Thomas Holzheu, Chief Economist Americas, Deputy Head of Group Economic Research and Strategy Swiss Re Institute, Ph.D.

Thomas Holzheu, Chief Economist Americas, Deputy Head of Group Economic Research and Strategy Swiss Re Institute, Ph.D.

Experience:
  • from 2017 Chief Economist Americas, Swiss Re Institute
  • 2011 – 2017 Head of Economic Research & Consulting, Americas, Swiss Re Institute, Greater New York City Area
  • 1997 – 2011 Senior Economist Swiss Re Institute, Economic Research & Consulting, New York

As Chief Economist Americas, I’m responsible for economic forecasting and insurance market research in the Americas. Together with my team, I support Swiss Re’s business units and strategic planning, provide insights and forecasts on market developments and the economic environment.

Thomas Holzheu, Swiss Re Institute

This includes the sigma series, Swiss Re’s research publication on the insurance industry. I frequently present and publish on economic, insurance and risk-related topics. Research areas include technology trends, regulatory factors, catastrophe loss trends, protection gaps, alternative capital, liability claims drives and the interaction of re/insurance with international financial markets.

Education:
  • 1990 – 1994 Ludwig-Maximilians-Universität München, Doctor of Philosophy (Ph.D.), economics
  • Ludwig-Maximilians-Universität München, Diploma, economics 1985 – 1990 / Law and Economics, Property Rights Theory, Environmental Policy, Risk and Insurance.
Dissertation
  • “Environmental politics via liability rules – loss prevention and risk allocation” / Law and Economics, Property Rights Theory, Environmental Policy, Risk and Insurance.
Honors & awards
  • 2017 Shin Research Excellence Award / Issued by Geneva Association and International Insurance Society (IIS)
Latest reviews by Thomas Holzheu
Interest Rates Impact for Life Insurance & Retirement Savings" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="Life Insurance & Retirement Savings. Forecast for the U.S. & Europe">
Life Insurance & Retirement Savings. Forecast for the U.S. & Europe
The surge in interest rates to 15-year highs significantly improves the outlook for life and annuity insurance. The life insurance industry today looks very different to 15 years ago
Digitalization in Insurance: New Risks & Solutions" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="Digitalization in Insurance: New Risks & Solutions in 2024">
Digitalization in Insurance: New Risks & Solutions in 2024
In the era of digital transformation, the insurance sector has observed a paradigm shift in the creation of value. Digital data, now form a significant part of the economic value
US Liability Insurance Claims and Economic Inflation Impact" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="Impact of Economic Inflation for US Liability Insurance Claims">
Impact of Economic Inflation for US Liability Insurance Claims
US liability claims costs have risen by an annual average of 16% over the last five years, well above average rates of economic inflation at around 4%
2023 Insurance Resilience Index & Global Protection Gap" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="2023 Insurance Resilience Index & Global Protection Gap">
2023 Insurance Resilience Index & Global Protection Gap
Insurance resilience indices measure how insurance contributes to maintaining financial stability. Global protection gap measured at $1.8 trln
US Property & Casualty Insurance Outlook" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="US Property & Casualty Insurance: P&C Insurance Pricing Trends">
US Property & Casualty Insurance: P&C Insurance Pricing Trends
The intensity and spread of inflation is sending insurance claims costs soaring. Strong rate hardening in commercial insurance lines and personal lines rates support topline growth
2023 US P&C Insurance Outlook: Inflation, Catastrophes & Volatile Markets" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="2023 US P&C Insurance Outlook: Inflation, Catastrophes & Volatile Markets">
2023 US P&C Insurance Outlook: Inflation, Catastrophes & Volatile Markets
2023 will be a difficult year for the US P&C industry: claims severities surged with inflation, natural catastrophe losses were elevated for a sixth straight year
Main Types of Cyber Loss Estimates and Cyber Insurability" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="Main Types of Cyber Loss Estimates and Cyber Insurability">
Main Types of Cyber Loss Estimates and Cyber Insurability
In response to uncertainty around cyber risk, insurance providers have become more selective in their underwriting through better risk selection, lower limits, cyber insurance
Risk Management With Cyber Insurance" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="Risk Management With Cyber Insurance">
Risk Management With Cyber Insurance
Risk management is the process of identifying, assessing and responding to/mitigating risk events. Organisations must understand the probability and potential severity of loss events
Cyber Insurance and Cyber Risk Landscape" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="Ransomware Insurance and Cyber Risk Landscape">
Ransomware Insurance and Cyber Risk Landscape
The resulting losses from a systemic cyber event could be very large, impacting companies, the broader economy and society at large
" class="attachment-csco-thumbnail size-csco-thumbnail wp-post-image" alt="Global Insurance resilience recovered. Swiss Re Index">
Global Insurance resilience recovered. Swiss Re Index
Global insurance resilience recovered, primarily due to strong improvement in health resilience, which natural catastrophe