Term Life Insurance vs. Whole Life Insurance. Choose What’s Right for You
Term life insurance is a type of temporary life insurance that covers you for a specific period of time — usually between 10 and 30 years
Insurance
Subscription Model’s Benefits for Insurance & InsurTech Industry
Subscription models have been a hot topic of conversation in the insurance industry for several years. For some, the prospect of subscriptions becoming the dominant model
Saudi Arabia’s Insurance Market Outlook: Growth & Digitalisation
Saudi Arabia’s insurance market, the second largest in the Gulf region by gross written premium (GWP) after the UAE, offers a vibrant and competitive environment
UK Home Insurance Market Research: 70% of Consumers Considers Price First
According to UK Home Insurance Consumer Research, the first thing that a consumer looks at when choosing home insurance is price
Insurers Accelerates Investments in Digital Technologies & Automation Strategies
Insurers are accelerating their investments in digital technologies, applying Artificial Intelligence (AI) and automation strategies across entire business functions
Agricultural Insurance in Africa. How Farmers Can Reap Benefits of Crop Insurance?
Earlier this year, a Grain SA survey indicated that 22% of grain producers in South Africa had lost more than 60% of their white maize plantings to water damage in 2022
16 Most Common Life Insurance Myths You Don’t Need to Heed Anymore
There are many misconceptions and false information concerning life insurance. We are explores some of the most common life insurance myths
War in Ukraine Slows Growth of Global Re/Insurance Market
The year 2022 can be characterized as one of the most challenging years in recent decades from the social, financial, political environment points of view
How Russian War in Ukraine Impacts for Global Insurance Sector?
More than 10 months into Russia’s invasion of Ukraine, the war’s long-term impact is coming into focus. The War prompted many multinational corporations to voluntarily exit
Exclusions into International Reinsurance Coverage for Ukraine, Russia & Belarus
In the negotiations taking place on contract renewal, it has turned out that the international insurance industry is no longer willing to agree on coverage for Russia and Belarus
CEE Insurance Market Review & War in Ukraine Impacts
2024 year started in a dramatic, unexpected way. CEE states have travelled a long way after the fall of the Iron Curtain
P&C Insurance Claims Landscape Becoming Increasingly Challenge for Insurers
The P&C insurance claims landscape is becoming increasingly challenging due to unprecedented claims inflation. There are many underlying causes—among them
InsurTech Market Faces a Valuation Decline. How Insurers Can Take Advantage?
For nearly a decade, insurtechs have experienced rapid growth and skyrocketing valuations. But in 2022, investors’ optimism tempered by compounding pressure
Global Insurer’s Structured Securities Investments Outlook
Insurance companies continued to follow a years-long trend by increasing their structured securities investments, with 3% growth year over year to $1.14 trillion
Insurance CEO’s Priorities to Drive Insurer Growth — Digital Technology, Talent & ESG
With swirling changes across the industry, KPMG surveyed 134 insurance CEOs, to gather their insights and perspectives on the industry and economic landscapes over the next 3 years
Why Are Auto Insurance Rates Increasing? 6 Key Factors
Auto insurers price their policies based on a number of factors. Sometimes these cost factors go up, and sometimes they go down
How Insurance Companies Are Preparing for a Net-Zero Future?
The insurance industry has had to rethink its business strategies to prepare for more ambitious decarbonization initiatives across sectors
Top 5 Risk Trends D&O Insurance Market in 2024
The top five risk trends boards of management need to guard against in 2024, according to AGCS financial lines experts
Insurers Should be Think How Insurance Policy Fits with Customers Lifestyle
Insurance customers are open to new services that mitigate risks and believe that insurers should be tackling climate change proactively
New Customer & Technology Trends in the Changing Insurance Market
The insurance industry will continue to follow in the tech world’s steps by rapidly innovating and shifting the way it does business in order to better serve
How Homeowners Insurance Policy Can Protect Your Home? Cost & Coverage
Your standard homeowners insurance policy protects not only your home itself, but also items in your home like your clothes and furniture from common perils.
How Insurers are Contributing to Social Sustainability? Role of Insurance in ESG
The ESG movement has grown from a corporate social responsibility initiative launched by the UN into a global phenomenon that is reshaping the asset management
Insurers’ Finance Transformation and Priority of IFRS 17 Compliance
Insurers’ efforts around Finance Transformation have mainly focused on the immediate priority of IFRS 17 compliance. What’s beyond?
How P&C Insurance Companies in the United States Can Increase Inflation Resilience?
As property and casualty insurers in the United States struggle to maintain profitability, executives will need to direct a coordinated response across pricing, underwriting, claims
How High Inflation & Hiked Base Rates Can Impact the (Re)Insurers Balance Sheets?
In response to high inflation, central banks have hiked their base rates, which, in turn, can impact the balance sheets of (re)insurers as a result of fixed-interest securities falling in value
Insurance Industry & Country Risk Assessment for the Global Marine P&I Sector Outlook
S&P Global Ratings’ insurance industry and country risk assessment (IICRA) for the global marine protection and indemnity (global P&I) sector is intermediate
Reinsurance Rates for Property Catastrophe Forecast
Reinsurance rates for property catastrophe business should increase by well over 10% when contracts are renewed
2025 South Korea Insurance Market Outlook: Insurance Companies Performance
The Korean financial performance of life insurers should marginally improve in the near term, driven by a gradual rise in investment yields and a greater portion
Life Insurance a Good Way to Save Money. How to Buy Term Life Insurance?
Buying a life insurance policy can help provide financial security to your family, such as by covering educational expenses for your children if you pass away before they finish school
Cloud Technology for Insurance Industry. What Insurers Should Know?
Successful cloud migrations depend on knowing where the value for insurance lies in cloud and on business and IT working together
Best Technological Advancements for Insurance Agency Work
The future shown to us in old movies was unrecognizable to people of the time. Flying cars dotted the sky, robot maids cleaned up houses, space travel was easy
China Life & Non-Life Insurance Market Outlook 2024
Fitch Ratings’ neutral outlook on China’s insurance reflects view that the sector will maintain a sound solvency buffer and steady premium growth
German Life & Non-life Insurance Sector Outlook 2023
Deteriorating sector outlook for the German insurance market is deteriorating for 2023, reflecting expectation that inflationary pressure on claims
Digital Life Insurance. How Technology-First Insurers Solves Data Problems?
Awareness for life insurtechs among millennial active shoppers has climbed almost 30% in the last 12 months. And technology has matured
How Can Insurance Industry Prepare for the Metaverse?
What is new is the rise of industries like insurance, finance, retail, and more getting into the metaverse. 30% of organizations will have services ready for Metaverse
How Voice Could Hold the Key to Preventing Insurance Fraud?
Insurance fraud costs the UK an average of £1.2bn annually. In the last year, fraudulent home insurance claims increased by 45% and according to the 2022 Insurance Fraud
How Artificial Intelligence Can Help Insurers Reduce the Inflation Impact?
Costs for everything from food to healthcare to insurance premiums have increased in the past few years – especially after the 2020 lockdown
Life Insurance Industry Results. Direct Premiums Written & Income by Line
Traditional life insurance is no longer the primary business of many companies in the life insurance industry. The emphasis has shifted to underwriting annuities
10 Basic Tips to Avoid a Potential Victim of Ransomware & Reduce Cyber Risk
Ransomware is a form of malware that is constantly evolving and is designed to encrypt files on a device, making all files and systems that depend on them unusable
9 Key Customer Types that Will Define Insurance Market to 2030
What customers want and need, not what insurers want to sell or have always sold, will be the dominant driver of innovation and growth
How to Save Money on Home Insurance and Reduce Insurance Policy Cost?
When the worst happens, you want to know you’ve got one of the best, most reliable insurance companies around covering your home
How Much Does Auto Insurance Cost in United States? Cheapest & Expensive States
The best auto insurance companies in each state provide liability, comprehensive, collision, PIP, and uninsured & underinsured motorist coverage
6 Major Types of Car Insurance in U.S. What Kind of Auto Insurance Do You Need?
There are many types of vehicle insurance – and the laws, maximum levels of coverage, and definitions can vary from state to state
What is the Cost of Pet Insurance and What Does the Insurance Policy Cover?
Pet insurance is a service for pet owners seeking a financial safety net in case their animal gets sick or injured and requires expensive veterinary treatment
Insurance Advisers vs Team-Based Distribution Model in Life Insurance
For life insurance carriers, building the infrastructure to support a successful teaming model often requires a major shift in many of the mechanics of distribution
Who Should Be Listed on Car Insurance Policy?
Insurance companies typically require that all licensed drivers in a household be listed on the auto insurance policy except unlicensed teenagers or younger members under 14
Global Insurance Report. How Insurance Industry Struggles to Create Economic Profit?
The impact on the insurance industry was noticeable: in 2020, premium growth slowed to approximately 1.2 percent
How Rapid Advances in Technology Reshaping the Insurance Industry?
Rapid advances in technology, the continuing talent shortage and rising customer expectations for experiences of all types have disrupted the insurance industry
Why You Should Get Life Insurance? The Main Reasons
Life insurance is something that everyone needs, but in reality, far too few people have it. It’s easy to put aside the thought of buying life insurance when you’re young and healthy
Hurricane Ian Drives Natural Catastrophe Insured Losses to $115 bn
2022 is the second consecutive year in which the estimated insured losses total more than USD 100 billion
Insurance and Macroeconomic Outlook in Financial System Stresses
The global insurance industry faces multiple pressures this year but we expect rate hardening to regain momentum in response
Finance Outlook: New Accounting Rules Put Insurers in the Spotlight
Responsible for managing insurer financials at public companies have spent five years preparing for the long-anticipated implementation of new accounting standards
Global Insurance Premium Volumes to Reach New High
For insurers, the main inflation impact will show in rising claims costs, more in non-life than life insurance in which policy benefits are defined at inception
Global M&A Activity in Insurance Slowing from Uncertain Economy
Global merger and acquisition (M&A) activity remained robust through 2021, with 418 completed deals in the insurance sector, up from 407 in 2020
UK Motor & Home Insurance Losses Forecast
UK motor and home insurers expect to make largest annual loss in well over a decade this year, with further losses forecast in 2023
Most Significant Insurers Steps to Build ESG Infrastructure
Many insurers around the world have taken significant steps to build an organizational infrastructure addressing the multitude of challenges posed by ESG
How Insurers Are Reinvent Workplace HR Strategies & Corporate Culture?
Forced virtualization of work during the pandemic has fueled revolutionary changes in employee expectations and upended many traditional employment models
Life Insurance Company Transformation Key to Sustainable Growth
While change has often come slowly in life insurance sector, a metamorphosis may be underway. The effects of the pandemic are lingering, consumer expectations are growing
How Does Inflation Challenging Insurer Profitability and Insurance Rates?
Raising revenue hasn’t been an issue for most nonlife insurers, thanks to some of the highest property-casualty insurance rate increases posted in years
Insurers Should Be Pivoting to Longer-Term Reinvention
Necessity has indeed been the mother of reinvention for the insurance industry these past few years, as most carriers were remarkably adaptive
U.S. cyber insurance premiums rose nearly 11% in 2025 as policy volume jumped, but weaker pricing, higher losses, and AI-driven threats added fresh pressure
Finding affordable health insurance in California can be overwhelming. You’re faced with dozens of plan options, unfamiliar terms and questions about whether you qualify for subsidies through Covered California
Insurers enter 2026 with longer settlement cycles, rising volumes, and slow AI adoption, increasing costs and operational risk, AutoRek finds
Global insurance M&A stabilised, as insurers and brokers took a more strategic approach to acquisitions amid falling interest rates and a realignment of strategic priorities