoing low M&A activity are in the cards for property and casualty insurers in the new year
Global Aerospace Re/Insurance Market Outlook
The aerospace reinsurance renewals season is a chance to retention levels, conditions and price to enable Global aerospace insurance market
(Re)Insured Losses for Ukraine War & Ultimate Industry Loss Outlook
The war in Ukraine has brought devastating humanitarian consequences first and foremost, but also unexpected losses and economic shocks
Cyber Insurance, Ransomware & Hybrid Warfare Outlook
Russia’s War in Ukraine added a big dose of complexity into an already complicated cyber risk environment, elevating the threat of large-scale attacks
5 Key Benefits of Ransomware Insurance
Ransomware attacks are becoming increasingly common, and organizations of all sizes are at risk. Ransomware insurance can help businesses prepare to such attacks
Term Life Insurance vs. Whole Life Insurance. Choose What’s Right for You
Term life insurance is a type of temporary life insurance that covers you for a specific period of time — usually between 10 and 30 years
Subscription Model’s Benefits for Insurance & InsurTech Industry
Subscription models have been a hot topic of conversation in the insurance industry for several years. For some, the prospect of subscriptions becoming the dominant model
Saudi Arabia’s Insurance Market Outlook: Growth & Digitalisation
Saudi Arabia’s insurance market, the second largest in the Gulf region by gross written premium (GWP) after the UAE, offers a vibrant and competitive environment
UK Home Insurance Market Research: 70% of Consumers Considers Price First
According to UK Home Insurance Consumer Research, the first thing that a consumer looks at when choosing home insurance is price
Insurers Accelerates Investments in Digital Technologies & Automation Strategies
Insurers are accelerating their investments in digital technologies, applying Artificial Intelligence (AI) and automation strategies across entire business functions
Agricultural Insurance in Africa. How Farmers Can Reap Benefits of Crop Insurance?
Earlier this year, a Grain SA survey indicated that 22% of grain producers in South Africa had lost more than 60% of their white maize plantings to water damage in 2022
16 Most Common Life Insurance Myths You Don’t Need to Heed Anymore
There are many misconceptions and false information concerning life insurance. We are explores some of the most common life insurance myths
War in Ukraine Slows Growth of Global Re/Insurance Market
The year 2022 can be characterized as one of the most challenging years in recent decades from the social, financial, political environment points of view
How Russian War in Ukraine Impacts for Global Insurance Sector?
More than 10 months into Russia’s invasion of Ukraine, the war’s long-term impact is coming into focus. The War prompted many multinational corporations to voluntarily exit
Exclusions into International Reinsurance Coverage for Ukraine, Russia & Belarus
In the negotiations taking place on contract renewal, it has turned out that the international insurance industry is no longer willing to agree on coverage for Russia and Belarus
CEE Insurance Market Review & War in Ukraine Impacts
2024 year started in a dramatic, unexpected way. CEE states have travelled a long way after the fall of the Iron Curtain
P&C Insurance Claims Landscape Becoming Increasingly Challenge for Insurers
The P&C insurance claims landscape is becoming increasingly challenging due to unprecedented claims inflation. There are many underlying causes—among them
InsurTech Market Faces a Valuation Decline. How Insurers Can Take Advantage?
For nearly a decade, insurtechs have experienced rapid growth and skyrocketing valuations. But in 2022, investors’ optimism tempered by compounding pressure
Global Insurer’s Structured Securities Investments Outlook
Insurance companies continued to follow a years-long trend by increasing their structured securities investments, with 3% growth year over year to $1.14 trillion
Insurance CEO’s Priorities to Drive Insurer Growth — Digital Technology, Talent & ESG
With swirling changes across the industry, KPMG surveyed 134 insurance CEOs, to gather their insights and perspectives on the industry and economic landscapes over the next 3 years
Why Are Auto Insurance Rates Increasing? 6 Key Factors
Auto insurers price their policies based on a number of factors. Sometimes these cost factors go up, and sometimes they go down
How Insurance Companies Are Preparing for a Net-Zero Future?
The insurance industry has had to rethink its business strategies to prepare for more ambitious decarbonization initiatives across sectors
Top 5 Risk Trends D&O Insurance Market in 2026
The top five risk trends boards of management need to guard, according to AGCS financial lines experts
Insurers Should be Think How Insurance Policy Fits with Customers Lifestyle
Insurance customers are open to new services that mitigate risks and believe that insurers should be tackling climate change proactively
New Customer & Technology Trends in the Changing Insurance Market
The insurance industry will continue to follow in the tech world’s steps by rapidly innovating and shifting the way it does business in order to better serve
How Homeowners Insurance Policy Can Protect Your Home? Cost & Coverage
Your standard homeowners insurance policy protects not only your home itself, but also items in your home like your clothes and furniture from common perils.
How Insurers are Contributing to Social Sustainability? Role of Insurance in ESG
The ESG movement has grown from a corporate social responsibility initiative launched by the UN into a global phenomenon that is reshaping the asset management
Insurers’ Finance Transformation and Priority of IFRS 17 Compliance
Insurers’ efforts around Finance Transformation have mainly focused on the immediate priority of IFRS 17 compliance. What’s beyond?
How P&C Insurance Companies in the United States Can Increase Inflation Resilience?
As property and casualty insurers in the United States struggle to maintain profitability, executives will need to direct a coordinated response across pricing, underwriting, claims
How High Inflation & Hiked Base Rates Can Impact the (Re)Insurers Balance Sheets?
In response to high inflation, central banks have hiked their base rates, which, in turn, can impact the balance sheets of (re)insurers as a result of fixed-interest securities falling in value
Insurance Industry & Country Risk Assessment for the Global Marine P&I Sector Outlook
S&P Global Ratings’ insurance industry and country risk assessment (IICRA) for the global marine protection and indemnity (global P&I) sector is intermediate
Reinsurance Rates for Property Catastrophe Forecast
Reinsurance rates for property catastrophe business should increase by well over 10% when contracts are renewed
2025 South Korea Insurance Market Outlook: Insurance Companies Performance
The Korean financial performance of life insurers should marginally improve in the near term, driven by a gradual rise in investment yields and a greater portion
Life Insurance a Good Way to Save Money. How to Buy Term Life Insurance?
Buying a life insurance policy can help provide financial security to your family, such as by covering educational expenses for your children if you pass away before they finish school
Cloud Technology for Insurance Industry. What Insurers Should Know?
Successful cloud migrations depend on knowing where the value for insurance lies in cloud and on business and IT working together
Best Technological Advancements for Insurance Agency Work
The future shown to us in old movies was unrecognizable to people of the time. Flying cars dotted the sky, robot maids cleaned up houses, space travel was easy
China Life & Non-Life Insurance Market Outlook 2024
Fitch Ratings’ neutral outlook on China’s insurance reflects view that the sector will maintain a sound solvency buffer and steady premium growth
German Life & Non-life Insurance Sector Outlook 2023
Deteriorating sector outlook for the German insurance market is deteriorating for 2023, reflecting expectation that inflationary pressure on claims
Digital Life Insurance. How Technology-First Insurers Solves Data Problems?
Awareness for life insurtechs among millennial active shoppers has climbed almost 30% in the last 12 months. And technology has matured
How Can Insurance Industry Prepare for the Metaverse?
What is new is the rise of industries like insurance, finance, retail, and more getting into the metaverse. 30% of organizations will have services ready for Metaverse
How Voice Could Hold the Key to Preventing Insurance Fraud?
Insurance fraud costs the UK an average of £1.2bn annually. In the last year, fraudulent home insurance claims increased by 45% and according to the 2022 Insurance Fraud
How Artificial Intelligence Can Help Insurers Reduce the Inflation Impact?
Costs for everything from food to healthcare to insurance premiums have increased in the past few years – especially after the 2020 lockdown
Life Insurance Industry Results. Direct Premiums Written & Income by Line
Traditional life insurance is no longer the primary business of many companies in the life insurance industry. The emphasis has shifted to underwriting annuities
10 Basic Tips to Avoid a Potential Victim of Ransomware & Reduce Cyber Risk
Ransomware is a form of malware that is constantly evolving and is designed to encrypt files on a device, making all files and systems that depend on them unusable
9 Key Customer Types that Will Define Insurance Market to 2030
What customers want and need, not what insurers want to sell or have always sold, will be the dominant driver of innovation and growth
How to Save Money on Home Insurance and Reduce Insurance Policy Cost?
When the worst happens, you want to know you’ve got one of the best, most reliable insurance companies around covering your home
US home claim severity rose 25.9% in 2025 as wildfire losses, repair inflation and peril shifts reshaped insurer loss trends
Florida’s property insurance market showed its clearest improvement in a decade, with the state’s share of US homeowners claims falling to 4.9% and lawsuits dropping to 41.3%
US private flood insurance market is expanding, addressing the nation’s substantial gap between economic and insured losses from flood events
Six months after wind-driven wildfires killed 30 people and destroyed thousands of homes and businesses in and around Los Angeles, the scenes in Altadena and Pacific Palisades remain severe