Stay informed with Flood Insurance News Today from Beinsure, covering flood insurance market updates, rates, pricing, claims, underwriting, regulation, coverage and catastrophe risk. Follow commercial flood insurance developments involving coastal exposure, severe weather, storm losses, risk modeling, flood maps, mitigation and insurer capacity. Track updates from insurers, brokers, reinsurers, policyholders, public programs and private flood insurance markets, with expert analysis, market data and industry trends shaping costs, availability, claims and flood risk management across the United States and global markets.
California homeowners face growing flood risks ahead of El Niño, with experts warning that most flood insurance policies have a 30-day waiting period before coverage begins
Tropical Storm Rachel hurricane brings flash floods, damaging surf and strong winds to Southern California, forcing Long Beach evacuations and threatening San Diego
GAO finds 86% of high-risk US properties lack NFIP flood insurance and recommends broader risk mapping, higher coverage limits and mortgage reforms
reThought Flood selects Vertafore PL Rating to expand private flood insurance distribution, reaching over 10,000 agents and 320 insurance carriers and MGAs
Hurricane Isaias heads toward the US Gulf Coast with 80 mph winds as storm surge and hurricane warnings stretch from Louisiana to Florida
Hurricane Isaias has become the first hurricane of the 2026 Atlantic season as it strengthens over the Gulf of Mexico and heads toward the northern Gulf Coast
Heavy rain, coastal flooding and dangerous rip currents threaten Florida as a stalled front keeps parts of the state wet through late week
Florida has activated emergency measures across 25 counties as Isaias strengthens in the Gulf, with flooding, strong winds and tornado risk ahead
Tropical Storm Isaias is forecast to rapidly strengthen in the Gulf, threatening Louisiana and Florida with hurricane winds, surge and flooding
Aviva CEO Amanda Blanc urges new insurance AI standards while warning that homes built in flood zones risk becoming uninsurable
The Atlantic enters October without a hurricane as a strengthening El Niño raises winter risks from heavy rain, flooding and tornadoes in Florida
Neptune, the largest private flood insurance provider in the U.S., is opening another route to coverage through AI agents such as Meta’s Muse
Hurricane Nolo brings flooding, wind and outages to Hawaii after $211 mn in state property damage, while prior storms drove major insured losses
Hurricane Polo remnants and moisture from Tropical Storm Odalys bring heavy rain and flash flood risk across New Mexico through Tuesday night
A Pacific Kelvin wave tied to El Niño is moving toward California, with sea levels expected to rise by up to 1 foot and increase coastal flood risk
A strong nor’easter brings coastal flooding, heavy rain and damaging winds across the US East Coast, with further rain expected in the Northeast
Orion180 plans to raise up to $340 mn in a US IPO, valuing the specialty homeowners and flood insurer at about $1.7 bn at the top of the range
Neptune Flood Research Group estimates $2.6 bn in annual NFIP subsidies remain, with Florida receiving nearly half and higher-value properties taking a large share
ICEYE partnered with The Water Institute to add FloodID predictive modeling to its satellite-based flood intelligence services for US users
Nepal’s floods could produce more than $132 mn in commercial insurance losses, with hydropower projects expected to account for most claims
Philadelphia residents receive a 15% discount on eligible NFIP flood insurance policies issued from April 2026, saving about $424,000 annually
Citizens Property Insurance sent 45,000 Florida homeowners non-renewal notices as the state-backed insurer continues shrinking its policy count
RiskScan data shows flood, winter storms and thunderstorms driving concern as localized disasters pressure P&C pricing and preparedness
Moody’s says the US flood insurance gap has reached 65%, leaving households and local governments exposed to more than $375 bn in uninsured losses
FEMA opened FY 2026 hazard mitigation funding for projects in Delaware, Maryland, Pennsylvania, Virginia and West Virginia
New research finds extreme coastal floods are now 12 times more likely as human-driven climate change pushes sea levels higher worldwide
Neptune Insurance Holdings, the parent company of Neptune Flood Incorporated, has priced a public offering of 9,841,395 shares of Class A common stock
Neptune Flood introduced a ChatGPT quoting app, extending automated flood insurance access while reporting strong 2025 growth across revenue and written premium
The National Flood Insurance Program provides flood coverage to households and businesses across the United States
FEMA has issued final pending flood maps that may change mandatory flood insurance requirements, giving homeowners six months to review potential impacts before they become effective
Wisconsin officials urge residents to assess flood risk and insurance options during Flood Insurance Awareness Week as flooding remains the state’s most common hazard
Deadly floods across South and Southeast Asia killed over 1,300 people and caused $20 bn in losses, highlighting growing climate and economic risks
A forestry firm loses an $85k claim after moving equipment without insurer consent, raising questions about recovery wording and disaster-response realism
Congress extends NFIP to Jan 2026, triggering renewed calls to reform FEMA and pursue long term flood insurance stability beyond short lived funding deals
Wright Flood, a Brown & Brown unit, moves to buy Poulton Associates amid NFIP shutdown fallout and shifting demand for private flood insurance
A series of severe storms across the U.S. and Alaska in mid-October could leave insurers with losses in the hundreds of millions
Gallagher Re Q3 report shows insured cat losses at $105bn YTD, below average but still sixth straight year over $100bn; warns volatility and unmodeled risks ahead
PERILS sets final insured loss for Sept 2024 Central Europe and Italy floods at €2.15bn, citing Austria, Czech Republic, and Poland as hardest hit
The flooding followed the remnants of Hurricane Debby and has generated total insured losses of C$2.806 bn, a slight decrease from the previous estimate of C$2.817 bn
Floodbase has rolled out a near-real-time flood mapping platform across the continental U.S., offering on-demand event-based licensing
The U.S. private flood insurance market has grown quickly in recent years, showing favorable underwriting results, but it remains a small part of the property/casualty industry
Insurance Australia Group Ltd. raised its fiscal-year 2025 guidance as estimated natural perils costs are projected at A$1.08 bn
Flood Re has secured £140 mn in retrocession reinsurance coverage with its first catastrophe bond, Vision 2039 – Series 2025-1
Flood Re is introducing a new Flood Bus, named Flo, as part of a national effort in Scotland to strengthen property-level flood protection and help communities prepare for future flooding
Flood events accounted for $18.2 bn in international fourth-quarter catastrophe losses, led by October floods in Valencia, Spain
PERILS has disclosed its second industry loss estimate for the floods in Central Europe and Italy to €2.08 bn
Insured losses have surpassed C$110 mn following severe storms and flooding in southern British Columbia, as reported by Catastrophe Indices and Quantification
