Nataly Kramer — Editor at Beinsure Media
Nataly have more than 10 years of professional experience in InsurTech & Digital Media and writing about insurance technologies, insurtech & digital markets, cybersecurity & cyber risks. Works in the international editorial of Forinsurer.com.
Expertise: Specializing in Insurance, InsurTech, Cyber, Healthcare, Digital Marketing.
My work explores the real-world implications of insurance innovation, cyber risks, and digital disruption across the global insurance landscape. For over a decade, I’ve been immersed in the intersection of insurance, technology, and digital markets.
With a background in journalism and digital media, and deep experience in international editorial work at Forinsurer.com, I provide clear, evidence-driven reporting for an audience of insurance professionals, risk managers, and financial analysts.
My focus is global but grounded. I track how macro events—natural catastrophes, regulatory shifts, cyber threats—reshape insurance pricing, reinsurance models, and underwriting strategies. I follow capital flows across the P&C and life sectors, writing about solvency levels, premium growth, investment returns, and loss trends. Whether I’m analyzing the €26.3 bn premium surge in CEE or the rebalancing of U.S. flood insurance portfolios, I ensure every article speaks directly to what matters for insurers, reinsurers, and policyholders.
Cybersecurity and cyber insurance sit at the core of my beat. I’ve covered the Ukraine cyber warfare’s ripple effects on global threat modeling, detailed Allianz Risk Barometer findings, and tracked the $10.6 bn growth forecast in the cyber insurance market.
I break down complex issues—zero-trust architecture, ransomware claim inflation, or digital supply chain vulnerabilities—into actionable insight for the insurance industry. I report on how insurers respond, from policy structure to reinsurer response.
I closely follow how global health, catastrophe, and legal risks drive pricing cycles in core markets. My reporting has explored everything from the impact of GLP-1 receptor agonists on reinsurance dynamics to marine insurer rate hikes in response to rising inflation-driven claims. Each report blends hard data with clear narrative to help executives understand not just what is happening, but why and what’s next.
At Beinsure Media, I also dive deep into analytics-driven coverage of consumer lines—auto, home, life, and travel—discussing pricing, behavioral shifts, and coverage options across geographies.
I map long-term changes, such as increasing private flood insurance uptake in the U.S. or evolving life insurance product design in Japan, linking insurance products to broader economic and social context.
My editorial compass is set by one principle: relevance. Whether I’m profiling the global top cyber insurers, breaking down aviation loss events, or tracking the regulatory roadmap in Taiwan and Saudi Arabia, I write to clarify. I connect risk factors with financial outcomes. I make sure each piece delivers substance—insight insurers can use, not headlines they scroll past.
At heart, I’m a journalist who believes the insurance industry is a mirror of global risk—and a blueprint for resilience. Every story I tell, from hurricanes to ransomware, is rooted in this conviction.
